Posts Tagged ‘background checks’

Sexual Abuse/Molestation Insurance for Sports Organizations

The risks organizations face and the preconditions for coverage

Child Abuse in Youth SportsSexual abuse and molestation is, unfortunately, a major topic of conversation within youth sports insurance in the past decade.  The sports insurance carriers that write General Liability have been decimated with a number of large settlements and adverse jury verdicts.

As a result, most carriers are not willing to extend coverage for abuse/molestation unless risk management controls are in place.  In other cases, the coverage is only available by tapping into custom programs for larger governing and sanctioning bodies that have significant negotiating power.

Coverage for abuse/molestation is important because all directors and officers will be sued along with the alleged abuser.  The directors and officers will be sued for failure to screen out staff with criminal backgrounds, failure to respond to an allegation, and failure to implement policies and procedures such as the use of a “buddy system” and prohibition of overnight sleepovers.

As a precondition of coverage, many insurance carriers will require mandatory background checks on all staff with access to youth, as well as the adoption of a risk management awareness program.

We have more detailed information on the various types of background checks and the strengths and weaknesses of each, as well as a free and simplified Abuse/Molestation Protection Program on our risk management page.

Child Predators in Youth Sports

Protecting kids is a group effort

Do parents who send their children to ball practice ever think that they might be handing them over to a sexual predator?  That’s probably the last thing that crosses their mind.  They assume that they can trust the people who will be in contact with their children, such as a coach, volunteer or administrator on a local youth sports league.

The predatSad soccer playeror’s thought process

It is the responsibility of the league administrators to do all in their power to protect these children.  It is unfortunate that not everyone is aware of the dangers that sexual predators pose or are how this battle to protect our children can be fought.  In September 1999, Sports Illustrated published the article “Every Parent’s Nightmare.” We’ve never come across such an in-depth, in-your-face report about this harsh reality. The article takes readers inside the heads of  the average sexual predator, and delves deep into the thought process of predators who found their victims on ballfields. Those highlighted in the story made a combined effort to say let readers know HOW they got the children and WHAT parents and other adults need to be on the lookout for.

Although there is no fool proof method to fully prevent sexual abuse and molestation, we can work together as a team to put safeguards in place.  In collaboration with attorneys, insurance underwriters and national risk managers, we have developed information to provide our youth sports league administrators, coaches and volunteers with the necessary tools for putting a risk management program in place.  The risk management section of our website provides a Child Abuse and Molestation Protection Program, Child Abuse and Molestation Handout for Parents, and specific information on conducting criminal background checks.  Please don’t hesitate to contact us if you would like any further information.

Little League’s History of Safety in Youth Baseball

Little League Baseball, Inc. has released an excellent report that chronicles the history of its involvement in setting standards in safety, injury prevention, and health from 1938 to present. This 16 page document provides insight on recent issues of importance such as pitch counts, background checks on volunteers, and efforts to ban non wood bats.