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Dance Studios and Programs

Dance Insurance and Dance Studio Insurance including General Liability, Accident, and Equipment Insurance Coverages.

Instant Online Quote In 5 Seconds Offers Broad Coverages at Savings up to 38%!

Dance Studio Owners Applaud: “No More Hassle and Frustration in Filling Out a Long Application and Waiting Days or Weeks to Get a Quote!”
Beware of Other Programs That Have Exclusions For Assault & Battery Or Punitive Damages And No Coverage For Non-Owned/Hired Auto Liability Or Abuse & Molestation As These Problems Can Expose You To Uncovered Lawsuits – Read The Fine Print In the Competitor’s Programs.
GENERAL LIABILITY AND MEDICAL EXPENSE PREMIUMS
$10.50 X the number of dance participants enrolled in your program at your busiest time of year

* The plan is subject to a minimum premium of $870.00
** Rates available 1-1-2010 to 12-31-2010.
(Florida applicants must add 1% to the total premium for the FL Hurricane Assessment Fee.)
*** Notice to Agents and Brokers - There are no commissions included in this program.

Optional Coverages

Abuse & Molestation: $500 per location
Other Activities Participants: $13.50 per participant (includes yoga/exercise, art & crafts classes, gymnastics/cheer, music lessons, theatre arts and drama
Birthdays/Social Parties: $16.75 per Party

OPTIONAL EQUIPMENT
& CONTENTS PREMIUM
Value Premium
Less than $10,000 Replacement Cost Value X $.03 (minimum premium of $100)
More than $10,000 Replacement Cost Value X $.026 (minimum premium of $100)

* $250 Deductible is available
* $1,000 Deductible
* $2,500 Deductible (per claim if the total insured value is $100,000 or greater
* Coverage unavailable in NJ

ELIGIBLE PROGRAMS
Blue Bullet Ballet Blue Bullet Irish
Blue Bullet Ballroom Blue Bullet Jazz
Blue Bullet Belly Dancing Blue Bullet Latin
Blue Bullet Clogging Contemporary Blue Bullet Modern
Blue Bullet Country Western Blue Bullet Salsa
Blue Bullet Cultural Ethnic Blue Bullet Scottish
Blue Bullet Flamenco Blue Bullet Square
Blue Bullet Folk Dancing Blue Bullet Swing
Blue Bullet Hawaiian Blue Bullet Tango
Blue Bullet Hip Hop Blue Bullet Tap
    Blue Bullet Zumba
GENERAL LIABILITY LIMITS
$3,000,000 per location General Aggregate (Other than Products Completed Operations)
$1,000,000 Per Occurrence
$1,000,000 Personal/Advertising Injury
$1,000,000 Products/Completed Operations Aggregate
$1,000,000 Legal Liability To Participants
$1,000,000 Professional Liability
$300,000 Damage To Premises Rented to You
$5,000 Medical Expense (other than participants)
$1,000,000 Non-Owned and Hired Auto Liability (not while in HI)

** Note: limits are available at $2,000,000 each occurrence limit. See application for details.

MEDICAL PAYMENTS LIMITS
Maximum Limit: $25,000

Per Claim Deductible: $250*

* Deductible may be reduced by payments made by other insurance

CARRIER
Coverage is provided by a carrier rated A+ (superior) by AM Best.

INELIGIBLE OPERATIONS
Blue Bullet Acrobatics & Circus Skills Training
Blue Bullet Ballroom Rental Facilities
Blue Bullet Banquet & Reception Halls
Blue Bullet Cabarets
Blue Bullet Dance Halls
Blue Bullet Discotheques
Blue Bullet Night Clubs
Blue Bullet Professional Dance Companies
Blue Bullet Professional Touring Performers
Blue Bullet Theatre and Drama Programs
Blue Bullet Production Companies
Notable Exclusions: Please print the application for additional exclusions contained in this policy.
Click Here To Print Application To Mail/Fax/Overnight To Sadler & Company
Risk Management
Click Here For A Free Report On How To Protect Yourself Against Devastating Injuries Lawsuits In Your Dance Program
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Please See Application for a Complete Coverage Description
SPECIALTY AREAS
• Ballroom School Insurance
• Dance Insurance
• Dance Studio Insurance
• Dance Interpretation School Insurance
• Dance Program Insurance
• Jazz School Insurance
• Western/Line Insurance
• Dance Instruction Insurance
• Dance School Insurance
• Tap School Insurance

Sadler & Company, Inc.
P.O. Box 5866
Columbia, SC 29250-5866
Phone: (800)622-7370   Fax: (803)256-4017
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DBA/AKA Sadler Insurance Agency in CA License #0B57651
Sadler & Company of SC, Inc. - Arkansas (Lic. #254179)
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