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Circuit Training Studio Program
Save Up To 38% While Getting Rock Solid Coverage From the Leading Health Club Insurance Program in the Industry!
PROGRAM DESCRIPTION
Specifically designed to meet the unique needs of the owners and operators of circuit training work out facilities (with less than 3,000 square feet of space) that exclusively offer circuit training exercise programs.
* If Your Circuit Training Studio has more than 3,000 square feet of space, click here for our Health Club Program |
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| ELIGIBLE OPERATIONS |
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Less Than 3,000 Square Feet of Space |
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| INELIGIBLE OPERATIONS |
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Open Access For Member To Utilize Equipment On A Self-Directed Basis Outside Of A Structured Program |
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Child Care Services/Facility |
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Indoor Climbing |
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Performance or Social Dance Classes |
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Ecommerce Consulting |
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Gymnastics Classes |
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Training of Law Enforcement, Public Safety and Military Personnel |
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24 Hour Keycard/Keypad/Keycode Access, Unattended/Unstaffed Operations |
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Medical Therapy or Health Care Services |
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Physical Therapy |
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Martial Arts Classes |
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Nutritional/Weight Control Services |
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Physicals or Stress Testing |
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Performance or Social Dance Classes |
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Swimming Pools/Hot Tubs/ Whirlpools/ Jacuzzis/Cold Plunge |
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Massage Therapists/Masseuse |
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Saunas/Steam Rooms |
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Salon Services/Tanning |
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Sports Medicine |
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Health Clubs |
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| LIMITS OF LIABILITY AND PREMIUMS |
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Option 1 |
Option 2 |
| General Aggregate |
$2,000,000 |
$2,000,000 |
| Products/Completed Operation Aggregate |
$1,000,000 |
$2,000,000 |
| Each Occurrence |
$1,000,000 |
$2,000,000 |
| Personal & Advertising Injury |
$1,000,000 |
$2,000,000 |
| Legal Liability To Participants |
$1,000,000 |
$2,000,000 |
| Professional Liability |
$1,000,000 |
$2,000,000 |
| Damage To Premises Rented To You |
$300,000 |
$300,000 |
| Medical Expense |
$5,000 |
$5,000 |
| Premium: Square Footage 0-1,000 sq. ft. |
$455 |
$682 |
| Premium: Square Footage 1,001-2,000 sq. ft. |
$910 |
$1,364 |
| Premium: Square Footage 2,001-3,000 sq. ft. |
$1,365 |
$2,046 |
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* Rates are available from 12-01-07 to 11-30-08
** There is no charge for Additional Insureds.
*** Notice to Agents & Brokers: There are no commissions included in this program
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INSURANCE CARRIER
Coverage is provided by a carrier rated A+ (superior) by AM Best.
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| OPTIONAL EQUIPMENT & CONTENTS |
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| Replacement Cost Value |
Premium |
| Less than $4,000 |
$100 |
| More than $4,000 |
Replacement
Cost Value x $.025 |
* $1,000 Deductible, you must insure to full Replacement Cost Value, Coverage
unavailable in NJ |
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| Please See Application For A Complete Coverage Description |
Risk Management
Click Here For Free Articles And Reports On How To Protect Yourself Against Devastating Injuries and Lawsuits In Your Health Club! |
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