Coverage sports organizations may think they don’t need
Sports organizations such as teams, leagues, and recreation departments have definite personal and advertising injury exposures 
which should be covered under a General Liability policy.
Personal injury is defined as a certain types of slander, libel, invasion of privacy, and false imprisonment. A typical personal injury example in the sports context would be if a a slanderous statement is made about a coach, umpire, or parent arising out of the heat of competition.
Advertising injury is defined as certain misleading statements or infringement of intellectual property rights in advertisements. An example is if a sport organization makes a misleading statement about a competing sports organization in its player recruitment advertising materials.
