Archive for the ‘Gymnastics and Cheer Gym’ Category

Leading Causes of Sports Lawsuits: Improper Supervision & Instruction

Supervision: It’s more than just keeping an eye on things.

The need for amateur sports administrators to understand their legal responsibilities with regard to supervision and instruction can’t be stressed enough. In the arena of amateur sports, lack of supervision is the most common cause of action in lawsuits. Injuries resulting in these types of lawsuits are typically avoidable if proper supervision occurs. Below are the three most important reasons to stress supervision as a way to avoid legal liability.

  1. Injured people suffer and miss time away from playing the game, school, or work.
  2. If a serious injury occurs, negative media attention can have a significant impact on the success of your sports program.
  3. The loss record of your insurance program must be protected against serious losses to prevent future rate increases.

Supervision in the context of amateur sports is defined as overseeing the activities of the sports program. This includes recognizing potential hazards, implementing risk management measures, and monitoring for compliance. For our purposes, we break supervision down into two categories: general supervision and specific supervision.

General Supervision

The responsibility of general supervision falls on your risk management officer and other administrators (such as officers and board members). It is their duty to oversee the big picture of your risk management Instruction in amateur sportsprogram. They do this by instructing, training, and monitoring staff members on how to carry out their own duties of supervision.

Meeting the standard of care

The basic steps required to be taken under general supervision include appointing a risk management officer and adopting a written risk management plan. We offer templates on our risk management page to help you accomplish this task. Also important is selecting suitable staff and monitoring staff performance of their duties. This means screening staff with applications and background checks. Staff training or certification is key. We recommend seeking out a credible organization such the National Alliance for Youth Sports for such training. An integral part of any risk management plan is being able to document everything you’re doing. This certainly holds true for your policies and procedures regarding supervision.

Specific Supervision

Administrators should consider three basic questions regarding supervision.

  • What is the player to coach/trainer ratio?
  • In which area(s) are coaches/trainers trained and certified, if any?
  • Are policies in place regarding supervision, and if so is there accountability regarding current policy?

The liability risk of any sports program can be reduced greatly if the following guidelines regarding supervision are followed:

Rowdiness: Horseplay and roughhousing of participants and those on the sidelines ends in a great number of senseless and avoidable injuries in youth sports. Injuries can range from a player falling/jumping off bleachers to a teen athlete having an accident in the parking lot while showing off. Nonetheless, it is the coach’s responsibility to properly supervise players and keep them safe. Staff should be aware of this, recognize these activities, and put a stop to them using appropriate means. The first step in doing so is having an adequate number of coaches and staff members present and alert. Getting the buy-in from parents is also key to keeping such behavior to a minimum.

Supervisor-to-Participant Ratio: The ability to adequately observe, instruct, supervise and correct only occurs when an appropriate number of staff supervisors are present at an activity. Arrange ahead of time for sufficient team supervision during practices, games and extracurricular activities.

Supervisor Location: The staff supervisor should always be in close proximity to an activity. This means he or she should be able to personally observe, instruct, supervise and correct. This applies to sports activities and non-sports extracurricular activities, i.e. team outings, backyard cookouts, etc. One example of this type of situation is the drowning of a player who attended a team picnic. Another is children causing damage while climbing on a water fountain at an awards banquet.

Participants Size, Age, and Skill: Never mix participants of various sizes, ages, and skill levels. All too often we’ve seen injuries result when a younger team scrimmages an older team outside of age range. The sports organization should be restricting age range categories and prohibiting any play against outside competition if participants fall outside of these categories. Staff members of individual teams should not match players of different skill levels or sizes in dangerous drills. And staff should, of course, never personally injure participants during practice instruction.

Instruction

Instruction goes hand-in-hand with supervision because the instructor is a supervisor. Many sports organization require formal training for their coaches through organizations such as the National Alliance For Youth Sports. The training covers general topics that are common to all coaches such as the psychological needs of youth and how to respond to injuries as well as a sport specific segment. Such training can also be required by state legislative law and by municipalities as a pre condition of being able to use the fields. Such formal programs may satisfy the legal requirement for instruction training. Again, following the guidelines below greatly reduces the risk of liability.

Sport-specific techniques

Administrators should require coaches to follow best-accepted practices for teaching sport-related techniques. Coaches should receive continuing education on the latest techniques on how to run a practice and how to teach technical skills.

Put particular emphasis on the more hazardous areas of the specific sport. For example, the position of the player’s head during a tackle is a fundamental area of instruction. Likewise, in baseball/softball, it’s critical that athletes are taught the proper method for avoiding a wild pitch or how to slide  into a base.

Review of Safety Rules and Procedures

The governing/sanctioning body or sports organization should require a pre-season a review by administrators and staff of any rule changes. Likewise, a review of rules and policies with players should take place before every season and a review of specific rules prior to every practice and game.

