Legal issues and sports insurance

School and Booster Club Blame Game Over Athlete Death

Lack of risk management leads to costly legal battle

The family of Joshua Mileto is seeking $15 million in damages following his fatal accident on the campus of Sachem East High School in Long Island. The suit names and alleges equal blame to both the school district and school’s booster club.

Mileto, 16, died when a log …

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youth football insurance

12 Critical Steps to Protect Youth Football Players

A common-sense approach to reducing liability
1.  Buy high-limit, high-quality team/league insurance

 At a minimum, purchase the following policies to assure a funding source for player injuries:

Excess Accident: $100,000 medical limit; $5,000 AD&D limit, deductible no greater than $500
General Liability: $1,000,000 each occurrence limit; $1,000,000 participant liability limit; includes custom coverage enhancements for sex abuse/molestation and non-owned …

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Physical abuse in youth sports

Cheerleader Forced into Painful Splits Example of Physical Abuse

Recognizing the signs and putting a plan in place

Regular readers of my blog and certainly all my clients know that I take a strong stand against child abuse. Any form of child abuse/molestation is reprehensible and goes against the spirit of healthy sports participation. To help combat the problem, we offer free abuse/molestation risk management …

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Concussion prevention

New Device Shows Promise in Preventing Concussions

Unlike helmets, Q-Collar enhances brain’s existing protection from inside

At Sadler Sports and Recreation we keep our eye out for concussion-related news. We’re very careful to share well-researched information and not fan the flames of concussion hysteria. Our focus is reducing concussions during the course of play, not instilling fear of concussions.

That being said, I recently …

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NAYS Annual Congress

NAYS Presents 16th Annual Youth Sports Congress

Guest post by the National Alliance for Youth Sports*

The National Alliance for Youth Sports is proud to announce the 16th annual Youth Sports Congress scheduled for November 8 to 11 in Orlando, Florida.  Registration is currently underway.

This four-day comprehensive educational experience is developed specifically for youth sports administrators. Registrants will attend the welcome reception, NAYS …

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Child Abuse in Youth Sports

Deterring Child Predators in Youth Sports

Protecting kids is a group effort

Do parents who send their children to ball practice ever think that they might be handing them over to a sexual predator?  That’s probably the last thing that crosses their mind.  They assume that they can trust the coaches, volunteers and league administrators who come in contact with their children..

The predator’s thought …

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Safeguarding against volunteer theft

Safeguarding Against Volunteer Theft

Protecting your funds and equipment

We have seen a growing number of theft occurrences in youth sports organizations by trusted directors, officers, and other volunteers.  Such theft can take the form of embezzlement or the taking of equipment.  Media accounts of such activity are backed up by the recent claims paid out by our insurance carriers.

The primary …

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Risk management for parks & recreation

Falling Tree Branch Kills Child on Playground: $3.6M Settlement

Most sports and recreation complexes have this exposure

A recent news story in our local paper illustrates perfectly how recreation organizations and facility owner/operators can be liable, even when they appear to be following best risk management practices.

A tree limb  fell on a 3-year-old boy who was playing on a park playground in the town of …

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Workers' Comp for sports leagues

Do Leagues Need Workers’ Compensation Insurance?

The important question you need to ask and we help answer

Are sports organizations required to carry Workers’ Compensation insurance when workers are paid? This is a complex issue with some gray areas. Making matters worse for administrators is the fact that consequences can be severe for organizations that don’t have coverage if an injured worker …

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