Lacrosse Insurance

Protect your Lacrosse team, league, camp, or tournament with General Liability, Accident, Directors & Officers, Crime and Equipment insurance.


*Please Note: You will be redirected to a Sadler Insurance Program. If you feel that the quote is not competitive, please contact Sadler & Company for more options.


General Liability and Accident Insurance for youth and adult lacrosse teams/leagues, camps, clinics, tournaments and instructors.

• Simple online application and quick turn around
• You can save up to 38%
• Proof of coverage INSTANTLY in most cases

Specialty Areas

        • Regular season lacrosse
        • Travel lacrosse
        • Lacrosse leagues
        • Lacrosse teams
        • Tournament lacrosse


Programs Others Have Purchased

Lacrosse is one of the fastest team sports and growing in popularity across the country. The rules and penalties are drastically different between the boys’ and girls’ games.

U.S. Girls’ lacrosse has been played without helmets since 1913 and, until 2005, without any protective equipment. Boys’ lacrosse is a contact sport in which the body is regularly checked in game play, whereas contact to the head or body is illegal in girls’ lacrosse.  In girls’ lacrosse, fouls are called when players breach a 7-inch imaginary bubble around another player’s head. This makes hard helmets unnecessary. Other safety rules unique to the girls’ game include:


      • No pocket in the stick, making it easier to dislodge the ball with a check to the stick
      • Mandatory penalties for slashing, dangerous play and dangerous follow through
      • Penalties for uncontrolled offensive shots taken or shots taken without regard for an opposing player
      • Penalties for defensive field players guarding the goal and obstructing the free space of the attacker to shoot safely.

The video below offers specific information and footage of examples of these and other girls’ lacrosse safety rules.

We have also included a video that explains the points of emphasis for boys’ lacrosse rules.

Lacrosse should never be played without adult supervision. All games should be officiated by certified referees knowledgeable of the league’s specific rules. Taking precautionary measures is the best form of risk management parents, players, teams and leagues can practice.

Overall, there are about 2 injuries for every 1,000 exposures to the games. This statistic is from data compiled from high school athletic trainers across the U.S. by researchers at the Colorado School of Public Health and the Center for Injury Research and Policy at Nationwide Children’s Hospital in Columbus, Ohio.

Lacrosse insuranceStrains and sprains accounted for the most injuries reported at roughly 38 percent and concussions came in second, at about 22 percent. According to the data, boys were more likely to sustain concussions than girls — 0.5 concussions per 1,000 exposures for boys compared with 0.35 per 1,000.

How these concussions are sustained also differed between boys and girls. Nearly 75 percent of the boys’ concussions were a direct result of contact with another player. More than 60 percent of the concussions occurred when they were struck by the ball or stick. Full-body contract is forbidden.

Protective Player Gear

Lacrosse gear should not be interchangeable with field hockey gear. All safety gear should be worn during practices and games.


      • Hockey specific with extra padding for thumb
      • Should cover 2”-3” above the wrist


      • Must be field lacrosse-specific
      • Imprinted with NOCSAE standard performance specification
      • Proper fit should be based on manufacturers’ guidelines


      • Must cover ribs and kidneys
      • Tight enough to so they do not move excessively during play
      • Try on rib pads prior to adding shoulder pads to ensure proper fit


      • Self-molding. Custom-molded models are available from dentists.
      • Properly fitted guards allow athletes to talk and will comfortably cover the upper jaw and teeth.


      • Covers top of shoulder, collarbone and sternum with shoulder caps resting on shoulders
      • Bicep pad should sit high on arm and not interfere with arm pads



Arm and leg pads are required and rib pads are often required, as are athletic Lacrosse equipmentsupporters and protective cups for all players.




      • Separate from helmet, attaches with snaps, screws, or other fasteners
      • Properly fitted guard to be according to manufacturers’ guidelines


      • Covers front torso, neckline to below navel
      • Body straps secured to front of pad. Loose pad can expose player to injury
      • Look for chest protector that includes additional arm & shoulder protection
      • Must wear underneath jersey


    • Must be lacrosse-specific and meet ASTM International standard performance specification
    • Proper fit should be based on manufacturers’ guidelines