Certified Instructor Protection Plan
Congratulations on becoming an Expert Rating Certified PROFESSIONAL!
Specifically designed to meet the unique needs of a U.S.-based personal training, exercise, aerobic or yoga/Pilates instructor directly supervising an individual or group engaged in fitness and exercise activities.
Personal Training * Yoga * Aerobics * Pilates * Senior Fitness * Master Trainer
Additional programs may be available.
Program Ineligibility: Certified athletic trainers, coaching of competitive athletics, instructions of sports skill activities, instructors based outside of the U.S., instructors under the age of 18, physical education teachers working in a private or public school, university or college, stroller-based fitness instructors. This program does not provide coverage for the operation, ownership or maintenance of a fitness, sports or dance facility. View complete details and notable exclusions.
LIMITS OF LIABILITY AND ANNUAL PREMIUMS
A minimum of $1,000,000 is recommended and generally required by facility owners.
| COVERAGE | OPTION 1 | OPTION 2 | OPTION 3 |
| Each Occurrence Limit | $500,000 | $1,000,000 | $2,000,000 |
| General Aggregate | $1,000,000 | $3,000,000 | $4,000,000 |
| Products/Completed Operations Aggregate | $500,000 | $1,000,000 | $2,000,000 |
| Personal& Advertising Injury | $500,000 | $1,000,000 | $2,000,000 |
| Damage to Premises Rented to You | $300,000 | $300,000 | $300,000 |
| Medical Expense Payments (other than participants) | $5,000 | $5,000 | $5,000 |
| Legal Liability to Participants | $500,000 | $1,000,000 | $2,000,000 |
| Professional Liability | $500,000 | $1,000,000 | $2,000,000 |
| 1-YEAR PREMIUM (Certified Instructors) | $144.00 | $179.00 | $269.00 |
| 2-YEAR PREMIUM (Certified Instructors) | $258.00 | $323.00 | $484.00 |