NAYS Team/League Insurance

The better sports insurance program for the better sports organizations that have trained their coaches. (Medical Expense, General Liability, Directors & Officers, Crime and Equipment.)

Click Here for Instant Online Quote & Purchase

The rates and descriptions below have been updated to reflect rates and coverage effective, 02/01/2017.  If you are purchasing a policy prior this date, you may review the rate and coverage information here.  The online application above is based on rates and coverages from 02/01/2016-01/31/2016.

Medical Expense & General Liability

Combined $100,000 Medical Payments for Participants/$2,000,000 General Liability
Sport Ages 12 & Under Ages 13 – 15 Ages 16 – 19
The following sports are based on the number of teams/per age and sport
T-ball $68 Not Available Not Available
Baseball $70 $113 $148
Basketball $70 $84 $147
Field Hockey $95 $112 $132
Ice Ringette $136 $136 $136
Inline Hockey $214 $214 $214
Lacrosse $146 $146 $146
Roller Hockey $205 $205 $205
Soccer $102 $119 $139
Softball $68 $82 $143
Touch/Flag Football $66 $82 $103
The following sports are based on the number of players/per age and sport
Adaptive Baseball/Softball $10.78 $10.78 $10.78
Adaptive Basketball $10.78 $10.78 $10.78
Adaptive Swimming $10.78 $10.78 $10.78
Adaptive Tennis $10.78 $10.78 $10.78
Adaptive Track & Field $10.78 $10.78 $10.78
Bowling $4.19 $4.19 $4.19
Badminton $4.19 $4.19 $4.19
Cheerleading $15.20 $15.20 $15.20
Cross Country $4.19 $4.19 $4.19
Dodgeball $4.19 $4.19 $4.19
Double Dutch $4.19 $4.19 $4.19
Drill Team $4.19 $4.19 $7.02
Golf $4.19 $4.19 $4.19
Kickball $4.19 $4.19 $4.19
Swimming $4.19 $4.19 $4.19
Tennis $4.19 $4.19 $4.19
Track & Field $4.19 $4.19 $4.19
Volleyball $4.19 $4.19 $4.19
Wrestling $15.20 $15.20 $15.20

No commissions are payable to insurance agents.
Rates are valid 2-1-2017 to 1-31-2018.


Directors & Officers / Crime/ Equipment Rates

Directors & Officers Liability

  • $1,000,000 Directors & Officers $300 per governing board
  • $2,000,000 Directors & Officers $450 per governing board

Crime -$25,000 $200 per governing board

Equipment-  $2.00 per $100 of coverage subject to minimum premium of $200

Click here for a detailed coverage description for all of the above policies


If your coaches are not trained by NAYS and you are interested in certifying your coaches, please visit the NAYS website. NAYS clinics are available on-site or online, and will not only take some of the work off of the organization that hosts the training, but also provide tried and true risk management techniques that will protect the organization, the coaches and the athletes. Our suggestion would be to work this into your current coaches’ training whether all at once or one sport at a time.

If your coaches are not trained by NAYS, please go to our home page to view our other special insurance programs.


Risk Management

Protect yourself if you are an administrator or a volunteer.

Programs, reports, article, forms and videos.

  • Why Waiver Forms Are Worth the Paper They Are Written On
  • Types of Criminal Background Checks
  • Heat Illness Avoidance and Prevention
  • Lightning Safety 30/30 Rule
  • 7 Critical Mistakes to Avoid When Buying Sports Insurance

Web Videos

  • How to Implement a Risk Management Program Including Sex Abuse/Molestation
  • Risk Management and Sexual Abuse/Molestation Awareness Training

Risk Management Program templates for basic, intermediate, and advanced program


“Your site and company are the best thing since sliced bread. This is so easy to do and it just makes the directors and others job so much easier the way you have this set up. We were referred to you several years ago and have never looked back or elsewhere, haven’t had a need to. Thank you!! “Jacksonville Area Youth Football League

Jacksonville, IL