NAYS Team/League Insurance

The better sports insurance program for the better sports organizations that have trained their coaches. (Medical Expense, General Liability, Directors & Officers, Crime and Equipment.)

Medical Expense & General Liability

Combined $100,000 Medical Payments for Participants/$2,000,000 General Liability
Sport Ages 12 & Under Ages 13 – 15 Ages 16 – 19
The following sports are based on the number of teams/per age and sport
T-ball $84 Not Available Not Available
Baseball $86 $136 $172
Basketball $85 $101 $175
Field Hockey $116 $136 $159
Ice Ringette $166 $166 $166
Inline Hockey $257 $257 $257
Lacrosse $179 $179 $179
Roller Hockey $245 $245 $245
Soccer $125 $145 $168
Softball $84 $99 $170
Touch/Flag Football $82 $101 $125
The following sports are based on the number of players/per age and sport
Adaptive Baseball/Softball $13.40 $$13.40 $13.40
Adaptive Basketball $13.40 $13.40 $13.40
Adaptive Swimming $13.40 $13.40 $13.40
Adaptive Tennis $13.40 $13.40 $13.40
Adaptive Track & Field $13.40 $13.40 $13.40
Bowling $5.16 $5.16 $5.16
Badminton $5.16 $5.16 $5.16
Cheerleading $18.55 $18.55 $18.55
Cross Country $5.16 $5.16 $5.16
Dodgeball $5.16 $5.16 $5.16
Double Dutch $5.16 $5.16 $5.16
Drill Team $5.16 $5.16 $8.44
Golf $5.16 $5.16 $5.16
Kickball $5.16 $5.16 $5.16
Swimming $5.16 $5.16 $5.16
Tennis $5.16 $5.16 $5.16
Track & Field $5.16 $5.16 $5.16
Volleyball $5.16 $5.16 $5.16
Wrestling $18.55 $18.55 $18.55

No commissions are payable to insurance agents.
Rates are valid 2-1-2021 to 1-31-2022.


Directors & Officers / Crime/ Equipment Rates

Directors & Officers Liability

  • $1,000,000 Directors & Officers $315 per governing board
  • $2,000,000 Directors & Officers $473 per governing board

Crime -$25,000 $200 per governing board

Equipment-  $2.00 per $100 of coverage subject to minimum premium of $200

Click here for a detailed coverage description for all of the above policies


If your coaches are not trained by NAYS and you are interested in certifying your coaches, please visit the NAYS website. NAYS clinics are available on-site or online, and will not only take some of the work off of the organization that hosts the training, but also provide tried and true risk management techniques that will protect the organization, the coaches and the athletes. Our suggestion would be to work this into your current coaches’ training whether all at once or one sport at a time.

If your coaches are not trained by NAYS, please go to our home page to view our other special insurance programs.


Risk Management Content

Appoint Risk Management Officer (RMO) To Set Up And Manage Plan

  • Selection And Duties Of Sports Risk Management Officer (Coming Soon)

Choose High Quality Insurance

Contractual Transfer Of Risk To Other Parties

Avoid Or Mitigate High Risk Activities That Are Not Essential To Your Mission

Child Abuse: Sex/Physical/Emotional/Bullying/Hazing/Harassment

Brain Injury/Concussion

Coronavirus/COVID-19

Other Serious Risks

Most Common Risks

Document Retention In Event Of Litigation 

Written Risk Management Plans Pull Together Above

This is not an all-inclusive list, check out our risk management page for other articles, programs, videos and forms.