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Martial Arts Schools & Programs
Martial Arts Insurance: General Liability and Accident for Karate, Tae Kwon Do, Judo, Jujitsu, Aikido, Kempo, Kickboxing, etc.
Instant Online Quote In 5 Seconds Offers Broad Coverages that Protect Studio Owners Against Losing Everything in a Lawsuit!
Martial Arts Studio Owners Applaud: “No More Hassle and Frustration in Filling Out a Long Application and Waiting Days or Even Weeks to Get a Quote!” |
| Beware of Other Programs That Have Exclusions For Assault & Battery Or Punitive Damages And No Coverage For Non-Owned/Hired Auto Liability Or Abuse & Molestation As These Problems Can Expose You To Uncovered Lawsuits – Read The Fine Print In the Competitor’s Programs. |
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| LIABILITY LIMITS (OPTION ONE) |
$5,000,000
(per owned location) |
General Aggregate (Other than Products-Completed Operations) |
| $1,000,000 |
Each Occurrence |
| $1,000,000 |
Personal/Advertising Injury |
| $1,000,000 |
Products/Completed Operations Aggregate |
| $1,000,000 |
Legal Liability To Participants |
| $1,000,000 |
Professional Liability |
| $500,000 |
Damage To Premises Rented to You |
| $5,000 |
Medical Expense (other than participants) |
| $1,000,000 |
Non-Owned and Hired Auto Liability (not provided while in HI) |
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| GENERAL LIABILITY AND MEDICAL EXPENSE PREMIUMS |
| Plan |
Rate Per Student at Peak Point of Annual Enrollment |
• Martial Arts Option One ($1,000,000 Limit)
Annual Minimum Premium: $750.00 |
$17.50 |
• Martial Arts Option Two ($2,000,000 Limit)
Annual Minimum Premium: $1,125.00 |
$22.35 |
* There is no charge for Additional Insureds
** Rates available 01-01-2012 to 12-31-2012.
*** Notice to Agents & Brokers - There are no commissions included in this program. |
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| MEDICAL PAYMENTS LIMITS |
| $150,000 |
Maximum Limit including Dental |
| $250 deductible |
Applies to each claim. |
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Coverage is provided on an excess basis, responding after all other medical coverage available to the participant (such as family health insurance) has been exhausted. The deductible may be reduced by payment made by other collectible insurance. |
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Two-year benefit period from the date of the accident. |
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| OPTIONAL COVERAGES |
Abuse & Molestation: $500 per location
Subsidiary Activities*: $13.25 per participant
Birthdays/Social Parties: $16.50 per party
* Includes coverage for yoga/exercise, meetings/seminars, theatre arts/drama, basketball/volleyball, and other activities.
(Above rates are based on $1,000,000 each occurrence policy limit. Please refer to brochure for Option 2/Higher limit rates or contact us at 1-800-622-7370.)
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| OPTIONAL EQUIPMENT & CONTENTS PREMIUM |
| Value |
Premium |
| Less than $10,000 |
Replacement Cost Value X $.03 (minimum premium of $100) |
| More than $10,000 |
Replacement Cost Value X $.026 (minimum premium of $100) |
* $250 Deductible for insured values of $10,000 or less
* $1,000 Deductible for insured values between $10,001 - $100,000
* $2,500 Deductible for insured values of $100,000 or greater
* Coverage unavailable in NJ |
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| CARRIER |
| Coverage is provided by a carrier rated A+ (Superior) by A.M. Best Company. |
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| ELIGIBLE OPERATIONS |
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*If the style of activity has an * by it – coverage for these styles apply only to instruction/training type of program. Events/competitions/tournaments in which the insured’s members participate with these styles are excluded and not covered under this program.
**Karate includes various styles such as: Chito-ryu, Goju-ryu, Isshin-ryu, Shuri-ryu, Kyokushinkai, Seido juku, Keichu do, Keichu-ryu, Shorin-ryn, Shotokan, Shito-ryu, Uechi-ryu, Wado-ryu and Yoshukai karate
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Aikido |
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Brazilian jiu jitsu |
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Capoeira |
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Chi kun |
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Dim mak* |
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Fitness Boxing (non-contact) |
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Goju-ryu |
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Haganah* |
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Hapkido |
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Jeet kune do |
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Judo |
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Jujitsu |
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Kali/escrima* |
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Karate** |
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Kenjitsu |
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Kickboxing (cardio/fitness only) |
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Kickboxing (contact/sparring) |
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Krav maga |
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Kung Fu |
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Mixed Martial Arts (Ultimate/extreme/cage fighting)* |
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Savate* |
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Sayoc kali* |
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Shaolinqan |
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Taekwondo |
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Tai Chi |
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Taijiquan |
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Tang soo do |
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Thai boxing/muay thai* |
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Wushu |
| If the style of martials arts that you instruct is not listed, please call 1-800-622-7370 to inquire about eligibility |
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| INELIGIBLE OPERATIONS |
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Operations not eligible for this program include, but are not limited to, the following:
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Boxing (contact/sparring) |
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Training Programs for Law Enforcement, Public Safety and Military Personnel |
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Risk Management
Click Here For A Free Report On How To Protect Yourself Against Devastating Injuries And Lawsuits In Your Martial Arts Program! |
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| Please See Application for a Complete Coverage Description |
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| SPECIALTY AREAS |
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Aikido Insurance |
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Capoeira Insurance |
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Fitness Boxing Insurance |
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Judo Insurance |
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Jujitsu Insurance |
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Karate Insurance |
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Karate School Insurance |
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Kickboxing Insurance |
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Kung Fu Insurance |
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Karate Studio Insurance |
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Martial Arts Insurance |
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Martial Arts School Insurance |
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Martial Arts Studio Insurance |
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Tae Kwon Do Insurance |
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Tai Chi Insurance |
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Sadler & Company, Inc.
P.O. Box 5866
Columbia, SC 29250-5866
Phone: (800)622-7370 Fax: (803)256-4017
Send Us An Email
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DBA/AKA Sadler Insurance Agency in CA License #0B57651
Sadler & Company of SC, Inc. - Arkansas (Lic. #254179)
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1997-2012 Sadler & Company, Inc. All rights reserved. |
