Studio / Facility Insurance Renewals


It is important to review your operations each year and choose a policy that will best cover your Studio/Facility.   Please review each of the studio/facility programs below and choose the program that best fits your current operations.


Exercise Studio Program Specifically designed to meet the unique needs of U.S.-based owners and operators of studio facilities

  1. Less than 3000 sq. ft. of space
  2. Offer personal/individual training, exercise, aerobics, yoga, or Pilates activities, where people participate in scheduled fitness programs under the direct supervision of a fitness professional such as a personal trainer or exercise instructor.

Health Club Program (Limited Services): Specifically designed to meet the unique needs of U.S.-based health clubs

  1. Less than $500,000 in annual sales (If annual sales exceed $500,000, used Health Club Program-Basic Services)
  2. Offer programs and services that may include personal training, aerobics, yoga, Pilates, free weights, resistance machines, cardio machines, and a variety of exercise classes for members.
  3. Exercise Studios that are not eligible under Programs 1 and 2 above because they exceed 3000 sq. ft. in space may be eligible under this program.
  4. Does not include coverage for CrossFit operations or specialty areas listed below under the Health Club Program (Basic Services.)

Health Club Program (Basic Services): Specifically designed for U.S.-based owners and operators of membership-based health and fitness clubs and/or tennis/racquet clubs.

  1. Annual Sales less than $2,000,000
  2. Offering programs and services for members and guests that may include circuit training, personal training, aerobics, yoga, pilates, free weights, resistance machines, cardio machines, a variety of exercise groups, non-contact martial arts, basketball/volleyball, racquet sports
  3. Unattended/unstaffed 24 Hour Key Card/Key Pad/Key code Access Operations or Unattended/unstaffed operations
  4. Childcare
  5. Indoor Tanning
  6. Saunas/Steam Room
  7. Pro-shop
  8. Whirlpool/Hot Tubs
  9. Snack /Juice Bar /Restaurant
  10. CrossFit

Gymnastics Schools & Clubs   Specifically designed for U.S.-based gymnastics schools/clubs specializing in the instruction of gymnastics, tumbling, cheerleading/dance and related programs.

Cheer Gyms  Specifically designed for U.S.-based cheerleading gyms specializing in the instruction of cheerleading, dance, tumbling, trampolines and related programs.

Martial Arts Schools & Programs  Specifically designed for U.S.-based martial arts schools and other organizations specializing in the instruction of martial arts.

Dance Schools & Programs  Specifically designed for U.S.-based dance schools and other organizations specializing in the instruction of performance and social dance.

If you are unable to locate the program in which need to purchase or need additional information, please Contact Us.