Medical Expense & General Liability
| Combined $100,000 Medical Payments for Participants/$2,000,000 General Liability | |||
| Sport | Ages 12 & Under | Ages 13 – 15 | Ages 16 – 19 |
| The following sports are based on the number of teams/per age and sport | |||
| T-ball | $84 | Not Available | Not Available |
| Baseball | $86 | $136 | $172 |
| Basketball | $85 | $101 | $175 |
| Field Hockey | $116 | $136 | $159 |
| Ice Ringette | $166 | $166 | $166 |
| Inline Hockey | $257 | $257 | $257 |
| Lacrosse | $179 | $179 | $179 |
| Roller Hockey | $245 | $245 | $245 |
| Soccer | $125 | $145 | $168 |
| Softball | $84 | $99 | $170 |
| Touch/Flag Football | $82 | $101 | $125 |
| The following sports are based on the number of players/per age and sport | |||
| Adaptive Baseball/Softball | $13.40 | $$13.40 | $13.40 |
| Adaptive Basketball | $13.40 | $13.40 | $13.40 |
| Adaptive Swimming | $13.40 | $13.40 | $13.40 |
| Adaptive Tennis | $13.40 | $13.40 | $13.40 |
| Adaptive Track & Field | $13.40 | $13.40 | $13.40 |
| Bowling | $5.16 | $5.16 | $5.16 |
| Badminton | $5.16 | $5.16 | $5.16 |
| Cheerleading | $18.55 | $18.55 | $18.55 |
| Cross Country | $5.16 | $5.16 | $5.16 |
| Dodgeball | $5.16 | $5.16 | $5.16 |
| Double Dutch | $5.16 | $5.16 | $5.16 |
| Drill Team | $5.16 | $5.16 | $8.44 |
| Golf | $5.16 | $5.16 | $5.16 |
| Kickball | $5.16 | $5.16 | $5.16 |
| Swimming | $5.16 | $5.16 | $5.16 |
| Tennis | $5.16 | $5.16 | $5.16 |
| Track & Field | $5.16 | $5.16 | $5.16 |
| Volleyball | $5.16 | $5.16 | $5.16 |
| Wrestling | $18.55 | $18.55 | $18.55 |
No commissions are payable to insurance agents.
Rates are valid 2-1-2021 to 1-31-2022.
Directors & Officers / Crime/ Equipment Rates
Directors & Officers Liability
- $1,000,000 Directors & Officers $300 per governing board
- $2,000,000 Directors & Officers $450 per governing board
Crime -$25,000 – $200 per governing board
Equipment- $2.00 per $100 of coverage subject to minimum premium of $200
Click here for a detailed coverage description for all of the above policies
If your coaches are not trained by NAYS and you are interested in certifying your coaches, please visit the NAYS website. NAYS clinics are available on-site or online, and will not only take some of the work off of the organization that hosts the training, but also provide tried and true risk management techniques that will protect the organization, the coaches and the athletes. Our suggestion would be to work this into your current coaches’ training whether all at once or one sport at a time.
If your coaches are not trained by NAYS, please go to our home page to view our other special insurance programs.
Risk Management Content
Appoint Risk Management Officer (RMO) To Set Up And Manage Plan
- Selection And Duties Of Sports Risk Management Officer (Coming Soon)
Choose High Quality Insurance
- 7 Critical Mistakes To Avoid When Buying Sports Insurance
- Horror Story Claims That Actually Happened To Sadler Clients
- Purchase Accident and General Liability from NAYS endorsed plan
- Purchase Directors & Officers/Crime/Equipment from NAYS endorsed plan
Contractual Transfer Of Risk To Other Parties
- Are Waiver/Release Forms Worth Paper They Are Written On?
- Electronic Signatures Of Waiver/Release Forms
- Sample Waiver/Release Form – Minor
- Sample Waiver/Release Form – Adult
- Sample Waiver for Communicable Diseases including COVID-19
- Emergency Information / Medical Consent Form
- Image Release Form
- Before You Sign The Facility Lease Agreement
- Collecting Certificates Of Insurance From Vendors
- When Hosting Tournaments Transfer Risk To Visiting Teams
Avoid Or Mitigate High Risk Activities That Are Not Essential To Your Mission
- Group Transportation (Coming Soon)
- Swimming Outings
- High Risk Fundraising Activities/Devices (Coming Soon)
- Serving Of Alcoholic Beverages
Child Abuse: Sex/Physical/Emotional/Bullying/Hazing/Harassment
- Safe Sport Act Applies To Most Amateur Sports Organizations
- Types Of Criminal Background Checks
- Criminal Background Check Vendors
- Volunteer Application Form (WORD DOC)
- Sadler Safe Sport Child Abuse And Other Misconduct Risk Management Plan
- Abuse Awareness Training For Minors (Ages 4-12)
- Abuse Awareness Training For Minors (Ages 13-17)
Brain Injury/Concussion
- Interactive Concussion State Law Map
- Concussion Awareness Risk Management Plan
- Concussion Awareness Risk Management Plan (Football and Cheer)
- CDC Online Training Course
- NAYS Concussion Training Video
- CDC Parent/Athlete Concussion Fact Sheet
- Seahawks Tackling Resources
Coronavirus/COVID-19
- Amateur Sports And Coronavirus (COVID-19): How To Return To Play
- Sample AYF/AYC COVID-19 Guidelines For Return To Activity
- Sample Waiver/Release For Communicable Diseases Including COVID-19
- Sample COVID-19 Warning Signage
Other Serious Risks
- Lightning Safety And 30/30 Rule
- Bleacher Risk Management
- 12- And 15- Passenger Vans
- Heat Illness: Avoidance and Prevention
- Guide To Preventing Heat Stroke Death In Youth Tackle Football
- Food Handling Checklist For Sports Concession Stands
- Parade Float Risk Management
Most Common Risks
- Improper Supervision And Instruction
- Improper Sport Injury Care
- Facility And Equipment Problems (Coming Soon)
- Fitting Instructions and Helmet Care
Document Retention In Event Of Litigation
Written Risk Management Plans Pull Together Above
- Basic Risk Management Awareness Plan (Word Doc)
- Broader Risk Management Awareness Plan for Local Sports Organizations
This is not an all-inclusive list, check out our risk management page for other articles, programs, videos and forms.