National Junior Basketball Endorsed Insurance Program
We are pleased to partner with Sadler Sports Insurance to provide the following coverages to the member chapters of National Junior Basketball, Inc.
Accident And General Liability
Your chapter’s participation in NJBL automatically provides the following Excess Accident and General Liability insurance coverages as a member benefit. Coverage extends only to National Junior Basketball sanctioned events.
Pays covered medical bills on behalf of injured participants.
$25,000 Medical Limit ($100 deductible)
Coverage is “Excess” to other collectible health insurance
$ 5,000 Accidental Death & Dismemberment
Protects against covered lawsuits and claims where it is alleged that your negligence resulted in bodily injury, property damage, or personal/advertising injury.
$1,000,000 Each Occurrence Limit
$3,000,000 General Aggregate Limit Per Chapter
$1,000,000 Legal Liability To Participants Limit
$1,000,000 Sex Abuse & Molestation Limit*
$2,000,000 Sex Abuse & Molestation Limit Per Chapter
$1,000,000 Non Owned & Hired Auto Liability Limit
*Sex Abuse & Molestation coverage contingent upon having a system in place to run criminal background checks on all staff with access to youth, written policies and procedures to make an incident less likely to occur, and written incident response plan including requirement to notify law enforcement. See NJB Chapter Abuse/Molestation Risk Management Program as adoption and implementation of this mandatory program will satisfy the insurance requirements.
These coverages are not automatically provided by NJBL and you must separately apply by completing the application and forwarding to Sadler Sports Insurance along with check. Each policy may be purchased separately.
Directors & Officers Liability
Protects against certain lawsuits not covered by a General Liability policy such as discrimination based on race, sex, age, or handicap; wrongful suspension or termination of personnel or players; or failure to follow your own bylaws when making an administrative decision.
$1,000,000 Per Claim Limit ($1,000 Deductible)
Premium of $300 per chapter
Covers financial loss due to certain embezzlement of funds or theft of equipment by your own directors, officers, or staff. Also covers theft of money & securities by outsiders.
$25,000 Limit ($500 Deductible)
Premium of $200 per chapter
Covers financial loss to equipment owned by chapter (sports, concession, maintenance, etc.) due to perils of fire, wind, theft, and vandalism.
Limit is based on Replacement Cost Value of 100% of Organization Owned Equipment ($500 Deductible)
Rate is $2.00 per $100 of replacement cost value.
$200 minimum premium applies.
Video that Explains NJBL Insurance Program And Risk Management Resources
Access risk management articles, forms, videos, and templates
Claim Forms: Chapter directors must contact NJBL headquarters to request claim forms.
Certificate of Insurance Request: Chapter directors must contact NJBL headquarters to request a certificate of insurance.