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Entertainers & Performers

Entertainers And Performers General Liability Insurance

PROGRAM ELIGIBILITY

This insurance program has been specifically designed for individual U.S.-based entertainers and performers who work on an independent contractor basis entertaining at local fairs, festivals, special events, private parties, convention, or tradeshow booths. Coverages provided include important liability protection for the entertainer or performer for liability claims arising out of their operations.

ELIGIBILITY CRITERIA

The following criteria must be met to be eligible for consideration of coverage under this program:
  • Entertainers must be at least 18 years of age.
  • Annual gross income from the entertainer's or performer's activities cannot exceed $300,000.
Apply for Coverage
LIST OF ELIGIBLE ENTERTAINERS AND PERFORMERS
Balloon Artist
Belly Dancer
Caricature Sketching
Celebrity Look-Alike
Clown
Comedian
Conductor
Contortionist
DJ or KJ
Face/Body Painter (FDA approved/compliant paint only)
Holiday Character
Impersonator
Impressionist
Juggler
Magician
Mime
Musician, Singer or Vocalist
Poet
Puppeteer
Story Teller
Ventriloquist
Western Performer
Yodeler

This list does not encompass all types of entertainers and performers that may be eligible for this coverage. This is only a summary. Please contact Sadler Sports & Recreation Insurance if you have questions about your eligibility.
INELIGIBLE OPERATIONS
The following entertainers and performers not eligible for this program include, but are not limited to the following:
Acrobatic/Aerialist Performer
Actor or Actress
Circus Performer
Cosmetologist/Beautician
Escape Artist
Exotic Dancer
Fire Handlers
Group Acts or Bands
Henna/Mehndi artists
Hypnotist
Jouster
Mascot (college, high school, professional)
Model
Performer putting on athletic exhibition
Performer using weapons (with live ammunition or sharpened blades)
Production/Entertainment Companies
Public Speaker
Pyrotechnician
Rap, hip hop, alternative or techno musical entertainer / performer / DJ
Strength Performer
Stripper
Stunt performer
Permanent Tattoo and/or Body Piercing Artist
Note: Please see the application and policy for a complete list of ineligible operations and notable exclusions. This site is for information purposes only.
INSURANCE CARRIER
Coverage is provided by a carrier rated A+ (Superior) by A.M. Best Company.
LIMITS OF LIABILITY
(Higher Limits are Available call 1-800-622-7370 for information)
  Option 1 Option 2
General Aggregate (other than Products Completed Operations) $5,000,000 $5,000,000
Each Occurrence $1,000,000 $2,000,000
Products/Completed Operation Aggregate $1,000,000 $2,000,000
Personal & Advertising Injury Excluded Excluded
Legal Liability to Participants $1,000,000 $2,000,000
Damage To Premises Rented To You (fire legal liability) $300,000 $300,000
Medical Expense Payments (other than participants) $5,000 $5,000
Medical Payments for Participants $5,000 $5,000
PREMIUM
Single Event Rate Per Performer (Single event = 10 days or less) $153 $230
Annual Rate Per Performer (with an annual income of $30,000 or less) $200 $300
Annual Rate Per Performer (with an annual income of $30,001 to $100,000) $300 $450
Annual Rate Per Performer (with an annual income of $100,001 to $200,000 $600 $900
Annual Rate Per Performer (with an annual income of $200,001 to $300,000 $900 $1,350
All Applicants: A $15 RPG Fee is required by the Carrier for all applications. An RPG Fee provides group purchasing power for similar risks resulting in potential advantageous coverage terms, competitive rates, risk management bulletins, and rewards for favorable group loss experience.
Florida Applicants: All Florida applicants must add a 1.3% state mandated Hurricane Catastrophe Fund assessment fee to the total of the premium.
* Rates are available from 04-01-2014 to 03-31-2015
** Notice To Agents & Brokers: Agents & Brokers do not have binding authority and there are no commissions included in this program.
Please See Application For A Complete Coverage Description
Click Here To Print Application To Mail/Fax/Overnight
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Sadler & Company, Inc, Insurance Services, Columbia, SC

Sadler & Company, Inc.
P.O. Box 5866
Columbia, SC 29250-5866
Phone: (800)622-7370   Fax: (803)256-4017
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