Policies Automatically Provided for Founders Member Programs:
Insured’s girls youth lacrosse sanctioned and/or approved events, office premises, insured event set up and tear down periods, concession sales at insured events, ancillary events held in conjunction with insured events and customary ancillary activities such as occasional fundraising events, dinner, awards banquets, and planning sessions. Coverage for member programs is excluded for clinics that are open to the public or tournaments they host that include teams outside of the association and its affiliated members.
Protects against covered lawsuits and claims where it is alleged that your negligence resulted in bodily injury, property damage, or personal/advertising injury.
Strong Town Girls Lacrosse, Inc. dba Founders Girls Lacrosse, and affiliate member programs, their directors, officers, managers, coaches, players, officials, and any other volunteer worker of the programs while acting within the scope of their duties as such.
*Coverage subject to use of approved waiver/release forms signed by all players and coaches.
|Products/Completed Operations Aggregate||$2,000,000|
|Damage to Premises Rented to You||$300,000|
|Medical Expense Limit||$5,000|
|Sex Abuse/Molestation – each occurrence (per perpetrator)||$1,000,000|
|Sex Abuse/Molestation – aggregate||$2,000,000|
|Legal Liability to Participants*||$1,000,000|
Non-Owned and Hired Auto Liability
|Non-Owned Auto Liability||$1,000,000|
|Hired Auto Liability||$1,000,000|
Participants, including players, volunteers and staff, performing their normal duties at a “covered activity”.
|Full Excess Accident Medical||$500,000*|
|Deductible per claim||$1,000|
|Payout Period||3 years|
|Accident Death & Specific Loss||$10,000*|
|*Includes Heart & Circulatory Malfunction|
Additional Coverages That May Be Purchased Separately By Member Programs
These coverages are not automatically provided by Founders and you must separately apply by completing the application and forwarding to Sadler Sports Insurance along with check. Each policy may be purchased separately.
Print complete application packet
Directors & Officers Liability
Protects against certain lawsuits not covered by a General Liability policy such as discrimination based on race, sex, age, or handicap; wrongful suspension or termination of personnel or players; or failure to follow your own bylaws when making an administrative decision.
$1,000,000 Per Claim Limit ($1,000 Deductible) – Premium of $315 per member program
$2,000,000 Per Claim Limit ($1,000 Deductible) – Premium of $473 per member program
Covers financial loss due to certain embezzlement of funds or theft of equipment by your own directors, officers, or staff. Also covers theft of money & securities by outsiders.
$25,000 Limit ($500 Deductible) – Premium of $200 per member program
Covers financial loss to equipment owned by member program (sports, concession, maintenance, etc.) due to perils of fire, wind, theft, and vandalism.
Limit is based on Replacement Cost Value of 100% of Member Program Owned Equipment ($500 Deductible)
Rate is $2.00 per $100 of replacement cost value.
$200 minimum premium applies.
Risk Management Content
The following risk management content is most applicable to Founders:
- Lightning Safety and 30/30 Rule
- Bleacher Risk Management for Facility Owners and Operators
- Collecting Certificates of Insurance from Vendors
- Before You Sign the Sports Facility Lease Agreement
- 12- and 15-Passenger Vans
- Sport Risk Management Program
- Brain Injury Program
- Abuse/Molestation Program (Under Construction)
- Abuse Avoidance Training for Minors (Ages 4-12) (Under Construction)
- Abuse Avoidance Training for Minors (Ages 13-17) (Under Construction)
This is not an all-inclusive list, check out our risk management page for other articles, programs, videos and forms.