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Individual Sports Instructors
Pay Just $345 For a Rock Solid $1,000,000 Liability Limit that Does Not Require You to Join Another Expensive Association or to Become Certified Just to Qualify
Beware of other programs that don't cover punitive damages and that nickel and dime you to death with charges for each additional insured. Read the fine print in competitor's programs! |
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| PROGRAM ELIGIBILITY |
Individual sports instructors working on an independent contractor basis and involved in individual or small group instruction of sports-related skills on premises that are not owned or operated by the instructor.
ELIGIBLE SPORTS:
• Baseball
• Basketball
• Cheerleading
• Figure Skating
• Football
• Golf
• Hockey
• Soccer
• Softball
• Swimming
• Tennis
• Track & Field
• Vollyball
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| PROGRAM INELIGIBILITY |
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Athletic trainers or coaches acting on behalf of college, K-12, or any other competitive athletic team. |
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Training of Law Enforcement, Public Safety and Military Personnel. |
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E-Commerce Consulting |
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Operations of Ownership of a Sports Facility |
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Provision of Nutrition or Weight Management |
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Provision of Physical Therapy |
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Instruction of the following activities:
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Canoeing |
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Kayaking |
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Cross Country/Road Running |
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Lifeguarding |
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Cycling |
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Martial Arts |
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Dance |
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Rowing |
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Diving |
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Scuba Diving |
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Equestrian |
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Skiing |
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Gymnastics |
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Surfing |
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| LIMITS OF LIABILITY AND ANNUAL PREMIUMS |
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| COVERAGE |
OPTION 1 |
OPTION 2 |
OPTION 3 |
| Each Occurrence Limit |
$500,000 |
$1,000,000 |
$2,000,000 |
| General Aggregate |
$1,000,000 |
$2,000,000 |
$2,000,000 |
| Products/Completed Operations Aggregate |
$500,000 |
$1,000,000 |
$2,000,000 |
| Personal & Advertising Injury |
$500,000 |
$1,000,000 |
$2,000,000 |
| Damage to Premises Rented to You |
$300,000 |
$300,000 |
$300,000 |
| Medical Expense Payments |
$5,000 |
$5,000 |
$5,000 |
| Legal Liability to Participants |
$500,000 |
$1,000,000 |
$2,000,000 |
| Professional Liability |
$500,000 |
$1,000,000 |
$2,000,000 |
| ANNUAL PREMIUM |
$276 |
$345 |
$518 |
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| IMPORTANT NOTES |
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Rates are per instructor and are available for a one year or two year coverage term. |
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Rates are available 12-1-07 to 11-30-08. |
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| You are not required to join an association to qualify for coverage. |
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Additional Insureds (ex: Managers and/or lessors of premises) can be added at no additional cost. |
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A complete coverage description is included in the application. |
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Notice to Agents & Brokers - There are no commissions included in this program. |
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| RISK MANAGEMENT |
| Click Here For A Free Report On How to Protect Yourself Against Devastating Lawsuits Arising From Your Instruction! |
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| CARRIER |
| Coverage is provided by a carrier rated A+ (superior) by AM Best. |
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| Please See Our Application for a Complete Coverage Description |
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| SPECIALTY AREAS |
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Baseball Instructor Insurance |
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Basketball Teaching Pro Insurance |
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Football Instructor Insurance |
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Golf Teaching Pro Insurance |
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Soccer Instructor Insurance |
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Softball Teaching Pro Insurance |
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Tennis Instructor Insurance |
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Baseball Teaching Pro Insurance |
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Figure Skating Instructor Insurance |
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Football Teaching Pro Insurance |
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Hockey Instructor Insurance |
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Soccer Teaching Pro Insurance |
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Swimming Instructor Insurance |
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Tennis Teaching Pro Insurance |
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Basketball Instructor Insurance |
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Figure Skating Teaching Pro Insurance |
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Golf Instructor Insurance |
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Hockey Teaching Pro Insurance |
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Softball Instructor Insurance |
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Swimming Teaching Pro Insurance |
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Track & Field Instructor Insurance |
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Track & Field Teaching Pro Insurance |
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