 |
| GENERAL LIABILITY AND MEDICAL EXPENSE PREMIUMS |
$10.50 X the number of dance participants enrolled in your program at your busiest time of year
* The plan is subject to a minimum premium of $870.00
** Rates available 1-1-08 to 12-31-08.
(Florida applicants must add 1% to the total premium for the FL Hurricane Assessment Fee.)
*** Notice to Agents and Brokers - There are no commissions included in this program.
Optional Coverages
Abuse & Molestation: $500 per location
Other Activities Participants: $13.50 per participant (includes yoga/exercise, art & crafts classes, gymnastics/cheer, music lessons, theatre arts, drama, and meetings/seminars
Birthdays/Social Parties: $16.74 per Party |
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OPTIONAL EQUIPMENT
& CONTENTS PREMIUM |
| Value |
Premium |
| Less than $4,000 |
$100 |
| More than $4,000 |
Replacement Cost Value X $.026 |
* $1,000 Deductible
* $2,500 Deductible (per claim if the total insured value is $100,000 or greater
* Coverage unavailable in NJ |
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| ELIGIBLE PROGRAMS |
 |
Ballet |
|
Irish |
|
Ballroom |
|
Jazz |
|
Belly Dancing |
|
Latin |
|
Clogging |
|
Modern |
|
Country Western |
|
Salsa |
|
Cultural Ethnic |
|
Scottish |
|
Flamenco |
|
Square |
|
Folk Dancing |
|
Swing |
|
Hawaiian |
|
Tango |
|
Hip Hop |
|
Tap |
|
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|
| GENERAL LIABILITY LIMITS |
| $2,000,000 |
General Aggregate per location |
| $1,000,000 |
Per Occurrence |
| $1,000,000 |
Personal/Advertising Injury |
| $1,000,000 |
Products/Completed Operations Aggregate |
| $1,000,000 |
Legal Liability To Participants |
| $1,000,000 |
Professional Liability |
| $300,000 |
Damage To Premises Rented to You |
| $5,000 |
Premises Medical Payments Coverage* |
| $1,000,000 |
Non-Owned and Hired Auto Liability (not in HI) |
* This coverage does not apply to students/dancers.
** Note: limits are available at $2,000,000 each occurrence limit. Call Sadler & Company to obtain a quote. |
|
| MEDICAL PAYMENTS LIMITS |
Maximum Limit: $25,000
Per Claim Deductible: $250*
* Deductible may be reduced by payments made by other insurance |
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| CARRIER |
| Coverage is provided by a carrier rated A+ (superior) by AM Best. |
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| INELIGIBLE OPERATIONS |
|
Acrobatics & Circus Skills Training |
|
Ballroom Rental Facilities |
|
Banquet & Reception Halls |
|
Cabarets |
|
Dance Halls |
|
Discotheques |
|
Night Clubs |
|
Professional Dance Companies |
|
Professional Touring Performers |
|
Theatre and Drama Programs |
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