Diamond Youth Baseball & Diamond Youth Softball

DYB and DYS endorsed Accident, General Liability, Directors & Officers Liability, Crime and Equipment sports insurance program.

Quick Education

Accident and General Liability

Diamond Youth Baseball $250,000 $2,000,000
Division Age Accident Medical Expense Rates per Team  General Liability Rates per Team
Majors 12 & Under $16.50 $43.21
O-Zone 12 & Under $16.50 $43.21
AAA Minors 10 & Under $14.30 $43.21
AA Coach Pitch 8 & Under / 6 & Under $11.05 $43.21
A T-Ball / Instructional 4 & Under $11.05 $43.21
Buddy Ball
(Player Assisted/Handicapped)
16 & Under $15.35 $43.21


Diamond Youth Softball $250,000 $2,000,000
Division/Age Group  Accident Medical Expense Rates per Team General Liability Rates per Team
6U $15.55 $45.35
8U $18.45 $45.35
10U $20.25 $45.35
12U $21.95 $45.35
15U $34.80 $45.35
18U $59.55 $45.35

Rates available from 1-1-2024 to 1-1-2025. Coverage starts January 1, 2024, or on the date the enrollment form and premium payment are received by Sadler & Co., Inc., whichever is later, and continues for 12 months from the effective date.

Click here for a detailed coverage description for all of the above policies (PDF Format)

Note: If you are not a member of DYB, Inc., please go to our home page to view our other special insurance programs.

FALL BALL ACTIVITIES ARE AUTOMATICALLY COVERED (at no additional charge) when purchasing regular season coverage and insuring all teams under one application.

SEXUAL ABUSE/MOLESTATION REQUIREMENTS: In addition to running a criminal background check, teams/leagues must have a written plan including policies and procedures to make an incident less likely to occur and an incident response plan that requires notification of law enforcement. If these requirements are not met, your coverage for sex abuse/molestation will not apply. Adoption and implementation of the DYB Child Abuse Protection Plan will satisfy these requirements.

Directors & Officers Liability/Crime/Equipment

  • $1,000,000 Directors & Officers Liability $377 per governing board
  • $2,000,000 Directors & Officers Liability $497 per governing board
  • Equipment/Crime (subject to a minimum premium of $300)
    • Crime: $25,000 limit and a $500 deductible.
    • Equipment: Limit is based on the Replacement Cost Value of 100% of Organization Owned Equipment with a $500 deductible.

**Please Note: For those who have purchased stand-alone crime in the past, as of 3/1/2024, it is no longer offered as a separate policy. As a result, you will need to report at least $1000 worth of unscheduled miscellaneous equipment whether you want equipment coverage or not to meet the minimum policy requirements. A $300 minimum premium applies for the combined Crime/Equipment policy.  If you have over $1000 worth of equipment and contents, please increase your numbers accordingly. The rate for this is $.0153 (except in HI & NY) multiplied by the Total Replacement Value.

Click here for a detailed coverage description for all of the above policies

DYB Insurance Overview Video

Download– Right click “Download” link and click “save as” to download your system.

Insurance Requirements for Tournament Teams/Hosts

Risk Management

Appoint Risk Management Officer (RMO) To Set Up And Manage Plan

  • Selection and Duties Of Sports Risk Management Officer (RMO) (coming soon)

Choose High Quality Insurance Through Endorsed Dixie / Sadler Insurance Plan

  • Review Quick Education section of this web page (see above)
  • Purchase Accident and General Liability on all teams prior to regular season
  • Purchase Directors & Officers Liability / Crime / Equipment policies

Contractual Transfer Of Risk To Other Parties

Avoid Or Mitigate High Risk Activities That Are Not Essential To Your Mission

Address Child Abuse: Sex/Physical/Emotional/Bullying/Hazing/Harassment

Address Brain Injury / Concussion


Other Serious Risks

Most Common Risks

Document Retention in Event of Litigation

Written Risk Management Plan Templates Pull Together Above