National Junior Basketball Endorsed Insurance Program

National Junior Basketball insurance

 

We are pleased to partner with Sadler Sports Insurance to provide the following coverages to the member chapters of National Junior Basketball, Inc.

 

Accident And General Liability

Your chapter’s participation in NJBL automatically provides the following Excess Accident and General Liability insurance coverages as a member benefit. Coverage extends only to National Junior Basketball sanctioned events.

Excess Accident

Pays covered medical bills on behalf of injured participants.

$25,000 Medical Limit ($100 deductible)

Coverage is “Excess” to other collectible health insurance

$ 10,000 Accidental Death & Dismemberment

General Liability

Protects against covered lawsuits and claims where it is alleged that your negligence resulted in bodily injury, property damage, or personal/advertising injury.

$2,000,000 Each Occurrence Limit

$4,000,000 General Aggregate Limit Per Location

$2,000,000 Products/Completed Operations Aggregate

$1,000,000 Personal/Advertising Injury Limit

$1,000,000 Damage To Premises Rented To You Limit

Included Legal Liability To Participants Limit

$1,000,000 Sex Abuse & Molestation Each Occurrence Limit*

$2,000,000 Sex Abuse & Molestation Aggregate Limit

$1,000,000 Non Owned & Hired Auto Liability Limit

$5,000 Medical Payments (Spectator Only)

*Sex Abuse & Molestation coverage contingent upon compliance with NJB Chapter Abuse/Molestation Risk Management Program.

Additional Coverages

These coverages are not automatically provided by NJBL and you must separately apply by clicking on the links below. Each policy may be purchased separately.

  • Directors & Officers Liability/EPLI Overview:
    • Protects against certain lawsuits not covered by a General Liability policy such as discrimination based on race, sex, age, or handicap; wrongful suspension or termination of personnel or players; or failure to follow your own bylaws when making an administrative decision.
    • $1,000,000 Per Claim Limit ($1,000 Deductible)Premium of $382 per governing board for all states outside of Hawaii. (State of Hawaii Premium is $502 per governing board)
    • The Directors & Officers Insurance policy is available only to organizations having a current General Liability policy in force through Sadler & Company.   View Plan Description for Coverage details, What is covered and Examples of potentially covered lawsuits.
    •  Equipment Coverage: Covers certain financial loss to equipment owned by chapter (sports, concession, maintenance, etc.) due to perils of fire, wind, theft, and vandalism. The limit is based on the Replacement Cost Value of 100% of Organization Owned Equipment with a $500 deductible.
    • Crime Coverage: Covers certain financial loss due to embezzlement of funds or theft of equipment by your own directors, officers, or staff. This coverage comes with a $25,000 limit and a $500 deductible.
    • The Equipment/Crime Insurance policy is available only to organizations having a current General Liability policy in force through Sadler & Company. View Plan Description for Coverage details, What is covered and Examples of potentially covered lawsuits.

Important Resources

NJB Chapter Abuse/Molestation Risk Management Program

Video that Explains NJBL Insurance Program And Risk Management Resources

Access risk management articles, forms, videos, and templates

Claim Forms: Chapter directors must contact NJBL headquarters to request claim forms.

Certificate of Insurance Request: Chapter directors must contact NJBL headquarters to request a certificate of insurance.