Expect the Unexpected
I came across an excellent article entitled Insurance: Expecting the Unexpected on the sports insurance and risk management considerations of hosting a sporting event such as a marathon, triathlon, or walking event. The article is presented in a way that is easy for the layperson to understand and includes plenty of real life injury examples.
The insurance coverages discussed include Accident, General Liability, Workers’ Compensation, Equipment, Business Auto, and Event Cancellation and Weather insurance.
The risk management techniques discussed include participant waiver/release forms, collecting certificates of insurance from vendors, first aid stations, EMT, and review of contracts.