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| GENERAL LIABILITY AND MEDICAL EXPENSE PREMIUMS |
| Age Group |
Rate Per Participant and Staff Member For Gymnastics |
| 13 and over |
$48.00 |
| 7 through 12 |
$28.00 |
| 5 and 6 |
$22.50 |
| 4 and Under |
$12.00 |
* $1000 Minimum Premium Applies
** Rates available 04-01-2012 to 03-31-2013
Florida applicants must add 1.3% to the total premium for the Florida Hurricane Catastrophe Fund assessment Fee
*** Notice to Agents & Brokers – Agents & Brokers do not have binding authority and there are no commissions included in this program.
OPTIONAL COVERAGES
Abuse & Molestation: $500 per location
Martial Arts Participants: $20.00 per participant
Camps/clinics: $5.00 per participant
Non Registered Member Participants: $14.50 per participant
Birthdays/Social Parties: $29.50 per Party
Refer to brochure for additional activities which may be eligible for coverage. |
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| OPTIONAL EQUIPMENT & CONTENTS PREMIUM |
| Total Value per Location |
Rate |
Deductible (per claim) |
Minimum Premium |
| $1 - $10,000 |
$.03 |
$250 |
$100.00 |
| $10,001 - $100,000 |
$.026 |
$1,000 |
$100.00 |
| $100,001 + |
$.026 |
$2,500 |
$100.00 |
Florida applicants must add 1.3% to the total premium for the Florida Hurricane Catastrophe Fund Assessment Fee
* Coverage unavailable in NJ |
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ELIGIBLE PROGRAMS
Gymnastics schools/clubs providing any of the following operations are eligible for this program:
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Artistic Gymnastics |
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Cheerleading |
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Competitive Gymnastics |
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Group Gymnastics |
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Mobile Gymnastics Programs |
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Mommy & Me / Me And My Pal / Parent-Tot |
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Motorskills Development Programs |
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Pre-School Gymnastics |
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Recreational Gymnastics |
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Rhythmic Gymnastics |
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Sports Acrobatics |
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Trampolines (instruction /training classes/ programs only) |
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Tumble Busses |
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Tumbling |
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| GENERAL LIABILITY LIMITS |
General Aggregate $2,000,000 per location
Each Occurrence $1,000,000*
Personal/Advertising Injury $1,000,000
Products/Completed Operations Aggregate $1,000,000
Legal Liability To Participants: $1,000,000
Professional Liability: $1,000,000
Damage To Premises Rented To You: $300,000
Medical Expense (other than Participants) Coverage: $5,000
Non-Owned and Hired Auto Liability (not while in HI): $1,000,000
* Optional $2,000,000 limit available – contact us for information.
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| MEDICAL PAYMENTS LIMITS |
Maximum Limit: $150,000
Per Claim Deductible: $250*
* Deductible may be reduced by payments made by other insurance. |
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INELIGIBLE OPERATIONS
Operations not eligible for this program include, but are not limited to, the following: |
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Circus Skill Training |
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Trampoline parks/facilities |
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Your operations as a sport complex or multi-purpose facility, except for those sport(s) and/or subsidiary activities you have reported, paid for, and that have been approved by us. |
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| RISK MANAGEMENT |
| Click here for a Free Report on How To Protect Yourself Against Devastating Injuries And Lawsuits In Your Gymnastics/Cheer Program! |
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| CARRIER |
| Coverage is provided by a carrier rated A+ (Superior) by A.M. Best Company. |
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