Water Polo Insurance for Teams, Camps, Tournaments, and Coaches

Water Polo insurance programs for adult and youth teams and leagues including coverage for Accident and General Liability.

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General Liability Insurance for Water Polo

  • High-limits from $1M to $5M
  • Affordable rates
  • Non-Owned and Hired Auto Liability

Accident Insurance for Water Polo

  • Reimburse medical bills
  • Limits up to $100k
  • Deductible options



Why do I need water polo insurance?

If an accident happened at your organization, you could still be liable for damages even if you are not negligent. Moreover, applying risk management tactics is an excellent practice to help decrease accidents at your organization. However, they do not eliminate the risks. Some risks in water polo are unforeseeable and therefore unpreventable. Getting water polo insurance will give any organization, team, camp, or coach peace of mind by helping to cover any claims that might arise. 


What does water polo insurance cover? 

If you are an owner of a water polo organization, then having a high-quality insurance policy will be very beneficial to you, your athletes, your coaches, and your organization. Water polo insurance helps cover the claims from the costs associated with injuries to spectators and participants. Costs from lawsuits could be expensive and detrimental to your business’s financial health. Therefore, you need to be protected to avoid these financially disastrous situations. 

At Sadler Insurance, your water polo insurance policy is customizable to your needs. Therefore, you can cover whatever you would be beneficial to your organization. 

Adding a solid General Liability policy into your insurance strategy could help protect you against: 

  • Financial loss from lawsuits, including settlement costs, adverse jury verdicts, and legal fees
  • Legally obliged payment of medical expense due to injury
  • Compensatory damages and pain and suffering

In addition, adding an Accident insurance policy to your water polo insurance package can help:

  • Lessen the feeling of responsibility to cover out-of-pocket medical bills for those injured.
  • Reduce the chances for lawsuits arising out of injuries to injured participants.


Is water polo a risky sport? Drowning water polo player

Any sport that is highly physically demanding and involves water is bound to have some safety concerns. Having a sport based in water can lead to water accidents like drowning. Drowning is a possibility for any swimmer, no matter their ability level. In addition, water polo can still be considered a relatively risky sport as it can lead to bruises, scratches, and pulled muscles. 

However, water-based activity also makes the sport easier on the joints compared to playing on land. Moreover, water decreases the weight put on your joints, decreasing the stress. 

Fortunately, the likelihood of being injured during a water polo game is relatively low. Nonetheless, the risk of injury to your players is not eliminated. Therefore, any water polo organization that hosts games, tournaments, camps, or other events, you will need to take proactive measures to help in mitigating the risks to your players. 


Risk mitigation strategies

Implementing risk management tactics can help to limit risks that could be preventable. In addition, it helps to limit your negligences and keep your players safe. The following are some risk management tactics your water polo organization can implement:

  • Ensure that the players warm up their muscles by stretching and performing plyometric exercises before playing. Warm-ups can help decrease the likelihood of strained muscles. 
  • Make sure the players are aware of the game’s rules and know the possible safety risks of water polo. 
  • Have the pool under constant and vigilant watch by referees to ensure there’s no foul play. 
  • Post signs around the pool to ensure that players do not run, which could increase the likelihood of slipping. 
  • Have the players sign a liability waiver – for adults and minors – to make them aware of the risks and possible negligence.

Applying the above measures is an excellent start to decreasing both your negligence and your organization’s risk exposure. In addition to these tactics above, Sadler Sports and Recreation Insurance has in-house risk management programs that can be helpful to further your education about risk management tactics. We created our programs to give you a more profound knowledge of the different risks so you can keep your water polo players safe.

Risk Management Programs that apply to water polo: 


What is water polo?

Water polo is a competitive, water-based team sport played in a pool between two teams of seven. The gameplay of water polo significantly involves swimming, treading water, passing a ball, and throwing the ball at a net to score. Water polo is an overall great game to get in your exercise and have fun with others.

The teams consist of six players and one goalie that guards its team’s net against the other team scoring a goal. In addition, there are nets at each end of the pool where players attempt to throw the ball to make a goal. The game’s objective is to score more goals than the opposing team. 

To play the game, players can move the ball by throwing it to a teammate or swimming while pushing the ball in front of them. In addition, players other than the goalies can only use one hand to hold and throw the ball. On top of this, players can not touch the bottom of the pool while playing; therefore, they are constantly treading water. Consequently, it is a very physically demanding sport requiring constant movement. 


What are the health benefits of water polo?Water polo player in a swimming pool

As stated above, water polo is considered to be very physically demanding. Therefore, it is very beneficial to one’s health for various reasons and can help develop well-rounded, physically fit players. The primary variable for water polo being regarded as a high endurance game is that the players are not allowed to touch the bottom of the pool. Therefore, they have to tread water the entire game. 

Benefits of participating in water polo can include:

  • Improving cardiovascular and endurance 
  • Gain strength in legs, core, and arms
  • Increase mental health from social interaction and by exerting endorphins
  • Help to manage stress and anxiety


Request a quote from Sadler Insurance today!

With Sadler Insurance, you can customize your water polo insurance package to fit your organization’s individual needs. We have been helping to protect sports and recreational businesses, coaches, and instructors since 1946. 

We can offer you incredible rates with savings of up to 38%. So begin your journey to protect yourself and your business from significant financial harm and submit a quote today.