The gold standard that is the envy of the competition
The American Youth Football and American Youth Cheer endorsed insurance provider, Sadler Sports Insurance, released the new 2021 insurance program for teams /associations /conferences on May 25, 2021. Online enrollment will be available on May 28, 2021.
The 2021 program is, once again, the gold standard in youth football and cheer insurance with an unbeatable combination of low rates, broad custom coverages, and best-in-industry automation that allows instant online enrollment and issuance of proof of coverage documents and certificates for field owners. But that’s not all: the program also provides best-in-industry risk management resources to prevent injuries before they become claims and groundbreaking studies on safety in youth football and cheer. In addition, 97% of our clients grade our customer service as “A”. That’s important because at some point during the policy year, clients will have coverage questions, need to add additional teams, need assistance with risk management resources, or will need to issue a certificate with special wording.
Apply, pay, and print proof of coverage documents and certificates in as little as 10 minutes
Our advanced automation is so simple and fast that you can complete the entire insurance purchase transaction and print all your documents in as little as 10 minutes. Many competitors require the completion of forms and days of waiting just to get a quote. Then, once the quote is bound, it can take several days to get the proof of coverage documents and certificates for field owners. Or, they could charge $100 extra for next day rush delivery.
We have a new feature that allows the prior years certificate holder list to be pre populated so that information does not need to be input again.
After the purchase, we provide our clients access to our website so that they can self-issue certificates for new field owners 24/7. It’s so easy and our clients love this benefit.
Competitors withdraw from market or take major rate increases
Many of our competitors have taken major increases over the past several years due to sexual abuse/molestation and concussion litigation as well as other losses. However, our program remains stable with an average 2021 rate decrease on the Accident/General Liability of 3%. We will have a 5% rate increase on our D&O, Crime, and Equipment policies.
Child Abuse Risk Management Plan Required By Federal Law and Insurance Carrier
The federal Safe Sport Act applies to all sports organizations either directly or indirectly and requires mandatory reporting of a “suspicion” to law enforcement within 24 hours; written policies to make an incident less likely to occur; and mandatory education for both adult staff and minors on the different types or child abuse, how to prevent the sexual grooming process and how to report a suspicion. Sadler provides a free child abuse risk management plan for your adoption that is Safe Sport Act compliant called Safe Sport Child Abuse And Other Misconduct Risk Management Plan.
Furthermore, the $1M per occurrence Sex Abuse/Molestation coverage under the general liability policy will be voided unless organizations have implemented a system to run criminal background checks, have written policies and procedures to make an incident less likely to occur, and have a written requirement to notify law enforcement in the event of suspicion. Our free Safe Sport compliant risk management plan will satisfy written requirements. See our insurance plan description for additional information.
What is being done to combat the risk of concussion/brain injury and related litigation?
Sadler Sports Insurance provides a sample Football/Cheer Concussion Awareness Risk Management Program that is strongly recommended for all teams/associations/conferences. This free program can be found under the risk management section of our AYF Insurance page. This program consolidates accepted risk management practices for easy board adoption and implementation. We recommend coaches complete the AYF coaching education program. Certification is required of head football and cheer coaches participating in AYF national championships. We also encourage coaches, volunteers and players to view our Seahawks’ tackle resources page which demonstrates their tackling methods. AYF has provided a certification test to take in conjunction with this video on myafy.com. It is important for all teams/associations/conferences to thicken their shields by adopting and fully implementing a comprehensive concussion/brain injury risk management program. The future of our sports depends on this action and it’s the right thing to do to protect the kids.
Check out our new risk management reports
We developed the following risk management reports to keep our clients up to date in critical areas:
Guide To Preventing Heat Stroke Death In Youth Tackle Football This comprehensive awareness training article was produced as a result of a recent heat illness death.
New Safe Sport Act Applies To Most Amateur Sports Organizations This new federal act signed into law in February of 2018 increases the standard of care required to protect youth against child abuse, molestation, and other forms of misconduct.
Parade Float Risk Management For Sports Organizations Two of our largest claims have arisen out of parade float accidents where participants have fallen from floats and have been run over resulting in significant injuries. This article will help to reduce the risk of future parade float accidents.
Managing Charter Bus Risk For Sports Organizations This is a must read for any conference/association hiring a charter bus.
How To Easily Organize Sports Risk Management Documents In The Cloud Legal forms and risk management policies and training are worthless unless you can introduce them into evidence many years after they are collected. Learn a simple system for storing these critical documents.
Sample AYF/AYC Risk Management Plan
Our recently updated Sample AYF/AYC Risk Management Plan pulls together all of our best risk management content just for youth football and cheer. Be sure to adopt, implement, and distribute this critical plan or similar comprehensive plan.
Be a part of groundbreaking injury studies
If you purchase your insurance through the endorsed insurance program, all Accident claims automatically become part of the database where our custom software analyzes the information to produce meaningful injury reports. This has led to groundbreaking studies on the comparison of injuries in age only vs age/weight categories and the incidence of concussions within AYF/AYC.
Please visit our webpage at www.sadlersports.com/ayf or call us at 800-622-7370 if you have any questions.