American Youth Football/Cheer Insurance

AYF/AYC endorsed sports insurance program for Accident, General Liability, Directors & Officer Liability and Equipment.

Click Here for Instant Online Quote & Purchase

2019/2020 ONLINE APPLICATION IS NOW AVAILABLE

Quick Education


2019 AYF Leadership Conference Insurance & Risk Management

Download Here

 

2019 Combined Accident and General Liability Rates

(Click Here for 2018 AYF/AYC Rates -this is only if you need a policy to be EFFECTIVE now through June 30, 2019.  The policy will expire on June 30, 2019, regardless of effective date. Otherwise, apply online now for coverage effective June 30, 2019 – June 30, 2020.)

Rates below include $100,000 Accident / $500 Deductible (lower deductibles are available)

 

TACKLE FOOTBALL
AGE   (RATE IS PER TEAM WITHIN EACH DIVISION) $1,000,000

General Liability

$2,000,000

General Liability

$5,000,000

General Liability

Tackle Football – 7u Division $229.88 per team $257.88 per team $315.16 per team
Tackle Football – 8u Division $229.88 per team $257.88 per team $315.16 per team
Tackle Football – 9u Division $229.88 per team $257.88 per team $315.16 per team
Tackle Football – 10u Division $285.86 per team $312.23 per team $369.51 per team
Tackle Football – 11u Division $285.86 per team $312.23 per team $369.51 per team
Tackle Football – 12u Division $285.86 per team $312.23 per team $369.51 per team
Tackle Football – 13u Division $429.46 per team $459.06 per team $516.34 per team
Tackle Football – 14u Division $429.46 per team $459.06 per team $516.34 per team
Tackle Football – 15u Division $429.46 per team $459.06 per team $516.34 per team
Tackle Football (Girls) – 17u Division $585.35 per team $616.41 per team $673.69 per team
FLAG/TOUCH FOOTBALL
AGE  (RATE IS PER TEAM WITHIN EACH DIVISION) $1,000,000

General Liability

$2,000,000

General Liability

$5,000,000

General Liability

Ages 5-17 $86.33 per team $95.78 per team $135.88 per team
7v7 Passing Team (ages 5-17) $86.33 per team $95.78 per team $135.88 per team
Flag/Touch Plus (limited contact with hands only) $158.09 per team $179.35 per team $227.46 per team
INSPIRATION Flag Football (Handicapped)ALL TEAMS (Age 5-22) $86.33 per team $95.78 per team $135.88 per team
CHEERLEADING
(RATE IS PER SQUAD WITHIN EACH DIVISION) $1,000,000

General Liability

$2,000,000

General Liability

$5,000,000

General Liability

1. Cheer/Dance/Step/Majorettes Squads Affiliated with your Football Teams (Ages 5-18) (INSPIRATION up to age 22) No Charge No Charge No Charge
2. Cheer/Dance/Step/Majorettes Squads from #1 Above That Will Also Participate in Competitions Other Than Local League or Official AYC Regional or National Championships (Ages 5-18) Note: Class 2 squads must also be class 1 and you must show the # of squads for each class (Inspiration-up to age 22) $51.24 per squad $59.02 per squad $116.30 per squad
3. Cheer/Dance/Step Squads Not Affiliated with a Football Organization (Ages 5-18) (Inspiration-up to age 22) $105.27 per squad $113.05 per squad $170.33 per squad

Rates are available for policies effective June 30, 2019 – June 29, 2020.

(NOTE: Accident Options for $0, $100 or $250 deductible are available – click the link below)

COVERAGE DESCRIPTIONS AND OVERVIEW: Click here if higher liability limits are needed or if you would like to choose a different accident deductible.

 

To qualify, all teams must join American Youth Football (www.joinayf.com) at an additional cost of $30 per tackle team, $20 per flag team and $25 per cheer/dance/step squad if application is done online. (Cost will be more if online membership application is not used.)

No commission is payable to agents.

NOTICE:  If you have a current policy with another source OTHER THAN than the American Youth Football/American Youth Cheer Endorsed Insurance program, print this checklist now! Submit this to your insurance agent to verify if your current policy meets Minimum Insurance Standards.


Directors & Officers Liability / Crime / Equipment Rates

Directors & Officers

  • $1,000,000 Directors & Officers Liability $300 per governing board
  • $2,000,000 Directors & Officers Liability $450 per governing board

Crime: $25,000 – $200 per governing board

Equipment: $2.00 per $100 of coverage ($200 minimum premium)

Click here for a detailed coverage description for all of the above policies (PDF Format)


(Download version)


Risk Management Content For AYF/AYC

 

Appoint Risk Management Officer (RMO) To Set Up And Manage Plan

  • Selection And Duties Of Sports Risk Management Officer (Coming Soon)

Choose High Quality Insurance

Contractual Transfer Of Risk To Other Parties

Avoid Or Mitigate High Risk Activities That Are Not Essential To Your Mission

Child Abuse: Sex/Physical/Emotional/Bullying/Hazing/Harassment

Brain Injury/Concussion

Other Serious Risks

Most Common Risks

Document Retention In Event Of Litigation 

Written Risk Management Plans Pulls Together Above

 

This is not an all-inclusive list, check out our risk management page for other articles, programs, videos and forms.


 Selected Blog Articles for Football and Cheer

This is not an all-inclusive list. Please check out our risk management page for other football and cheer-related articles, programs, videos, and forms.


AYF Football and Cheerleading Coaches Training

AYF Overview and Member Benefits

AYF is pleased to offer optional training to its coaches.

AYF Coach's training