Individual Dance Instructors

Dance Insurance, Dance Instructor Liability Insurance, Fitness Instructor Insurance

Pay as low as $179 For a Rock Solid $1,000,000 Liability Limit that Does Not Require You to Join Another Expensive Association And Receive Your Certificates of Insurance IMMEDIATELY

Apply for Coverage

Beware of other programs that don't cover punitive damages and that nickel and dime you to death with charges for each additional insured. Read the fine print in competitor's programs!

Program Eligibility

Specifically designed to meet the unique needs of a U.S. based dance instructor directly supervising an individual or group engaged in dance activities.

Eligible Activities Include:

  • Ballet
  • Ballroom
  • Belly Dancing
  • Clogging
  • Contemporary
  • Country/Western
  • Cultural/Ethnic
  • Flamenco
  • Folk Dancing
  • Hawaiian
  • Hip Hop
  • Irish
  • Jazz
  • Latin
  • Modern
  • Salsa
  • Scottish
  • Square
  • Swing
  • Tango
  • Tap
  • ZUMBA®

* - This program does not provide coverage for the operation, ownership or maintenance of a fitness, sports or dance facility. See www.sadlersports.com for more information.

Carrier

Coverage is provided by a carrier rated A+ (Superior) by A.M. Best Company.

Program Ineligibility
  • Instructors operating outside of the U.S
  • Instructors under the age of 18
  • Instructor's employment as an exempt or non-exempt employee of a school, university or college

Exclusions: Please print the application for exclusions contained in this policy.


Limits Of Liability And Annual Premiums
COVERAGE OPTION 1 OPTION 2 OPTION 3 OPTION 4 OPTION 5 OPTION 6
Each Occurrence Limit $500,000 $1,000,000 $2,000,000 $3,000,000 $4,000,000 $5,000,000
General Aggregate $5,000,000 $5,000,000 $5,000,000 $5,000,000 $5,000,000 $5,000,000
Products/Completed Operations Aggregate $500,000 $1,000,000 $2,000,000 $3,000,000 $4,000,000 $5,000,000
Personal & Advertising Injury $500,000 $1,000,000 $2,000,000 $3,000,000 $4,000,000 $5,000,000
Damage to Premises Rented to You (Fire Legal Liability) $300,000 $300,000 $300,000 $300,000 $300,000 $300,000
Medical Expense Payments (other than participants) $5,000 $5,000 $5,000 $5,000 $5,000 $5,000
Legal Liability to Participants $500,000 $1,000,000 $2,000,000 $3,000,000 $4,000,000 $5,000,000
Professional Liability $500,000 $1,000,000 $2,000,000 $3,000,000 $4,000,000 $5,000,000
Abuse, Molestation, Harassment or Sexual Conduct Defense Cost $100,000 $100,000 $100,000 $100,000 $100,000 $100,000
1-YEAR PREMIUM (Certified Instructors)
(Must Indicate Certification.)
$144.00 $179.00 $269.00 $519.00 $769.00 $1,019.00
2-YEAR PREMIUM (Certified Instructors)
(Must Indicate Certification.)
$258.00 $323.00 $484.50 Not Available Not Available Not Available
1-YEAR PREMIUM (Non-Certified Instructors) $184.00 $230.00 $345.00 $595.00 $845.00 $1,095.00
2-YEAR PREMIUM (Non-Certified Instructors) $331.00 $414.00 $621.00 Not Available Not Available Not Available
FLORIDA APPLICANTS
Note: All Florida applicants must add a 1.3% state mandated Hurricane Catastrophe Fund assessment fee to the total of the premium.
1-YEAR PREMIUM (Certified Instructors) (FLORIDA APPLICANTS ONLY) (Must Indicate Certification.) $145.87 $181.33 $272.50 $525.75 $779.00 $1,032.25
2-YEAR PREMIUM (Certified Instructors*) (FLORIDA APPLICANTS ONLY) (Must Indicate Certification.) $261.35 $327.20 $490.80 Not Available Not Available Not Available
1-YEAR PREMIUM (Non-Certified Instructors) (FLORIDA APPLICANTS ONLY) $186.39 $232.99 $349.49 $602.74 $885.99 $1,109.24
2-YEAR PREMIUM (Non-Certified Instructors) (FLORIDA APPLICANTS ONLY) $335.30 $419.38 $629.07 Not Available Not Available Not Available
ALL APPLICANTS
A $10 RPG Fee is Required by the Carrier For All Applications
An RPG fee provides group purchasing power for similar risks resulting in potential advantageous coverage terms, competitive rates, risk management bulletins, and rewards for favorable group loss experience.

Important Notes
  • Rates are per instructor
  • Rates are available 12-01-2013 to 11-30-2014.
  • You are not required to join an association to qualify for coverage.
  • Additional Insureds (ex: Managers and/or lessors of premises) can be added at no additional cost.
  • A complete coverage description is included in the application.
  • Notice to Agents & Brokers - There are no commissions included in this program.
Risk Management Reports And Articles

Please See Our Application for a Complete Coverage Description

Specialty Areas
  • Ballet Instructor Insurance
  • Ballroom Instructor Insurance
  • Belly Dancing Instructor Insurance
  • Clogging Instructor Insurance
  • Country/Western Instructor Insurance
  • Cultural/ethnic Instructor Insurance
  • Flamenco Instructor Insurance
  • Folk Dancing Instructor Insurance
  • Hawaiian Dance Instructor Insurance
  • Irish Dance Instructor Insurance
  • Jazz Dance Instructor Insurance
  • Latin Dance Instructor Insurance
  • Modern Dance Instructor Insurance
  • Scottish Dance Instructor Insurance
  • Square Dance Instructor Insurance