Snowboarding Insurance for Schools, Clubs, Camps, Competitions, and Instructors

Quick, hassle-free online quotes for snowboarding insurance.

General Liability Insurance for Snowboarding

  • High-limits from $1M to $6M
  • Affordable rates
  • Non-Owned and Hired Auto Liability
  • Sex Abuse/Molestation

Accident Insurance for Snowboarding

  • Reimburse medical bills
  • Limits up to $100k
  • Deductible options



What is snowboarding? 

Snowboarding is an individual winter sport that involves descending on a mountain covered in snow. The snowboarder uses a single board attached to their feet with mounted binding.
Female snowboarder performing jump from the hill
The athlete will carve the snow with their board as they glide down the mountain. This sport is a stimulating recreational activity as people enjoy getting active outside. In addition, it’s a fun way to get your exercise in for the day. There is also competitive snowboarding. The snowboarding categories are freeriding, freestyle, urban, and halfpipe snowboarding. The objective of snowboarding competitively is to gain the most points by showing specific tricks and techniques related to the snowboarding category.

Health benefits of snowboarding

Not only can snowboarding be highly enjoyable, but it’s also excellent for your body and can have many beneficial impacts on your health – both mentally and physically.
The following are some of the main health benefits that snowboarders experience.

  • Improved Balance: Balancing on a fast-moving board down a slope is not an easy task. Snowboarders gradually gain improvements in their balance because they will continue to fall without it. Many of the snowboarders’ balance improvement results from their core being strengthened by constant engagement while snowboarding.
  • Cardiovascular Conditioning: Snowboarding is a full-body workout that requires endurance and stamina. Therefore, snowboarders tend to experience the health benefits of an improved cardiovascular system.
  • Strengthen Leg Muscles: Snowboarding requires the athlete to have slightly bent knees and engaged legs. Snowboarders experience strengthened leg muscles by holding this position and maneuvering the snowboard down the hill.


Is snowboarding risky?

Gliding down the slopes at high speeds is not the safest activity. This assumption is valid as the nature of snowboarding can result in unfortunate bodily injuries. However, we cannot do much in life without an element of risk. All you can do is be aware of the risks and learn how to mitigate them as much as possible.
The leading cause of injury in snowboarding is from losing control and falling. However, there are plenty of reasons why a snowboarder would fall, and some of them can be preventable. For example, the fall could result from unexpected dangers in natural disasters, terrain, inexperience, or collisions with others.
According to a study, the following are injuries that snowboarders commonly sustain:

  • Wrist fractures
  • Dislocated shoulder
  • Dislocated elbow or shoulder
  • Head injuries like concussions
  • Spinal injuries


Snowboarding risk management strategy

As the owner of a snowboarding team, club, tournament, or event organizer, it is essential to implement practices that guard against potential risks. Although many risks in snowboarding are out of your control, below are some risk management measures to apply. Using the following tactics will help remove any negligence and keep your snowboarders safe.

Risk management techniques 

Snowboarding accident on mountain

  • Training Level: All snowboarders should only go down slopes and perform tricks that match their skill level. Both the runs and ramps must be color-coded to indicate difficulty level. Color-coding ramps will help the snowboarders be aware of conditions that could cause injury if they are inexperienced.
  • Weather Conditions: Check local weather conditions, forecast, and windchill before an outdoor snowboarding session. Having weather conditions that are not optimal could be dangerous for snowboarders and add a heightened level of risk.
  • Slope Checks: Employees must check the terrain before the snowboarding session to ensure that the activity area is free from hazards/debris.
  • Understand Snowboarding Technique: Beginners should be taught the proper snowboarding techniques before going on the slopes. Teaching techniques will help reduce injuries from inexperience.
  • Protective Gear: Regardless of skill level, snowboarders should equip themselves with protective gear including helmets, goggles, kneepads, and gloves. The appropriate accessories will provide protection while in action.
  • Liability Waiver: The snowboarders that you coach or host at your facility should know the risks associated with snowboarding. Therefore having them sign a liability waiver will bring awareness and may help to reduce some of your liability. Sadler sports offers liability waivers for adults and minors.


Is snowboarding insurance beneficial?

Snowboarding Insurance could help to cover accidents that you cannot control. Even when you do your due diligence to keep a safe environment, bodily injury caused through activities on your snowboarding team, club, tournament, or other events can still happen. The risks of snowboarding are very real, and insurance helps guard against these unfortunate incidents.
The purpose of a comprehensive snowboarding insurance policy is to protect you against the risk of incidents that may result in lawsuits. In addition, it will help give you peace of mind as it could limit the liabilities you’re exposed to.


What does snowboarding insurance cover? 

At Sadler Insurance, we offer a comprehensive snowboarding insurance policy that is customizable to fit your organization’s needs. These customizable policies can cover a wide range of activities as we provide snowboarding team insurance, snowboarding club insurance, and snowboarding tournament insurance.
Insurance policies that would be a great addition to your snowboarding organization’s risk mitigation strategy are a general liability policy and an accident policy.
Adding a general liability policy that would be beneficial as it can help protect against:

  • Financial loss from lawsuits including settlement costs, adverse jury verdicts, and legal fees
  • Legally obliged payment of medical expense due to injury
  • Compensatory damages and pain and suffering

Having an Equipment Insurance policy can help give your organization peace of mind as it can help cover equipment replacement costs. Snowboarding equipment can be expensive, especially when purchasing multiple sets as a business. Protect your business from the burden of replacing damaged or stolen sports equipment with an equipment insurance policy.


Get snowboarding insurance that fits you!Winter Snowboarders on top of mountain

Snowboarding is a terrific sport that gets people active and outside to enjoy nature. However, it is inherently risky. Therefore, if you are a coach, instructor, or organizer of a snowboarding team, club, or tournament, you need to guard against the risks. Sadler Sports and Recreation Insurance offers customizable Snowboarding Insurance to fit your needs.
Our goal at Sadler Sports Insurance is to help protect you against significant financial damages resulting from a lawsuit. Our insurance policies are a simple way to mitigate your risks and give you peace of mind. Get some of the best coverage in the industry and reduce your liability by submitting a quote to us today!