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Insurance certificates, brochures, and proposals that can put teams/leagues and their respective directors, officers, employees, and volunteers at financial risk of uncovered lawsuit
Many sports team and league administrators hope or believe that they have adequate protection under their Accident and General Liability policies. They usually place their trust in their local insurance agent – or …
The first line of defense against lawsuits
Sports Accident insurance pays covered medical expenses of injured participants such as players, coaches, managers, umpires, etc. The coverage is normally excess or secondary, which requires other insurance such as family health insurance to respond first.
How Excess Accident Insurance coordinates with family health insurance
There are three basic scenarios that can …
What can happen when evidence is no longer available
Kim Marshall was injured while working out on a treadmill at Bally’s in Tacoma, Washington. As a result of her injuries, Marshall filed suit against Bally’s Pacwest, Life Fitness, the company that manufactured and owned the treadmill, and Washington Athletic Repair, the company that installed and maintained the …
The American Academy of Pediatrics just released an update on Sport-Related Concussions in Children and Adolescents. This 24-page report highlights the major developments in new concussion knowledge and treatment since the first report, which was published in 2010.
To follow are the points that I find to be of particular interest. Some the conclusions and actionable …
Collapsing and fly-away shelters can cause bodily injury and property damage
Tents, canopies and umbrellas are popular shelters and sun shades at sidewalk sales, farmers’ markets, craft fairs, cookouts and sporting events. Unfortunately, it’s all too common to see such equipment inadequately secured. The risk of injuries is great, and property damage can also result when …
Sharing the road raises safety issues
Each year, about 13,000 golf cart-related accidents require emergency room visits, according to the U.S. Consumer Products Safety Commission, and that number rises year after year just as their popularity does. Nearly half of those accidents involve children under the age of 16, half of which are caused by a …
Players must adequately hydrate, but overdoing it can be life threatening
College and high school football teams across the country are currently conditioning and practicing for the upcoming football season. And they’re doing it in the hottest weeks of the summer.
In 2017, University of Texas coach, Tom Herman, assessed the hydration level of players, and their …
And 3 important reasons to prevent / reduce insurance claims
Purchasing high-limit, high-quality, insurance such as that offered through the endorsed American Youth Football / American Youth Cheer (AYF/AYC) insurance program is just a starting point in protecting your youth and volunteers against injuries and lawsuits. And almost any league can qualify for membership in AYF/AYC …
Customized for elite/travel leagues and teams with expensive registration fees
Sadler Sports and Recreation Insurance announces the development of a new insurance program with an A+ rated carrier for Sports Interruption Insurance. This program is customized to meet the needs of amateur elite/travel teams and any other teams with expensive registration fees.
Solves a common problem for both …
Knee-jerk legislation is NOT based on science
California, Illinois, Maryland and New York recently introduced legislation to ban youth tackle football prior to an unspecified age. These are knee-jerk reactions to concerns over chronic traumatic encephalopathy (CTE). In my opinion, this is ridiculous and based on untested theories, not on current, peer-reviewed, scientific studies.
I try to …