Posts Tagged ‘intellectual property infringement’

Personal And Advertising Injury Exposures

Coverage sports organizations may think they don’t need

Sports organizations such as teams, leagues, and recreation departments have definite personal and advertising injury exposures Personal and advertising injury insurancewhich should be covered under a General Liability policy.

Personal injury is defined as a certain types of slander, libel, invasion of privacy, and false imprisonment.  A typical personal injury example in the sports context would be if a a slanderous statement is made about a coach, umpire, or parent arising out of the heat of competition.

Advertising injury is defined as certain misleading statements or infringement of intellectual property rights in advertisements.  An example is if a sport organization makes a misleading statement about a competing sports organization in its player recruitment advertising materials.