Cumulative Concussions and California Workers’ Compensation


Worker's Compensation InsuranceUnder California’s liberal Workers’ Compensation code, NFL players from any franchise can file claims for cumulative trauma injury, even if they merely played a single game or practiced in the state. Workers’ Comp attorneys representing players from the 1960s to the present are forum shopping these claims to the tune of $150,000 to $200,000 per claim. Since 2008, 1600 claims have been filed in California at a cost of $375 million. The projected cost is expected to exceed $1 billion.

These cumulative trauma concussion claims will cost NFL teams dearly on their Workers’ Compensation premiums thanks to California. Other states don’t cover cumulative trauma claims under their Workers’ Compensation codes.

Source: Risk & Insurance, Nov. 2010
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