Lacrosse Insurance

Comprehensive Lacrosse Insurance, Including General Liability, Accident, D&O Liability, and Equipment/Crime for Teams, Leagues, Camps, Tournaments, and Instructors.

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Protect Your Lacrosse Organization with Industry-Leading Coverage

  • Savings up to 38% from an industry-leading program
  • Instant online quote, payment, and proof of coverage documents
  • High limits and custom coverage enhancements for total protection
  • General Liability limits ranging from $1M to $5M
  • Coverage options include Sex abuse & molestation and Non-Owned and Hired Auto
  • Accident coverage limits between $25K and $100K
  • Accident deductibles from $100 to $5,000

If you own, operate, or have 24-hour responsibility for a facility, please contact us for an alternate facility application.

Specialty Areas

  • Regular season lacrosse
  • Travel lacrosse
  • Lacrosse leagues
  • Lacrosse teams
  • Tournament lacrosse

Programs Others Have Purchased

About Lacrosse in the U.S.

Lacrosse is one of the fastest team sports and growing in popularity across the country. The rules and penalties are drastically different between the boys’ and girls’ games.

U.S. Girls’ lacrosse has been played without helmets since 1913 and, until 2005, without any protective equipment. Boys’ lacrosse is a contact sport in which the body is regularly checked in game play, whereas contact to the head or body is illegal in girls’ lacrosse.  In girls’ lacrosse, fouls are called when players breach a 7-inch imaginary bubble around another player’s head. This makes hard helmets unnecessary. Other safety rules unique to the girls’ game include:

  • No pocket in the stick, making it easier to dislodge the ball with a check to the stick
  • Mandatory penalties for slashing, dangerous play and dangerous follow through
  • Penalties for uncontrolled offensive shots taken or shots taken without regard for an opposing player
  • Penalties for defensive field players guarding the goal and obstructing the free space of the attacker to shoot safely.

Lacrosse is one of the fastest-growing sports in the United States, played by youth, high school, collegiate, and adult teams across the country. Known for its speed and strategic play, lacrosse combines elements of basketball, soccer, and hockey, making it an exciting and dynamic sport.

  • The game has roots in Native American culture and was initially played as a ceremonial sport.
  • Today, lacrosse is governed by organizations like USA Lacrosse, which sets rules and standards for safe play and organizes national tournaments.
  • The sport’s popularity has surged, with youth programs and leagues expanding rapidly across the country, attracting players of all ages and skill levels.

Common Injuries and Risks in Lacrosse

Lacrosse involves high-speed play and frequent contact, leading to various types of injuries and risks:

  • Bodily Injury to Players and Spectators:
    • Sprains, fractures, and concussions from player collisions
    • Spectators injured by errant balls or falls from bleachers
  • Property Damage:
    • Broken windows or damaged field equipment from stray balls
    • Damage to locker rooms or facilities due to player activity
  • Personal Injury (Slander or Libel):
    • False public statements causing reputational damage
  • Advertising Injury:
    • Misleading comparisons in promotional materials
  • Assumption of Contractual Liability:
    • Responsibility for damages outlined in facility leases
  • D&O Liability Incidents:
    • Claims of wrongful suspension or discrimination

Risk Management Tips for Lacrosse Organizations

Implementing effective risk management strategies can significantly reduce the chance of injuries and claims:

  • Safety Protocols: Establish clear safety guidelines and ensure all participants follow them.
  • Regular Equipment Checks: Inspect helmets, sticks, and pads frequently to prevent equipment-related injuries.
  • Emergency Preparedness: Have a comprehensive emergency action plan (EAP) in place, including staff trained in CPR and first aid.
  • Waiver/Release Agreements: Require all participants to sign liability waivers to mitigate legal risks. Learn more about waivers here.

Why Choose SADLER for Your Lacrosse Insurance?

SADLER Sports & Recreation Insurance stands out in the industry for its specialized expertise and tailored solutions for lacrosse teams, leagues, and events.

  • Industry Expertise: We understand the unique risks associated with lacrosse and offer customized policies that address these needs.
  • Efficient Claims Process: Our dedicated claims team works quickly to minimize disruptions and ensure a smooth experience.
  • Affordable, Flexible Coverage: Get competitively priced, comprehensive insurance plans tailored to your organization’s size and risk profile.

Trust SADLER for Your Lacrosse Insurance Needs

SADLER Sports & Recreation Insurance insures over 15,000 sports organizations annually, making us a trusted leader in the industry. Contact us today at 1-800-622-7370 or click the red button at the top of the page to get your customized quote. Protect your lacrosse organization and play with confidence!