Quick Education
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The Risks of Going Uninsured or Underinsured
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10 Reasons the Dizzy Dean Insurance Program Blows Away the Competition
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Coverage Descriptions of all 5 Insurance Policies
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What You Need to Know Before Applying for Coverage
Accident and General Liability Rates
$50,000 Accident Medical Expense / $2,000,000 General Liability
Sport | Age | Charge per Team |
Baseball | 12 & under | $68.57 |
Baseball | 13 – 14 | $90.07 |
Baseball | 15 – 16 | $109.37 |
Baseball | 17 – 19 | $109.37 |
Softball | 12 & under | $67.47 |
Softball | 13 – 14 | $73.42 |
Softball | 15 – 16 | $109.37 |
Softball | 17 – 19 | $115.32 |
Rates available from 2-1-2021 to 1-31-2022.
Sex Abuse & Molestation Requirement: Coverage for sexual abuse and molestation will not apply unless the insured team or league implements the following requirements: 1) Have a system in place to perform criminal background checks on paid and volunteer staff 2) Have written procedures that include sexual abuse and molestation prevention 3) Have written procedures that include a response plan for allegations of sexual abuse or molestation including a requirement that law enforcement be contacted. See the Dizzy Dean Child Abuse Risk Management Plan, that if adopted and implemented, will satisfy the requirements of the Safe Sport Act as well as these insurance requirements.
No commissions are payable to insurance agents.
Note: if you are not a member of Dizzy Dean, go to our home page to view our other special insurance programs.
Directors & Officers Liability/Crime/Equipment Rates
Directors & Officers Liability-
- $1,000,000 Directors & Officers Liability $300 per governing board
- $2,000,000 Directors & Officers Liability $450 per governing board
Crime- $25,000 Crime $200 per governing board
Equipment- $2.00 per $100 of coverage ($200 minimum premium)
Click here for a detailed coverage description for all of the above policies (PDF Format)
John Sadler Explains the Dizzy Insurance Program
Dizzy Dean Simplified Risk Management Process
Appoint Risk Management Officer (RMO) To Set Up And Manage Plan
- Selection and Duties Of Sports Risk Management Officer (RMO) (coming soon)
Choose High Quality Insurance Through Endorsed Dizzy Dean / Sadler Insurance Plan
- Review Quick Education section of this web page (see above)
- Purchase Accident and General Liability on all teams prior to regular season
- Purchase Directors & Officers Liability / Crime / Equipment policies
Contractual Transfer Of Risk To Other Parties
- Are Waivers Worth the Paper They are Written On
- Electronic Signatures of Waiver/Release Forms
- Sample Waiver/Release Form – Minor
- Sample Waiver/Release Form – Adult
- Sample Waiver for Communicable Diseases including COVID-19
- Emergency Information/Medical Consent Form
- Image Release Form
- Before You Sign the Facility Lease Agreement
- Collecting Certificates of Insurance from Vendors
- When Hosting Tournaments Transfer Risk to Visiting Teams
Avoid Or Mitigate High Risk Activities That Are Not Essential To Your Mission
- Swimming Outings
- High Risk Fundraising Activities/Devices (Coming Soon)
- Serving of Alcoholic Beverages
Address Child Abuse: Sex/Physical/Emotional/Bullying/Hazing/Harassment
- DD Child Abuse Risk Management Plan – Policies and adult training for Safe Sport Act Compliance (Printable PDF)
- DD Abuse Reporting Guidelines (Printable PDF)
- DD Abuse Awareness Training For Minors (Ages: 4-12) – Minor Training for Safe Sport Compliance(Printable PDF)
- DD Abuse Awareness Training For Minors (Ages: 13-17) – Minor Training for Safe Sport Compliance(Printable PDF)
- DD Recommended Background Check Provider
- DD League Volunteer Application
Address Brain Injury / Concussion
- Interactive Concussion State Law Map
- Concussion Awareness Risk Management Plan
- CDC Online Training Course
- NAYS Concussion Training Video
- CDC Parent/Athlete Concussion Fact Sheet
Coronavirus / COVID-19
- Amateur Sports And Coronavirus (COVID-19): How To Return To Play
- Sample Guidelines For Amateur Teams/Leagues
- Sample Waiver/Release For Communicable Diseases Including COVID-19
- Sample COVID-19 Warning Signage
Other Serious Risks
- Lightning Safety and 30/30 Rule
- Bleacher Risk Management
- 12- and 15- Passenger Vans
- Heat Illness: Avoidance and Prevention
- Parade Float Risk Management
- Swimming Outings
- Preventing Common Sports Emergencies
Most Common Risks
- Improper Supervision and Instruction
- Facility and Equipment Problems (Coming Soon)
- Improper Sport Injury Care
- Food Handling Checklist for Sports Concession Stands
- Vehicles Damaged by Foul Balls
Document Retention in Event of Litigation
- How to Easily Organize Sports Risk Management Docs in Cloud
- How To Document Risk Management Training For Sports Organizations
Written Risk Management Plan Templates Pull Together Above
- Basic Risk Management Awareness Plan (Word Doc)
- Concussion Awareness Risk Management Plan
- DD Child Abuse Risk Management Plan – Policies and adult training for Safe Sport Act Compliance (Printable PDF)