2022/2023 ONLINE APPLICATION IS NOW AVAILABLE
Quick Education
-
The Risks of Going Uninsured or Being Under-insured
-
12 reasons AYF insurance program blows away the competition
-
Coverage descriptions of all 5 insurance policies
-
What you need to know before you apply for coverage
(If you are not a current AYF/AYC member, you can still become a local member just to access this insurance program and AYF will not interfere with your operations, but you will be expected to follow certain risk management best practices. The additional cost of AYF membership is a small price to pay to access this best in industry insurance program.)
AYF Leadership Conference Insurance & Risk Management
2022 Combined Accident and General Liability Rates
Rates below include $100,000 Accident / $500 Deductible (lower deductibles are available)
TACKLE FOOTBALL |
|||
| AGE (RATE IS PER TEAM WITHIN EACH DIVISION) | $1,000,000
General Liability |
$2,000,000
General Liability |
|
| Tackle Football – 7u Division | $261.44 per team | $297.08 per team | |
| Tackle Football – 8u Division | $261.44 per team | $297.08 per team | |
| Tackle Football – 9u Division | $261.44 per team | $297.08 per team | |
| Tackle Football – 10u Division | $304.26 per team | $339.91 per team | |
| Tackle Football – 11u Division | $304.26 per team | $339.91 per team | |
| Tackle Football – 12u Division | $304.26 per team | $339.91 per team | |
| Tackle Football – 13u Division | $421.81 per team | $457.45 per team | |
| Tackle Football – 14u Division | $421.81 per team | $457.45 per team | |
| Tackle Football – 15u Division | $421.81 per team | $457.45 per team | |
| Tackle Football (Girls) – 17u Division | $546.66 per team | $582.30 per team | |
FLAG/TOUCH FOOTBALL |
|||
| AGE (RATE IS PER TEAM WITHIN EACH DIVISION) | $1,000,000
General Liability |
$2,000,000
General Liability |
|
| Ages 5-17 | $93.37 per team | $106.67 per team | |
| 7v7 Passing Team (ages 5-17) | $93.37 per team | $106.67 per team | |
| Flag/Touch Plus (limited contact with hands only) | $176.13 per team | $185.13 per team | |
| INSPIRATION Flag Football (Handicapped)ALL TEAMS (Age 5-22) | $93.37 per team | $106.67 per team | |
CHEERLEADING |
|||
| (RATE IS PER SQUAD WITHIN EACH DIVISION) | $1,000,000
General Liability |
$2,000,000
General Liability |
|
| 1. Cheer/Dance/Step/Majorettes Squads Affiliated with your Football Teams (Ages 5-18) (INSPIRATION up to age 22) | No Charge | No Charge | |
| 2. Cheer/Dance/Step/Majorettes Squads from #1 Above That Will Also Participate in Competitions Other Than Local League or Official AYC Regional or National Championships (Ages 5-18) Note: Class 2 squads must also be class 1 and you must show the # of squads for each class (Inspiration-up to age 22) | $60.57 per squad | $76.35 per squad | |
| 3. Cheer/Dance/Step Squads Not Affiliated with a Football Organization (Ages 5-18) (Inspiration-up to age 22) | $114.74 per squad | $124.07 per squad | |
Rates are available for policies effective June 30, 2022 – June 29, 2023.
(NOTE: Accident Options for $0, $100 or $250 deductible are available – click the link below)
*$5,000,000 General Liability each occurrence option available if required by written contract. This request must be reviewed and approved by carrier. Contact Sadler for further instructions or Click Here.
To qualify, all teams must join American Youth Football (www.joinayf.com) at an additional cost of $35 per tackle team, $25 per flag team and $35 per cheer/dance/step squad if application is done online. (Cost will be more if online membership application is not used.)
No commission is payable to agents.
NOTICE: If you have a current policy with another source OTHER THAN than the American Youth Football/American Youth Cheer Endorsed Insurance program, print this checklist now! Submit this to your insurance agent to verify if your current policy meets Minimum Insurance Standards.
