
Why Gun Club Liability insurance is necessary
A 69-year-old man loaded his shotgun with what he thought was a “snap cap” to protect the firing pin, pointed the gun at the ground, and pulled the trigger, sending buckshot ricocheting around the St. Charles Sportsmen’s Club in Blackberry, Illinois. Unfortunately, he had mistakenly loaded a live shotgun shell in the gun, which resulted in 10 people being injured, three of whom were treated for non-life-threatening injuries at a local hospital.
This is just another example of why Gun Club Liability insurance is needed to protect members, directors, officers, and of course, the club itself against liability.