Observations

The vast majority of lawsuits filed against clients of Sadler sports and recreation insurance allege lack of supervision and instruction. The alleged negligence is both at the administrator level due to lack of planning/oversight and the staff level as well. In particular, we have seen a number of serious injuries and resulting lawsuits arise from mixing participants of different sizes, ages, and skill levels.

Risks of Sports Specialization Among Youth Athletes

Focus on a single sport can lead to overuse injuries

Kids are starting to participate in recreational sports leagues and camps at increasingly younger ages in recent years. T-ball teams, soccer leagues, swim clubs, skating rinks, cheer squads, tumbling schools and even dance studios are filled with little people, some as young 3 and 4 years of age.  And many are choosing to participate in a single activity year round from an early age.

Sports specialization (focusing on a single sport) in youth sports can, according to the American Academy of Pediatrics (AAP), result in early burnout, emotional stress and overuse injuries. However, the risks can be mitigated by following recommendations by AAP.

Weighing the decision to specialize

Research shows that the physical development of children is better among those who play a variety of sports prior to puberty. Encouraging kids to experience a overuse injuries in youth sportswide range of sports activities also means they’ll be much less likely to lose interest or quit altogether. Studies show that children who specialized in a single sport from a young age tend to have more short-lived athletic careers.  The AAP recommends that children put off specializing in a sport until about age 15 or 16.

It’s important to determine why you or your child thinks he or she should specialize. More often than not, college scholarships are a motivator.  Be realistic about such opportunities: on average, 8% percent of high school athletes succeed in making a college team, but only 1% of those make it on an athletic scholarship.

Specialization and overuse injuries

Specialization can lead to overuse injuries, which can be muscle, bone, tendon or ligament damage resulting from repetitive stress and lack of healing time. One of the most common overuse injuries among athletes is shin splints.

Alarmingly, overuse accounts for half of all sports medicine injuries among children and teens. Children and teens are more susceptible to overuse injuries than adults because their still underdeveloped bones don’t recover as well from stress.

Preventing overuse injuries

So, if the decision has been made to specialize, there are steps that can be taken to lower the risk of overuse injuries.

Be Prepared:  It’s critical that all athletes maintain their fitness level both in and off season. General and sport-specific conditioning during the preseason are also extremely important. An evaluation by a physician prior to participation is the most essential step in determining whether a child can safely play his or her chosen sport. This should be done four to six weeks prior to practice and play to allow for time to address any potential obstacles to participation.

Train Smart: Weekly training times, distances, and repetitions should only be increased by 10% each week. For example, a 15-mile per week run should only be increased to 16.5 miles the following week, 18 miles the week after that and so on. Sport-specific trainingOveruse injuries in youth sports should vary. For instance, runners incorporate a diversity of running surfaces by running on the road, on a treadmill, on grass and in a pool. Likewise, training should include a variety of workouts, such as treadmills/ellipticals, weight lifting, and swimming.

Rest Smart: Training every day is a sure path to emotional and physical stress. Athletes should allow time for recovery by taking at least one day off every week from training, practice and  play. It’s just as important to take four to eight weeks off during the year from a specific sport.  A good rule of thumb is one month off for every six months of training and play.

Avoid Burnout: Overtraining can alter an athlete’s physical, hormonal and mental performance. Remember that a child should enjoy participating and the training should be age appropriate. They shouldn’t look at it as a job or a test. Be aware of changes in the athlete’s eating and sleeping habits. In particular, be alert for changes in or cessation of a girl’s menstrual period. Don’t hesitate to consult a physician if such changes are observed.


Sources:
  • Trisha Korioth, “Too much, too soon: Overtraining can lead to injury, burnout.” aappublications.org. 29 Aug, 2016.
  • “Preventing Overuse Injuries.” healthychildren.org. 21 Nov. 2015.

Fear of Concussions in Youth Sports

More effort in awareness and education needed

The anxiety level among Americans regarding concussions was found to be quite high according to a recent online survey. The University of Pittsburgh Medical Center conducted the survey among 2012 Americans over the age of 18. The results highlight the myths and misunderstanding about concussions.

Nearly 90% of those surveyed consider concussions to be a moderate to severe health concern. Nearly one-third of parents said they fear their child will suffer a concussion, and 25% do not allow their children to play contact sports because they fear they’ll suffer a concussion.

Ironically, 26% of the parents surveyed did not seek medical treatment when someone in their family suffered a concussion. Worse, 81% of those surveyed said they would not know the steps to take in treating a concussion if they sustained one.

