Teams / Leagues that train / certify their coaches through National Alliance For Youth Sports (NYSCA) qualify to access discounted team / league insurance program with specially negotiated coverage enhancements. The NYSCA Insurance Plan through Sadler Sports Insurance offers high limit, high quality Accident and General Liability coverages at discounted prices. The insurance carriers recognize that trained or certified coaches are less likely to have injuries or lawsuits under their programs and as a result are willing to offer lower prices and coverage enhancements.
Qualifying sports include non scholastic, youth (ages 18 and under) t-ball, baseball, softball, basketball, soccer, golf, swimming, tennis, track & field, volleyball, flag / touch football, cheer, ice hockey, roller hockey, ice ringette, lacrosse, and wrestling.
Some of the special coverage enhancements include: $100,000 Excess Accident Limit, $2,000,000 General Liability Limit, No General Aggregate Limit, Sex Abuse / Molestation Coverage, Non Owned And Hired Auto Liability, no Volunteer v. Volunteer exclusion, etc.
Optional coverages are available for Directors & Officers Liability, Crime, and Equipment.
What if your coaches are not currently trained by NYSCA? Getting set up for training is easier than you may think. The NYSCA clinics, available on-site or online, are not only going to take some of the work off of the organization that hosts the training, but also provide tried and true risk management techniques that will protect the organization, the coaches and the kids. My suggestion would be to work this into your current coaches’ training whether all at once or one sport at a time.
Below is the link to the National Alliance for Youth Sports (NAYS) website to learn more on the NYSCA. I am also including the link to our website. Here you will find detailed coverage descriptions, as well as the enrollment form to get your organization’s protection plan started.
What do you think?
Leave a Reply