Directors & Officers Liability / Crime / Equipment Rates
Directors & Officers
- $1,000,000 Directors & Officers Liability $315 per governing board
- $2,000,000 Directors & Officers Liability $473 per governing board
Crime: $25,000 – $200 per governing board
Equipment: $2.00 per $100 of coverage ($200 minimum premium)
Click here for a detailed coverage description for all of the above policies (PDF Format)
Risk Management Content For AYF/AYC
Appoint Risk Management Officer (RMO) To Set Up And Manage Plan
- Selection And Duties Of Sports Risk Management Officer (Coming Soon)
Choose High Quality Insurance
- 7 Critical Mistakes To Avoid When Buying Sports Insurance
- Horror Story Claims That Actually Happened To Sadler Clients
- AYF Minimum Coverage Checklist For Regional / National Championships
Contractual Transfer Of Risk To Other Parties
- Are Waiver/Release Forms Worth Paper They Are Written On?
- Electronic Signatures Of Waiver/Release Forms
- Sample Waiver/Release Form – Minor
- Sample Waiver/Release Form – Adult
- Sample Waiver for Communicable Diseases including COVID-19
- Emergency Information / Medical Consent Form
- Image Release Form
- Before You Sign The Facility Lease Agreement
- Collecting Certificates Of Insurance From Vendors
- When Hosting Tournaments Transfer Risk To Visiting Teams
Avoid Or Mitigate High Risk Activities That Are Not Essential To Your Mission
- Group Transportation (Coming Soon)
- Swimming Outings
- High Risk Fundraising Activities/Devices (Coming Soon)
- Serving Of Alcoholic Beverages
Child Abuse: Sex/Physical/Emotional/Bullying/Hazing/Harassment
- Safe Sport Act Applies To Most Amateur Sports Organizations
- Types Of Criminal Background Checks
- AYF Endorsed Criminal Background Check Vendor
- Volunteer Application Form (WORD DOC)
- Sadler Safe Sport Child Abuse And Other Misconduct Risk Management Plan
- Abuse Awareness Training For Minors (Ages 4-12)
- Abuse Awareness Training For Minors (Ages 13-17)
Brain Injury/Concussion
- Interactive Concussion State Law Map
- Concussion Awareness Risk Management Plan (Football and Cheer)
- CDC Online Training Course
- NAYS Concussion Training Video
- CDC Parent/Athlete Concussion Fact Sheet
- Seahawks Tackling Resources
Coronavirus/COVID-19
- Amateur Sports And Coronavirus (COVID-19): How To Return To Play
- Sample AYF/AYC COVID-19 Guidelines For Return To Activity
- Sample Waiver/Release For Communicable Diseases Including COVID-19
- Sample COVID-19 Warning Signage
Other Serious Risks
- Sports Anti-Violence Risk Management
- Sudden Cardiac Arrest
- Lightning Safety And 30/30 Rule
- Bleacher Risk Management
- 12- And 15- Passenger Vans
- Guide To Preventing Heat Stroke Death In Youth Tackle Football
- Food Handling Checklist For Sports Concession Stands
- Parade Float Risk Management
Most Common Risks
- Improper Supervision And Instruction
- Improper Sport Injury Care
- Facility And Equipment Problems (Coming Soon)
- Fitting Instructions and Helmet Care
Document Retention In Event Of Litigation
Written Risk Management Plans Pull Together Above
- Sample AYF/AYC Risk Management Plan: Implement this comprehensive risk management program or similar to reduce litigation risk at your locations and in all areas of your operations including facilities, equipment, supervision, instruction, rules, injury response, sex abuse & molestation, and use of autos. Includes best practices as well as contractual transfer of risk through participant registration forms such as waiver/release and emergency information/medical consent, as well as the use of insurance requirements and hold harmless/indemnification provisions in agreements with vendors and visiting teams.
- Safe Sport Child Abuse And Other Misconduct Protection Plan
- Concussion Awareness Risk Management Plan (Football and Cheer)
- AYF/AYC Guidelines For Return To Activities
This is not an all-inclusive list, check out our risk management page for other articles, programs, videos and forms.
Selected Blog Articles for Football and Cheer
- Weight limits not necessary in youth tackle football to protect lighter players
- Should youth football leagues allow add on helmet products?
- Youth football endorsed by concussion doctor
- Beware USA Heads Up Football League Contractual Requirements
- The Truth About Concussion Risk Management in Youth Football
- AYF Releases Tackle Injuries Report 2005-2018
- AYF Study: 2005-17 Concussion Trends in Youth Tackle Football
- American Youth Cheer Releases Study on Injury Trends 2005-18
- Heads Up Football’s False Concussion Claims Exposed by New York Times
This is not an all-inclusive list. Please check out our risk management page for other football and cheer-related articles, programs, videos, and forms.
AYF Football and Cheerleading Coaches Training
AYF Overview and Member Benefits
AYF is pleased to offer optional training to its coaches.
