Rowing Insurance

Help protect from significant financial damages in a lawsuit with Sadler's customizable insurance policies. Get a quote hassle-free!

Protect your Rowing team, league, camp, or tournament with General Liability, Accident, Directors & Officers, Crime and Equipment insurance.

General Liability Insurance

  • High-limits from $1M to $6M
  • Affordable rates
  • Non-Owned and Hired Auto Liability
  • Sex abuse/Molestation

Accident Insurance

  • Reimburse medical bills
  • Limits up to $100k
  • Deductible options


What is rowing? 

Rowing is a water-based sport where athletes race by utilizing a rowing boat, oars, and coordination skills. Using oars, the players will use techniques and strength to propel the boat towards the finish line. Rowing matches can be indoors, on a man-made lake, or in various waterways outdoors. The goal of a rowing race is to pass the finish line in the quickest time compared to your competitors. 

The number of members of a rowing team depends on the class of the boat. A rowing team can either be an individual or have 8-team members participating. The rowing community calls an individual in a boat a ‘single scull.’ Whereas the group of eight is called a coxed eight. When there is a team of rowers, an athlete sits at the front of the rowing boat to give orders to ensure the team is in sync. The boats used in rowing are called shells and have a long, narrow build. The oars the athletes use to race are flat and about 6.5 to 10 feet long.


Does rowing have health benefits?

Rowing Boat with Instructor teaching Competitive Rowing

Rowing is an excellent sport to take up if you are looking to improve your fitness. While rowing, athletes sit in the boat and use their whole bodies to row their oars. Therefore, it is a full-body exercise that increases both strength and endurance. The most muscle groups used in rowing athletes are the arms, legs, back, abdomen, and buttocks. In addition, the release of endorphins from cardio and resistance training will be immensely beneficial for participants’ health. 


Is rowing a risky sport? 

According to a review, rowing is considered a safe sport as it is a no-contact sport. However, the sport is still very physically demanding and can take a toll on the body. Therefore, the high impact that the rowers face makes them susceptible to injury. 

In addition, the nature of the sport is on water. Sports that take place on the water have an additional risk compared to land sports. Water sports adds the risk of participants being involved in a water accident such as drowning.

The following are common injuries among rowing athletes: 

  • Low Back Pain
  • Wrist Injuries
  • Knee Injuries
  • Rib Pain
  • Blisters

Risk mitigation practices for rowing

Your organization should consider implementing risk mitigation practices to help limit your negligence. The methods to follow could aid in limiting preventable incidents. Therefore, creating a well-rounded risk mitigation strategy is a good idea to keep your business and athletes safe. 

Fitness level checks

Rowers should be maintaining a certain level of fitness so their bodies can handle the full-body exertion that rowing requires. Therefore, these athletes should keep up general conditional, making them less susceptible to injuries.

Warm-up and cool downs

Your organization should implement a mandatory warm-up and cool-down time for athletes to decrease the chances of strains or pulled muscles. These exercises should support the muscles used while rowing. Therefore, there should be an emphasis on the upper body, lower back, and legs.

Swimming level checks

As rowing is a water sport, the risk of water-related accidents is high. Therefore, rowers should pass a swimming clearance before rowing to prove that they can swim. This test will help to reduce the chances of water-related incidents significantly.

Technically trained

Coaches should focus on teaching their athletes proper rowing techniques. Knowing how to row correctly will help the athletes perform the skills that are integral to rowing and reduce the risk of injuries.

Team of Rowers in Competition

These are a few examples that can help mitigate risk and liabilities. However, it still does not guarantee that you will be alleviated from all incidents, even if they are unintentional. Therefore, having a reliable insurance policy can provide you with more protection.

Risk Management Awareness Training for Sports Organizations

Sadler Sports Insurance offers Risk Management Awareness Training for your organization’s administrators and workers. This training program can help to increase your risk management practices even further. In addition, the program develops content that will train your staff to become aware of hazards and understand the legal standard of care.


Why do you need rowing insurance? 

A rowing organization needs insurance to help protect against lawsuits or other financial losses from unforeseeable events. Accidents of any type can be expensive and put your business in financial jeopardy. Therefore, it is proactive to put a high-quality, comprehensive rowing insurance policy in place to help cover unexpected costs. 

General liability policy

A general liability policy can aid in protecting your business by helping cover the liabilities that would fall onto your organization in the case of an injury. In some instances, accidents that cause injuries in rowing can be limited through proactive risk management strategies. However, there is still a chance that athletes at your organization could be injured. Therefore, your business could be liable for the costs associated with those injuries. Sadler Sports offers a comprehensive general liability policy that can help to minimize your risk. 

Equipment insurance 

Rowing equipment can get expensive especially having to own multiple sets as an organization. Also, no organization wants to have the burden of replacing their equipment if it was unintentionally or intentionally damaged or stolen. Having an Equipment Insurance policy can help give your organization peace of mind as it can help cover equipment replacement costs. 


Get rowing insurance that fits your needs!

Sadler Sports Insurance is an easy and hassle-free option to get protection for your rowing business. Our Rowing Insurance plans are customizable, so you can get what your business needs. Our goal is to get your business as protected as possible against incidents that may arise. 

There is no reason for your business to be without high-quality insurance coverage. Sadler can be an integral part of your risk management strategy and give you the knowledge to help your organization and athletes stay as safe as possible. We offer savings of up to 38% compared to our competitors while still offering broad protection and coverages. 

Request a quote today and start your journey to a risk-reduced organization. 

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