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Martial Arts Schools & Programs

Martial Arts Insurance: General Liability and Accident for Karate, Tae Kwon Do, Judo, Jujitsu, Aikido, Kempo, Kickboxing, etc.

Instant Online Quote In 5 Seconds Offers Broad Coverages that Protect Studio Owners Against Losing Everything in a Lawsuit!
Print the application

Martial Arts Studio Owners Applaud:  “No More Hassle and Frustration in Filling Out a Long Application and Waiting Days or Even Weeks to Get a Quote!”
Beware of Other Programs That Have Exclusions For Assault & Battery Or Punitive Damages And No Coverage For Non-Owned/Hired Auto Liability Or Abuse & Molestation As These Problems Can Expose You To Uncovered Lawsuits – Read The Fine Print In the Competitor’s Programs.
LIABILITY LIMITS (OPTION ONE)
$5,000,000
(per owned location)
General Aggregate (Other than Products-Completed Operations)
$1,000,000 Each Occurrence
$1,000,000 Personal/Advertising Injury
$1,000,000 Products/Completed Operations Aggregate
$1,000,000 Legal Liability To Participants
$1,000,000 Professional Liability
$500,000 Damage To Premises Rented to You
$5,000 Medical Expense (other than participants)
$1,000,000 Non-Owned and Hired Auto Liability (not provided while in HI)

GENERAL LIABILITY AND MEDICAL EXPENSE PREMIUMS
Plan Rate Per Student at Peak Point of Annual Enrollment
Martial Arts Option One ($1,000,000 Limit)
Annual Minimum Premium: $750.00

(Above rates are based on $1,000,000 each occurrence policy limit. Please refer to brochure for Option 2/Higher limit rates or contact us at 1-800-622-7370.)

$17.50

* There is no charge for Additional Insureds
* Rates available 01-01-2014 to 12-31-2014.
* Notice to Agents & Brokers - There are no commissions included in this program.
* Coverage is provided by a carrier rated A+ (Superior) by A.M. Best Company.
MEDICAL PAYMENTS LIMITS
$150,000 Maximum Limit including Dental
$250 deductible Applies to each claim.

Blue Bullet Coverage is provided on an excess basis, responding after all other medical coverage available to the participant (such as family health insurance) has been exhausted. The deductible may be reduced by payment made by other collectible insurance.
Blue Bullet Two-year benefit period from the date of the accident.

OPTIONAL NON-REGISTERED MEMBER COVERAGES
Subsidiary Activities*: $13.25 per participant

Birthdays/Social Parties: $16.50 per party

* Includes coverage for yoga/exercise, meetings/seminars, theatre arts/drama, basketball/volleyball, and other activities.
(Above rates are based on $1,000,000 each occurrence policy limit. Please refer to brochure for Option 2/Higher limit rates or contact us at 1-800-622-7370.)
ELIGIBLE OPERATIONS

*If the style of activity has an * by it – coverage for these styles apply only to instruction/training type of program. Events/competitions/tournaments in which the insured’s members participate with these styles are excluded and not covered under this program.

**Karate includes various styles such as: Chito-ryu, Goju-ryu, Isshin-ryu, Shuri-ryu, Kyokushinkai, Seido juku, Keichu do, Keichu-ryu, Shorin-ryn, Shotokan, Shito-ryu, Uechi-ryu, Wado-ryu and Yoshukai karate

Aikido
Brazilian jiu jitsu
Capoeira
Chi kun
Dim mak*
Fitness Boxing (non-contact)
Goju-ryu
Haganah*
Hapkido
Jeet kune do
Judo
Jujitsu
Kali/escrima*
Karate**
Kenjitsu
Kickboxing (cardio/fitness only)
Kickboxing (contact/sparring)
Krav maga
Kung Fu
Mixed Martial Arts (Ultimate/extreme/cage fighting)*
Savate*
Sayoc kali*
Shaolinqan
Taekwondo
Tai Chi
Taijiquan
Tang soo do
Thai boxing/muay thai*
Wushu
If the style of martials arts that you instruct is not listed, please call 1-800-622-7370 to inquire about eligibility
INELIGIBLE OPERATIONS

Operations not eligible for this program include, but are not limited to, the following: Notable Exclusions: Please print the application for a list of exclusions contained in this policy.

Boxing (contact/sparring)
Training Programs for Law Enforcement, Public Safety and Military Personnel
Wrestling
OPTIONAL EQUIPMENT & CONTENTS
This provides coverage for direct loss or damage to your supplies and equipment, furnishings, improvements and betterments, signs and non-structural glass due to theft, fire, vandalism or other covered causes (subject to actual policy terms and conditions). You must insure the full replacement cost of all of your equipment and contents to avoid a co-insurance penalty at the time of loss.
Replacement Cost Value Deductible Premium Minimum Premium
$1 - $10,000 $250 Replacement Cost Value X .03 $100
$10,001 - $100,000 $1,000 Replacement Cost Value X .026 $100
$100,001 and Up $2,500 Replacement Cost Value X .026 $100
OPTIONAL SEXUAL ABUSE OR SEXUAL MOLESTATION LIABILITY COVERAGE OR ABUSE, MOLESTATION, HARASSMENT OR SEXUAL CONDUCT DEFENSE COST REIMBURSEMENT COVERAGE

This program includes two options for coverage for claims arising out of sexual abuse or sexual molestation:

Option 1: $1,000,000 of liability coverage for sums the insured becomes legally obligated to pay as damages because of loss arising out of any actual or threatened sexual abuse or sexual molestation

Option 2: $100,000 of coverage for reimbursement of defense costs only resulting from claims arising out of abuse, molestation, harassment or sexual conduct

OPTIONS: RATES:
Option 1: $1,000,000 Sexual Abuse or Sexual Molestation Liability See application for details
($150.00 minimum premium)
Option 2: $100,000 Abuse, Molestation, Harassment or Sexual Conduct Defense Cost Reimbursement $100.00 (Flat Rate)
Risk Management
Click Here For A Free Report On How To Protect Yourself Against Devastating Injuries And Lawsuits In Your Martial Arts Program!
Click Here To Print Application To Mail/Fax/Overnight To Sadler & Company
SPECIALTY AREAS
Aikido Insurance
Capoeira Insurance
Fitness Boxing Insurance
Judo Insurance
Jujitsu Insurance
Karate Insurance
Karate School Insurance
Kickboxing Insurance
Kung Fu Insurance
Karate Studio Insurance
Martial Arts Insurance
Martial Arts School Insurance
Martial Arts Studio Insurance
Tae Kwon Do Insurance
Tai Chi Insurance


Sadler & Company, Inc, Insurance Services, Columbia, SC

Sadler & Company, Inc.
P.O. Box 5866
Columbia, SC 29250-5866
Phone: (800)622-7370   Fax: (803)256-4017
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