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Risk management requirements of federal, state, case law, governing bodies, and insurance carriers
Amateur sports organizations face ever-increasing legal risks arising out of injury to participants, spectators, and other third parties. Federal law, state law, case law, governing bodies, and insurance carriers require that amateur sports organizations adopt and …
Supervision: It’s more than just keeping an eye on things.
The need for amateur sports administrators to understand their legal responsibilities with regard to supervision and instruction can’t be stressed enough. In the arena of amateur sports, lack of supervision is the most common cause of action in lawsuits. Injuries resulting in these types of lawsuits …
Don’t ignore critical return-to-play protocol
The lawsuit
In 2013, Brett Baker-Goins suffered a concussion while playing basketball for First Baptist School in Charleston, South Carolina. First Baptist is a private school under the jurisdiction of the South Carolina Independent Schools Association (SCISA). SCISA has a return to-play-protocol, which requires a signature by a physician on a written …
Insurance certificates, brochures, and proposals that can put teams/leagues and their respective directors, officers, employees, and volunteers at financial risk of uncovered lawsuit
Many sports team and league administrators hope or believe that they have adequate protection under their Accident and General Liability policies. They usually place their trust in their local insurance agent – or …
The first line of defense against lawsuits
Sports Accident insurance pays covered medical expenses of injured participants such as players, coaches, managers, umpires, etc. The coverage is normally excess or secondary, which requires other insurance such as family health insurance to respond first.
How Excess Accident Insurance coordinates with family health insurance
There are three basic scenarios that can …
What can happen when evidence is no longer available
Kim Marshall was injured while working out on a treadmill at Bally’s in Tacoma, Washington. As a result of her injuries, Marshall filed suit against Bally’s Pacwest, Life Fitness, the company that manufactured and owned the treadmill, and Washington Athletic Repair, the company that installed and maintained the …
The American Academy of Pediatrics just released an update on Sport-Related Concussions in Children and Adolescents. This 24-page report highlights the major developments in new concussion knowledge and treatment since the first report, which was published in 2010.
To follow are the points that I find to be of particular interest. Some the conclusions and actionable …
Collapsing and fly-away shelters can cause bodily injury and property damage
Tents, canopies and umbrellas are popular shelters and sun shades at sidewalk sales, farmers’ markets, craft fairs, cookouts and sporting events. Unfortunately, it’s all too common to see such equipment inadequately secured. The risk of injuries is great, and property damage can also result when …
Sharing the road raises safety issues
Each year, about 13,000 golf cart-related accidents require emergency room visits, according to the U.S. Consumer Products Safety Commission, and that number rises year after year just as their popularity does. Nearly half of those accidents involve children under the age of 16, half of which are caused by a …
Players must adequately hydrate, but overdoing it can be life threatening
College and high school football teams across the country are currently conditioning and practicing for the upcoming football season. And they’re doing it in the hottest weeks of the summer.
In 2017, University of Texas coach, Tom Herman, assessed the hydration level of players, and their …