Individual Dance Instructors
Dance Insurance, Dance Instructor Liability Insurance, Fitness Instructor Insurance
Pay as low as $179 For a Rock Solid $1,000,000 Liability Limit that Does Not Require You to Join Another Expensive Association And Receive Your Certificates of Insurance IMMEDIATELY
Beware of other programs that don't cover punitive damages and that nickel and dime you to death with charges for each additional insured. Read the fine print in competitor's programs!
Specifically designed to meet the unique needs of a U.S. based dance instructor directly supervising an individual or group engaged in dance activities.
Eligible Activities Include:
- Acro Dance / Tumbling
- Belly Dancing
- Folk Dancing
- Hip Hop
- Tumbling (floor only, no gymnastics apparatus)
* - This program does not provide coverage for the operation, ownership or maintenance of a fitness, sports or dance facility. See www.sadlersports.com for more information.
Coverage is provided by a carrier rated A+ (Superior) by A.M. Best Company.
- Instructors under the age of 18
- Instructor's employment as an exempt or non-exempt employee of a school, university or college
Exclusions: Please print the application for exclusions contained in this policy.
|COVERAGE||OPTION 1||OPTION 2||OPTION 3||OPTION 4||OPTION 5||OPTION 6|
|Each Occurrence Limit||$500,000||$1,000,000||$2,000,000||$3,000,000||$4,000,000||$5,000,000|
|Products/Completed Operations Aggregate||$500,000||$1,000,000||$2,000,000||$3,000,000||$4,000,000||$5,000,000|
|Personal & Advertising Injury||$500,000||$1,000,000||$2,000,000||$3,000,000||$4,000,000||$5,000,000|
|Damage to Premises Rented to You (Fire Legal Liability)||$300,000||$300,000||$300,000||$300,000||$300,000||$300,000|
|Medical Expense Payments (other than participants)||$5,000||$5,000||$5,000||$5,000||$5,000||$5,000|
|Legal Liability to Participants||$500,000||$1,000,000||$2,000,000||$3,000,000||$4,000,000||$5,000,000|
|Abuse, Molestation, Harassment or Sexual Conduct Defense Cost||$100,000||$100,000||$100,000||$100,000||$100,000||$100,000|
|1-YEAR PREMIUM (Certified Instructors)
(Must Indicate Certification.)
|2-YEAR PREMIUM (Certified Instructors)
(Must Indicate Certification.)
|$258.00||$323.00||$484.50||Not Available||Not Available||Not Available|
|1-YEAR PREMIUM (Non-Certified Instructors)||$184.00||$230.00||$345.00||$595.00||$845.00||$1,095.00|
|2-YEAR PREMIUM (Non-Certified Instructors)||$331.00||$414.00||$621.00||Not Available||Not Available||Not Available|
A $15 RPG Fee is Required by the Carrier For All Applications
An RPG fee provides group purchasing power for similar risks resulting in potential advantageous coverage terms, competitive rates, risk management bulletins, and rewards for favorable group loss experience.
- Rates are per instructor
- Rates are available 01-01-2015 to 12-31-2015.
- You are not required to join an association to qualify for coverage.
- Additional Insureds (ex: Managers and/or lessors of premises) can be added at no additional cost.
- A complete coverage description is included in the application.
- Notice to Agents & Brokers - There are no commissions included in this program.
Please See Our Application for a Complete Coverage Description
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- Country/Western Instructor Insurance
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- Hawaiian Dance Instructor Insurance
- Irish Dance Instructor Insurance
- Jazz Dance Instructor Insurance
- Latin Dance Instructor Insurance
- Modern Dance Instructor Insurance
- Scottish Dance Instructor Insurance
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