American Youth Football/Cheer Insurance

AYF/AYC endorsed sports insurance program for Accident, General Liability, Directors & Officer Liability and Equipment.

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2019 AYF Leadership Conference Insurance & Risk Management

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2018 Combined Accident and General Liability Rates

(Rates for 2019 will be available May 1)

Rates below include $100,000 Accident / $500 Deductible (lower deductibles are available)

TACKLE FOOTBALL
AGE $1,000,000

General Liability

$2,000,000

General Liability

$5,000,000

General Liability

9 & Under $218.66 per team $244.15 per team $301.43 per team
12 & Under $274.15 per team $298.21 per team $355.49 per team
15 & Under $417.15 per team $444.48 per team $501.76 per team
FLAG/TOUCH FOOTBALL
AGE $1,000,000

General Liability

$2,000,000

General Liability

$5,000,000

General Liability

Ages 5-17 $84.39 per team $93.40 per team $133.50 per team
INSPIRATION Flag Football (Handicapped)ALL TEAMS (Age 5-22) $84.39 per team $93.40 per team $133.50 per team
CHEERLEADING
$1,000,000

General Liability

$2,000,000

General Liability

$5,000,000

General Liability

1. Cheer/Dance/Step/Majorettes Squads Affiliated with your Football Teams (Ages 5-18) (INSPIRATION up to age 22) No Charge No Charge No Charge
2. Cheer/Dance/Step/Majorettes Squads from #1 Above That Will Also Participate in Competitions Other Than Local League or Official AYC Regional or National Championships (Ages 5-18) Note: Class 2 squads must also be class 1 and you must show the # of squads for each class (Inspiration-up to age 22) $48.27 per squad $55.34 per squad $112.62 per squad
3. Cheer/Dance/Step Squads Not Affiliated with a Football Organization (Ages 5-18) (Inspiration-up to age 22) $100.45 per squad $107.54 per squad $164.82 per squad

Rates are available for policies effective June 30, 2018 – June 29, 2019.

(NOTE: Accident Options for $0, $100 or $250 deductible are available – click the link below)

Click here if higher liability limits are needed or if you would like to choose a different accident deductible.

Click here for a detailed coverage description for all of the above policies.

To qualify, all teams must join American Youth Football (www.joinayf.com) at an additional cost of $30 per tackle team, $20 per flag team and $25 per cheer/dance/step squad if application is done online. (Cost will be more if online membership application is not used.)

No commission is payable to agents.

NOTICE:  If you have a current policy with another source OTHER THAN than the American Youth Football/American Youth Cheer Endorsed Insurance program, print this checklist now! Submit this to your insurance agent to verify if your current policy meets Minimum Insurance Standards.


Directors & Officers Liability / Crime / Equipment Rates

Directors & Officers

  • $1,000,000 Directors & Officers Liability $300 per governing board
  • $2,000,000 Directors & Officers Liability $450 per governing board

Crime: $25,000 – $200 per governing board

Equipment: $2.00 per $100 of coverage ($200 minimum premium)

Click here for a detailed coverage description for all of the above policies (PDF Format)


(Download version)


Risk Management Content For AYF/AYC

 

Appoint Risk Management Officer (RMO) To Set Up And Manage Plan

  • Selection And Duties Of Sports Risk Management Officer (Coming Soon)

Choose High Quality Insurance

Contractual Transfer Of Risk To Other Parties

Avoid Or Mitigate High Risk Activities That Are Not Essential To Your Mission

Child Abuse: Sex/Physical/Emotional/Bullying/Hazing/Harassment

Brain Injury/Concussion

Other Serious Risks

Most Common Risks

Document Retention In Event Of Litigation 

Written Risk Management Plans Pulls Together Above

 

This is not an all-inclusive list, check out our risk management page for other articles, programs, videos and forms.


 Selected Blog Articles for Football and Cheer

This is not an all-inclusive list. Please check out our risk management page for other football and cheer-related articles, programs, videos, and forms.


AYF Football and Cheerleading Coaches Training

AYF Overview and Member Benefits

AYF is pleased to offer optional training to its coaches.

AYF Coach's training