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Individual Sports Instructors
Pay Just $345 For a Rock Solid $1,000,000 Liability Limit that Does Not Require You to Join Another Expensive Association or to Become Certified Just to Qualify
Beware of other programs that don't cover punitive damages and that nickel and dime you to death with charges for each additional insured. Read the fine print in competitor's programs!
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| PROGRAM ELIGIBILITY |
Specifically designed to meet the unique needs of a U.S. based sports instructor who works on an independent contract basis and is directly supervising an individual or small group engaged in sport-related skills.
Eligible Activities Include:
• Archery
• Baseball
• Basketball
• Baton Twirling
• Bowling
• Cheerleading
• Cross Country
• Fencing
• Figure Skating
• Football
• Golf
• Hockey
• Lacrosse
• Racquetball
• Road Running
• Soccer
• Softball
• Swimming
• Table Tennis
• Tennis
• Track & Field
• Tumbling - Tumbling is floor only, no gymnastics apparatus
• Volleyball
• Wrestling
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| PROGRAM INELIGIBILITY |
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| LIMITS OF LIABILITY AND ANNUAL PREMIUMS |
| *Higher limits are available upon request – call us at 1-800-622-7370* |
| COVERAGE |
OPTION 1 |
OPTION 2 |
OPTION 3 |
| Each Occurrence Limit |
$500,000 |
$1,000,000 |
$2,000,000 |
| General Aggregate |
$1,000,000 |
$3,000,000 |
$4,000,000 |
| Products/Completed Operations Aggregate |
$500,000 |
$1,000,000 |
$2,000,000 |
| Personal & Advertising Injury |
$500,000 |
$1,000,000 |
$2,000,000 |
| Damage to Premises Rented to You |
$300,000 |
$300,000 |
$300,000 |
| Medical Expense Payments |
$5,000 |
$5,000 |
$5,000 |
| Legal Liability to Participants |
$500,000 |
$1,000,000 |
$2,000,000 |
| Professional Liability |
$500,000 |
$1,000,000 |
$2,000,000 |
| ANNUAL PREMIUM |
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| OPTION 1: Sports Instruction conducted at locations that are NOT owned or operated by the instructor |
$276 |
$345 |
$518 |
| OPTION 2: Sports Instruction conducted at locations that include the instructor's home/residence |
$345 |
$431 |
$647 |
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FLORIDA APPLICANTS
Note: All Florida applicants must add a 1.3% state mandated Hurricane Catastrophe Fund assessment fee to the total of the premium. |
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| IMPORTANT NOTES |
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Rates are per instructor and are available for a one year or two year coverage term. |
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Rates are available 12-1-2011 to 11-30-2012. |
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| You are not required to join an association to qualify for coverage. |
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Additional Insureds (ex: Managers and/or lessors of premises) can be added at no additional cost. |
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A complete coverage description is included in the application. |
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Notice to Agents & Brokers - There are no commissions included in this program. |
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| RISK MANAGEMENT |
| Click Here For A Free Report On How to Protect Yourself Against Devastating Lawsuits Arising From Your Instruction! |
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| CARRIER |
| Coverage is provided by a carrier rated A+ (Superior) by A.M. Best Company. |
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| Please See Our Application for a Complete Coverage Description |
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| SPECIALTY AREAS |
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Baseball Instructor Insurance |
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Football Instructor Insurance |
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Soccer Instructor Insurance |
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Tennis Instructor Insurance |
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Figure Skating Instructor Insurance |
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Hockey Instructor Insurance |
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Swimming Instructor Insurance |
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Basketball Instructor Insurance |
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Golf Instructor Insurance |
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Softball Instructor Insurance |
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Swimming Teaching Pro Insurance |
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Track & Field Instructor Insurance |
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Sadler & Company, Inc.
P.O. Box 5866
Columbia, SC 29250-5866
Phone: (800)622-7370 Fax: (803)256-4017
Send Us An Email
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DBA/AKA Sadler Insurance Agency in CA License #0B57651
Sadler & Company of SC, Inc. - Arkansas (Lic. #254179)
Sadler Agency - New York (PC-532473,LA-532473 and BR-532473)
Sadler and Company - Vermont (License #577)
DBA S&C Agency, Inc in KY (Lic. #624039)
Sadler and Company, Inc. in MN (Lic. #20499566)
S&C Agency, Inc. (Sadler & Company, Inc.) in OH (Lic. #33890)
Sadler & Company Insurance Agency, Inc. in UT (Lic. #105192)
1997-2012 Sadler & Company, Inc. All rights reserved. |