More statistics from the survey:

  • 87% did not know the definition of a concussion, and 37% admit to being confused as to what a concussion actually is.
  • 58% could not identify headache or dizziness as immediate symptoms of a concussion.
  • Only 34% understand that fatigue is also a symptom and just 13% know that mood changes can also be the result of a concussion.
  • 79% of adults incorrectly think concussions are incurable and that the symptoms can only be managed.

Decreasing the level of fear

Fear of concussion among many parents is affecting their decision to permit their children to participate in contact sports. While there has been much progress in educating coaches, trainers, parents and players about concussion risk management and treatment, there’s much work to be done.

Sports are a healthy physical and social activity for children and teens, and fear of injury should not prevent them from participating. Concussions are treatable and when properly managed, athletes can return to play. “With careful evaluation and treatment by a well-trained specialist, even the most complex injuries are manageable,” says Erin Reynolds, fellowship director of UPMC Sports Medicine Concussion Program.

Click here for the full survey results. We have more articles on concussions on our blog and offer free concussion risk management material in our risk management library.


Source: Susan Manko, “Are American Parents Too Afraid of Concussions?” futurity.org. 05 Oct, 2015.

The Dangers of Cheerleading

Lack of safety standards needs attention

I recently came across a news release from the national media on cheer injuries.  In addition to the usual horror stories, it included the following points of interest:

  • Over the pasta 26 years, 73 cases of catastrophic cheerleading injuries in the U.S. have been traced by the National Center for Catastrophic Sport Injury Research at UNC.  These included fractured skulls or broken necks that led to permanent disabilities and two deaths.
  • According to estimates by the Consumer Product Safety Commission, almost 30,000 cheerleaders are treated in emergency rooms nationCheer Stuntawide each year.
  • Emergency room visits from cheerleaders have tripled since the mid-80’s when cheerleading turned competitive and incorporated high risk gymnastics stunts. Cheerleading popularity and participation also increased during  this time.
  • High risk stunts such as basket tosses, pyramids, and certain tumbling runs top the list for injuries, which are frequently executed on gymnasium floors, grass, and dirt with nothing separating the cheerleader from the hard surfaces.
  • High school cheer is not considered an official sport in most states.  Therefore, cheer doesn’t necessitate the same limits on practice time, safety equipment, or training for coaches that are essential for other high school sports.
  • The American Association of Cheerleading Coaches and Administrators (AACCA) requires cheer coaches to be certified in 13 states.  Certification often only requires an online test for coaches, which offers no training in spotting techniques or gymnastics.  And only about a dozen states regulate cheer by the rules that are set by the National Federation of State High School Associations (NFHS).
  •  NFHS  offers an online cheer coach certification course comparable to the AACCA course.  Yet, each state will determine if the coach is required to take the certification course.
  • In 2010, AACCA  introduced its first set of rules, which bans double twisting dismounts and basket tosses.  However, that rule only applies to the youngest cheerleaders who are on either the elementary, middle or junior high teams.
  • Susan Loomis, the NFHS rulebook editor for spirit teams comments that there is no acting ‘cheer police’ at the high school level.  She herself does not know what the repercussions would be if someone did not follow or broke a rule.

Source:  MSNBC 

Cheer Gym vs. Competition Cheer Squad Insurance

What’s the difference?

Cheerleading is no longer simply a group of girls jumping and yelling along the sidelines of a ball game. It’s a performance sport that has exploded with nationally televised cheer competitions and even big screen movies about cheerleading. This expansion has led to competition cheer squads that go head-to-head for recreation and cheer gyms that are in the businesses of teaching cheerleading and building cheerleading groups for major competitions.

A point of confusion that we encounter when reviewing cheer insurance applications is whether the group is a competition cheer squad or a cheer gym. It is vitally important that the correct insurance coverage is written for the organization and their specific exposures.

Making the determination

Six questions that we always have to ask are:

  1. Are membership dues paid monthly, quarterly, once per season, etc.?
  2. Is the organization’s facility owned, a long term lease, private, etc.?
  3. Is the organization cheering for one team or a competition squad?
  4. How are the coaches compensated?
  5. Is the organization a 501c3 non-profit?
  6. Does a board of directors oversee and run the organization?

We understand that not all applicants fall clearly into a competition squad or cheer gym category, but these questions allow us to make an educated assessment of the needs of the organization and provide the correct cheer insurance coverages.

A cheer squad typically pays fees once per season, uses school/local facilities, cheers as a squad for sporting teams, and is coached by volunteers. A cheer gym usually pays monthly dues, owns or has a long-term lease for a facility, cheers stCheerleadersBluerictly in competitions and pays coaches a salary.

