Purchase sports insurance

Teams/Leagues and Facility Owners: Beware of Low-Quality Sports Insurance

Insurance certificates, brochures, and proposals that can put teams/leagues and their respective directors, officers, employees, and volunteers at financial risk of uncovered lawsuit

Many sports team and league administrators hope or believe that they have adequate protection under their Accident and General Liability policies. They usually place their trust in their local insurance agent – or …

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Athletic participant exclusion

Excess Accident Insurance

The first line of defense against lawsuits 

Sports Accident insurance pays covered medical expenses of injured participants such as players, coaches, managers, umpires, etc. The coverage is normally excess or secondary, which requires other insurance such as family health insurance to respond first.

How Excess Accident Insurance coordinates with family health insurance

There are three basic scenarios that can …

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Health Club Injuries

The Importance of Prompt Reporting of Injuries

What can happen when evidence is no longer available

Kim Marshall was injured while working out on a treadmill at Bally’s in Tacoma, Washington. As a result of her injuries, Marshall filed suit against Bally’s Pacwest, Life Fitness, the company that manufactured and owned the treadmill, and Washington Athletic Repair, the company that installed and maintained the …

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Concussions in youth sports

Latest on Youth Concussions from American Academy of Pediatrics

The American Academy of Pediatrics just released an update on Sport-Related Concussions in Children and Adolescents. This 24-page report highlights the major developments in new concussion knowledge and treatment since the first report, which was published in 2010.

To follow are the points that I find to be of particular interest. Some the conclusions and actionable …

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Risks of Tents, Canopies and Umbrellas at Events

Collapsing and fly-away shelters can cause bodily injury and property damage

Tents, canopies and umbrellas are popular shelters and sun shades at sidewalk sales, farmers’ markets, craft fairs, cookouts and sporting events. Unfortunately, it’s all too common to see such equipment inadequately secured. The risk of injuries is great, and property damage can also result when …

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golf insurance

Golf Carts as Transportation (Infographic)

Sharing the road raises safety issues

Each year, about 13,000 golf cart-related accidents require emergency room visits, according to the U.S. Consumer Products Safety Commission, and that number rises year after year just as their popularity does. Nearly half of those accidents involve children under the age of 16, half of which are caused by a …

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Preventing heat illness

Overhydration in Sports Can Have Deadly Consequences

Players must adequately hydrate, but overdoing it can be life threatening

College and high school football teams across the country are currently conditioning and practicing for the upcoming football season. And they’re doing it in the hottest weeks of the summer.

In 2017, University of Texas coach, Tom Herman,  assessed the hydration level of players, and their …

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American Youth Football insurance

7 Simple Steps to Reduce Serious Risks in Youth Tackle Football/Cheer

And 3 important reasons to prevent / reduce insurance claims

Purchasing high-limit, high-quality, insurance such as that offered through the endorsed American Youth Football / American Youth Cheer (AYF/AYC) insurance program is just a starting point in protecting your youth and volunteers against injuries and lawsuits. And almost any league can qualify for membership in AYF/AYC …

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New Sports Interruption Insurance Policy for Registration Refunds

Customized for elite/travel leagues and teams with expensive registration fees

Sadler Sports and Recreation Insurance announces the development of a new insurance program with an A+ rated carrier for Sports Interruption Insurance. This program is customized to meet the needs of amateur elite/travel teams and any other teams with expensive registration fees.

Solves a common problem for both …

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AYF football

Ban Youth Tackle Football? No Way.

Knee-jerk legislation is NOT based on science

California, Illinois, Maryland and New York recently introduced legislation to ban youth tackle football prior to an unspecified age. These are knee-jerk reactions to concerns over chronic traumatic encephalopathy (CTE). In my opinion, this is ridiculous and based on untested theories, not on current, peer-reviewed, scientific studies.

I try to …

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