Optional Add-On Coverages

Please select the applications below that you would like to add on to your existing General Liability policy.

Click Here to purchase optional coverages listed below:

The application will give you an option to apply for all optionals. If you wish to skip an optional, simply hit continue at the bottom of the page. 

  • Directors & Officers Liability
    • Protects against certain lawsuits not covered by a General Liability policy such as discrimination based on race, sex, age, or handicap; wrongful suspension or termination of personnel or players; or failure to follow your own bylaws when making an administrative decision.
    • $1,000,000 Per Claim Limit ($1,000 Deductible)Premium of $315 per governing board
    • The Directors & Officers Insurance policy is available only to organizations having a current General Liability policy in force through Sadler & Company.   View Plan Description for Coverage details, What is covered and Examples of potentially covered lawsuits.
  • Crime Insurance
    • Covers certain financial loss due to embezzlement of funds or theft of equipment by your own directors, officers, or staff.
    • $25,000 Limit ($500 Deductible)
    • Premium of $200
    • The Crime Insurance policy is available only to organizations having a current General Liability policy in force through Sadler & Company.   View Plan Description for Coverage details, What is covered and Examples of potentially covered lawsuits.
  • Equipment Insurance
    • Covers certain financial loss to equipment owned by chapter (sports, concession, maintenance, etc.) due to perils of fire, wind, theft, and vandalism.
    • Limit is based on Replacement Cost Value of 100% of Organization Owned Equipment ($500 Deductible)Rate is $2.00 per $100 of replacement cost value.$200 minimum premium applies.
    • The Equipment Insurance policy is available only to organizations having a current General Liability policy in force through Sadler & Company.   View Plan Description for Coverage details, What is covered and Examples of potentially covered lawsuits.

**PLEASE NOTE THE PREMIUM IS FULLY EARNED AT INCEPTION.

**If you have any questions regarding your current coverages or renewal dates, please call the office at 800-622-7370. The office is open Monday-Friday 8:00 AM – 5:00 PM.