Certified Instructor Protection Plan
Congratulations on becoming an Expert Rating Certified PROFESSIONAL!
Specifically designed to meet the unique needs of a U.S.-based personal training, exercise, aerobic or yoga/Pilates instructor directly supervising an individual or group engaged in fitness and exercise activities.
Program Ineligibility: Certified athletic trainers, coaching of competitive athletics, instructions of sports skill activities, instructors based outside of the U.S., instructors under the age of 18, physical education teachers working in a private or public school, university or college, stroller-based fitness instructors. This program does not provide coverage for the operation, ownership or maintenance of a fitness, sports or dance facility. View complete details and notable exclusions.
LIMITS OF LIABILITY AND ANNUAL PREMIUMS
A minimum of $1,000,000 is recommended and generally required by facility owners.
|COVERAGE||OPTION 1||OPTION 2||OPTION 3|
|Each Occurrence Limit||$500,000||$1,000,000||$2,000,000|
|Products/Completed Operations Aggregate||$500,000||$1,000,000||$2,000,000|
|Personal& Advertising Injury||$500,000||$1,000,000||$2,000,000|
|Damage to Premises Rented to You||$300,000||$300,000||$300,000|
|Medical Expense Payments (other than participants)||$5,000||$5,000||$5,000|
|Legal Liability to Participants||$500,000||$1,000,000||$2,000,000|
|1-YEAR PREMIUM (Certified Instructors)||$144.00||$179.00||$269.00|
|2-YEAR PREMIUM (Certified Instructors)||$258.00||$323.00||$484.00|