The factors few people take into consideration

There is a difference in premium cheer squad and cheer gym insurance premiums for good reason. The typical cheer squad is exposed to participant and coach injuries. Coverage is provided for the cheer squad itself as well as for the volunteers. Cheer gyms have a much greater risk of exposure than a cheer squad. The following points are taken into account when determining exposures of cheer gyms:

  • The operation or long-term use of a facility creates a property exposure for anyone that comes onto the property and sustains a premises-related injury.
  • Some cheer gyms provide extra services, such as private lessons, birthday parties, after school programs and/or soft play areas.
  • Being run as a business means the coaches of cheer gyms are considered experts in the sport of cheerleading. This increases the standard of care owed to the participants and the bodily injury liability exposure.
  • A professional liability exposure may result if the participant of a cheer gym sues over not being offered a college scholarship, or other expected benefits due to improper coaching.

Being under insured is just as risky as being uninsured. The cheer gym owner/trainer can lose personal assets, future earnings and even their business in the event a lawsuit arises and the correct coverage isn’t in force. No cheer gym owner should take the risk of losing everything in the event of a devastating injury resulting in lawsuit in order to save a few dollars on premium.

Please visit our website for more information on Cheer School & Cheer Gym Insurance and Cheer Squad Insurance.

 

Cheerleading Should Be Classified as a Sport

The American Academy of Pediatrics weighs in

The American Academy of Pediatrics announced it’s recommendation that cheerleading  be classified as a sport in all 50 states. This would mean cheerleaders would receive the same safety attention as other athletes. Currently, only 29 states classify cheerleading as a sport, an activity that approximately 3 million girls participate in every year. There is an average of 26,000 cheerleading injuries  each year, and there were 37,000 injuries requiring emergency room treatment reported in 2011.

According to NBC Nightly News video below, performing the high-flying lifts and flips requires the skills of a gymnast. Injuries have been surging in terms of broken bones and concussions. In addition, 66% of all catastrophic injuries to high school girls occur in cheerleading. Falling from 15 to 18′ in the air while performing can result in skull fractures, broken necks, and broken bones.

The American Academy of Pediatrics suggests the following should be mandated:

  • Qualified coaches
  • Better medical care
  • Limits on practice time

Visit NBCNews.com for breaking news, world news, and news about the economy

Source: NBC Nightly News

ACL Treatment in Youth Athletes

Delayed treatment increases chance of future knee injuries

Kids who are treated for an anterior cruciate ligament (ACL) injury more than 150 days ACL injuryafter the injury occurred could have a higher chance of future knee injuries.

The University of Texas Southwestern Medical Center conducted research on children who delayed ACL reconstruction surgery. The results showed that the delay increased the risk of having a medial meniscus or chondral injury in the knee in their future.

The additional injuries can cause prolonged recovery time, hinder their return to play, and worsen the long-term function of their knee.

The research also showed that out of 370 patients who had ACL reconstruction between 2005 and 2011, 200 patients were older than 15 and 170 patients were younger than 15. The study also showed children 15 or older having a higher chance of medial femoral chondral injury.

Source: Sporting Kid; Summer 2012

A Reality Check for Youth Sports Administrators

Learn from the Paterno, Spanier, Curley and McQuery mistakes

This blog post isn’t specifically about the Penn State case and who was or wasn’t fired. Rather it’s a reality check for all involved with youth: no one is invincible. Joe Paterno, Graham Spanier, Tim Curley and Mike McQuery did not commit the physical crimes against children that Jerry Sandusky did.  However, they were responsible and liable for their own actions when there is even a hint that someone is abusing a child.

The Penn State case is making national headlines because of its legendary coach and its football program, but it’s important to understand that such behavior occurs frequently in youth sports.  Most readers of this blog are involved in teams/leagues/youth programs in sYouth sports risk managementome capacity or another. Are you a coach, athletic director, team mom or a parent on the sidelines?  Whatever your position, today is the day to step back and realize where exactly you fit into the lives of the kids participating in your youth sports organization.  You are there to protect them at all costs.

Our previous blog post, Child Predators in Youth Sports, is a must read for anyone who is involved with children. It includes a link to a Sports Illustrated article written with the help of actual predators in youth programs detailing how they got away with their crimes. Did you know that, according to the article, studies have found that the average molester victimizes about 120 children before he is caught? That’s extremely disturbing! The blog post also offers useful risk management guidelines that your organization can implement today. And share this post with others so that we all can make a difference.

Follow this link for more articles on preventing sexual abuse and molestation.

Head Injuries and Concussions in Youth Sports

Reducing the chances of inherent sports risks

Concussion diagnosisAll sports carry some type of inherent risk, but what are they? For contact sports, a very common occurrence is the concussion (defined by Websters as “a stunning, damaging, or shattering effect from a hard impact; a jarring injury of the brain resulting in disturbance of cerebral function.”) According to the CNN report below, there is increasing evidence that brain damage actually occurs during a concussion.

What are some ways that your local organization is being pro-active in preventing head injuries or putting measures into place to nurture the injury or prevent further injury once it has occurred?