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Individual Dance Instructors
Dance Insurance, Dance Instructor Liability Insurance, Fitness Instructor Insurance
Pay Just $230 For a Rock Solid $1,000,000 Liability Limit that Does Not Require You to Join Another Expensive Association or to Become Certified Just to Qualify. (If you are certified, the cost is just $179.)
Beware of other programs that don't cover punitive damages and that nickel and dime you to death with charges for each additional insured. Read the fine print in competitor's programs! |
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| PROGRAM ELIGIBILITY |
Specifically designed to meet the unique needs of a U.S. based dance instructor who works on an independent contractor basis and is directly supervising an individual or a group engaged in dance activities at a facility not owned or operated by the instructor.
• Ballet
• Ballroom
• Belly Dancing
• Clogging
• Country/Western
• Cultural/Ethnic
• Flamenco
• Folk Dancing
• Hawaiian
• Irish
• Jazz
• Latin
• Modern
• Salsa
• Scottish
• Square
• Swing
• Tango
• Tap
• Zumba
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| CARRIER |
| Coverage is provided by a carrier rated A+ (superior) by AM Best. |
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| PROGRAM INELIGIBILITY |
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E-Commerce Consulting |
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Instructors based outside of the U.S |
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Instructors under the age of 18 |
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Provision of Nutrition or Weight Management |
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Provision of Physical Therapy |
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Provision of Massage or Salon Services |
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Physical Education Teachers working in a private or public school |
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| LIMITS OF LIABILITY AND ANNUAL PREMIUMS |
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| COVERAGE |
OPTION 1 |
OPTION 2 |
OPTION 3 |
| Each Occurrence Limit |
$500,000 |
$1,000,000 |
$2,000,000 |
| General Aggregate |
$1,000,000 |
$2,000,000 |
$2,000,000 |
| Products/Completed Operations Aggregate |
$500,000 |
$1,000,000 |
$2,000,000 |
| Personal & Advertising Injury |
$500,000 |
$1,000,000 |
$2,000,000 |
| Damage to Premises Rented to You |
$300,000 |
$300,000 |
$300,000 |
| Medical Expense Payments |
$5,000 |
$5,000 |
$5,000 |
| Legal Liability to Participants |
$500,000 |
$1,000,000 |
$2,000,000 |
| Professional Liability |
$500,000 |
$1,000,000 |
$2,000,000 |
1-YEAR PREMIUM (Certified Instructors*)
(Must Indicate Certification.) |
$144.00 |
$179.00 |
$269.00 |
2-YEAR PREMIUM (Certified Instructors)
(Must Indicate Certification.) |
$258.00 |
$323.00 |
$484.00 |
| 1-YEAR PREMIUM (Non-Certified Instructors) |
$189.00 |
$230.00 |
$345.00 |
| 2-YEAR PREMIUM (Non-Certified Instructors) |
$331.00 |
$414.00 |
$621.00 |
FLORIDA APPLICANTS
Note: All Florida applicants must add a 1% state mandated Hurricane Catastrophe Fund assessment fee to the total of the premium. |
| 1-YEAR PREMIUM (Certified Instructors*) (FLORIDA APPLICANTS ONLY)(Must Indicate Certification.) |
$145.44 |
$180.79 |
$271.69 |
| 2-YEAR PREMIUM (Certified Instructors*) (FLORIDA APPLICANTS ONLY)(Must Indicate Certification.) |
$260.58 |
$326.23 |
$488.84 |
| 1-YEAR PREMIUM (Non-Certified Instructors) (FLORIDA APPLICANTS ONLY) |
$190.89 |
$232.30 |
$348.45 |
| 2-YEAR PREMIUM (Non-Certified Instructors) (FLORIDA APPLICANTS ONLY) |
$334.31 |
$418.14 |
$627.21 |
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| IMPORTANT NOTES |
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Rates are per instructor and coverage is available for a one or a two year coverage term. |
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Rates are available 12-01-07 to 11-30-08. |
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| You are not required to join an association to qualify for coverage. |
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Additional Insureds (ex: Managers and/or lessors of premises) can be added at no additional cost. |
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A complete coverage description is included in the application. |
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Notice to Agents & Brokers - There are no commissions included in this program. |
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| RISK MANAGEMENT REPORTS AND ARTICLES |
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| Please See Our Application for a Complete Coverage Description |
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| SPECIALTY AREAS |
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Ballet Instructor Insurance |
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Ballroom Instructor Insurance |
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Belly Dancing Instructor Insurance |
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Clogging Instructor Insurance |
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Country/Western Instructor Insurance |
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Cultural/ethnic Instructor Insurance |
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Flamenco Instructor Insurance |
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Folk Dancing Instructor Insurance |
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Hawaiian Dance Instructor Insurance |
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Irish Dance Instructor Insurance |
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Jazz Dance Instructor Insurance |
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Latin Dance Instructor Insurance |
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Modern Dance Instructor Insurance |
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Scottish Dance Instructor Insurance |
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Square Dance Instructor Insurance |
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Suffering The Injury And Blaming The Trainer (