Sadler Insurance president sought for insight on amateur athletics risks
John Sadler was interviewed and widely quoted in the April 2013 edition of the insurance trade industry publication, Rough Notes. In an article entitled “Knowledge To Win In Amateur Athletics”, Sadler was quoted on a variety of topics as follows:
- The increased risks of travel teams over recreational teams in terms of more intense competition, auto exposure from frequent travel, and motel downtime incidents such as drownings and near drownings.
- Increased prevalence of individual sports instructors looking for General Liability and Professional Liability Coverage.
- Carriers taking the sex abuse and molestation risk more seriously in wake of the Sandusky scandal by mandating risk management that goes beyond the passing of a criminal background check. Examples include the adoption of written policies and procedures such as the use of a buddy system where a single adult is never alone with a single unrelated child and an incident response plan that requires notification of law enforcement.
- New carrier fears over concussion exposures and the imposing of Participant Legal Liability policy aggregates for larger associations that will cap total losses in a single policy year.
- The new emerging cyber threats of hacker access to confidential information and media liability arising out of the posting of defamatory content on sports organization websites and social media sites such as Facebook and Twitter.
- The need for coach Professional Liability coverage for those frivolous lawsuits in which coaches are sued for benching an athlete or improper coaching that allegedly results in loss of a college scholarship or pro career.
Source: Knowledge To Win In Amateur Athletics; Rough Notes, April 2013