Darts Insurance

Throwing dart at target

Protect your Dart team, league, camp, or tournament with General Liability, Accident, Directors & Officers, Crime and Equipment insurance.


*Please Note: You will be redirected to a Sadler Insurance Program. If you feel that the quote is not competitive, please contact Sadler & Company for more options.



Find hassle-free darts insurance with no requirement to join an association. We offer broad coverages for significant savings.

General Liability Insurance for Darts

  • High-limits from $1M to $5M
  • Affordable rates
  • Non-Owned and Hired Auto Liability

Accident Insurance for Darts

  • Reimburse medical bills
  • Limits up to $100k
  • Deductible options



What does dart insurance cover?Dart in the bullseye of a dartboard

At Sadler Sports Insurance, we offer customizable dart insurance. You can get insurance for your dart team, tournament, club, event, or any other dart organization that requires coverage. Our dart insurance package is customizable, so you can build your own policy that covers your specific needs, including General Liability and Accident insurance

Adding a General Liability policy to your package can help protect you against: 

  • Financial loss from lawsuits, including settlement costs, adverse jury verdicts, and legal fees
  • Liability for medical expense payment 
  • Compensatory damages and pain and suffering


Why do I need darts insurance? 

Many coaches and instructors of dart tournaments, teams, or clubs will do their due diligence to keep the players safe. However, even with the best risk management tactics, there is no way to completely decrease the risk of injuries. Unexpected accidents can still happen, and dart injuries could be severe. Therefore, you need to implement a dart insurance program to help alleviate your potential liabilities. When you add a comprehensive insurance plan to help cover unforeseeable events, you will finally have peace of mind that your business is not at risk of significant financial damage.


Is playing darts risky?Boy with injury to the head

When set up and played correctly, darts is one of the safest sports you can play. It is considered low risk as it is a non-contact and a low-impact sport. However, that doesn’t mean there is no risk in playing the game. Accidents can still happen that put the players in a dangerous situation and could cause harm. 

The common risks of dart accidents are associated with the sharp dart thrown at the target but accidentally hitting a player. Players can sustain different injuries from being hit by darts. Still, the most severe injuries are wounds in the neck, eyes, or face. These injuries are typically serious and will usually require medical attention. 


Darts risk management tactics 

As a coach or organizer of a darts team, tournament, or event, you could be liable for the accidents that happen at your organization. However, regardless of negligence, the injuries sustained could still be deemed your responsibility. Therefore, you need a strategic plan to limit the risks to your players. 

The following are some risk management tactics you can implement to create a safer environment for your players and decrease the chance of preventable injuries:

  • Ensure all patrons are standing behind a line during a game. It is necessary to keep people out of the area where players throw darts.
  • All participants should know the game’s rules before playing; this will help limit errors because of players’ limited knowledge. 
  • Have the players sign a liability waiver to help them know their responsibilities and risk. In addition, it can help to mitigate your business’s liabilities. 
  • Have an employee monitor the game to ensure no foul play and no darts are thrown in proximity to other players or observers. 

The above tactics are significant beginning steps to managing your risks at a dart game, tournament, or other events. In addition, Sadler Sports Insurance offers in-house risk management programs to further increase your risk mitigation knowledge. These programs are resources for you to gain a deeper understanding of how to limit risks.

Relevant risk management programs:


What is darts?Competitive Dart Board Match

Darts is a competitive sport in which two or more players compete against each other by throwing darts at a round target board. The darts are sharp-pointed weapons that are only a few inches long. Players use techniques to throw the darts with their hands at the board. The dartboard is typically made from vegetable fibre, so the darts can easily stick in the bristles. 

Dartboards consist of a circle with 20 segments numbered from 1 to 20 randomly. Named the bullseye, a small, black circle is in the center of the board. There are two other rings on the board that circle around the bullseye from the bullseye. The first, smaller ring closest to the bullseye is called the 25 rings. The second ring, called the treble right, is located halfway to the board’s edge. 

There are different versions of darts that change the game’s overall objective. For example, there is 501/301, around the clock, cricket, killer, and other types. However, each dart game is based on the players’ accuracy in throwing darts at a dartboard. Therefore, no matter the game type, throwing darts takes skill and technique to win successfully. 


Health benefits of playing darts

Darts might be associated with being an activity that is only suitable for those drinking in a pub. However, it has changed into a popular competitive sport over the last few decades. The sport has moved away from the unhealthy associations, which has let the health benefits of darts become more prominent. The game is full of health benefits such as: Practicing darts in the gym

  • Improve hand and eye coordination: You can see improvement in your hand/eye coordination from aiming and throwing your darts.
  • Stress relief: The concentration that the dart requires helps to take the player’s mind off of everyday stressors, which helps decrease your stress levels. 
  • Increase Exercise: Although darts may not seem like extensive physical work, after throwing a dart at a board for over an hour and walking to collect the darts, you will get some physical activity in. 
  • Mental Health: By participating in an activity you enjoy, being with people, and working as a team can be excellent for increasing your mental wellness. 


Get dart insurance that fits you!

Dart insurance for your dart club, team, tournament, or other dart event is imperative for your business success. Sadler Sports and Recreation offers Dart Insurance that can fit your personal needs. In addition, having a solid insurance plan can help protect your business when accidents that cause injury claims to happen. 

Since 1946, Sadler Insurance has been insuring sports organizations. We offer some of the best insurance packages in the industry while still having highly competitive rates. Request a quote today and begin your journey to implementing a robust and worry-free policy package for your dart organization.