Sports Insurance Blog » Risk Management

Sadler Sports Insurance Ranks 19th In Risk Management Blogs

admin — Thu, 16 Dec 2010 14:58:45 +0000

Sadler Sports Insurance And Risk Management Blog is ranked 19th best Nationally by Risk Management Masters, an online resource specializing in Insurance Risk Management.

We are proud to be recognized as an important source for sports insurance and risk management information for teams, leagues, camps, tournaments and sports sanctioning and governing bodies. Our website has a risk management section with industry leading articles, videos, and programs.

Source: “Top 50 Risk Management Blogs”

Boy Scouts Lose $18.5 Million Sex Abuse / Molestation Verdict

admin — Fri, 30 Apr 2010 20:30:46 +0000

An Oregon man was awarded an $18.5 Million jury verdict against the national Boy Scouts organization for reckless and outrageous conduct in allowing an assistant scoutmaster to participate after admitting to a scout official that he had previously molested 17 other boys. Evidently the compensatory damages that were awarded amounted to $1.4 Million and the punitive damages were $17.1 Million. This verdict was only against the national Boy Scouts organization and does not include potential damages against local councils and other individual defendants. This verdict should serve as a wake up call to youth sports and recreation organizations to shore up their risk management plans. It also illustrates the need to carry high limits of General Liability coverage, including coverage for Sex Abuse & Molestation and punitive damages.

Sadler Sports & Recreation current clients can take advantage of our abuse / molestation videos on risk management implementation and awareness training as well as our word doc abuse / molestation risk management plan template. See www.sadlersports.com/riskmanagement

Source: Associated Press Release

Thousands Injured In Gyms And At Home In Pursuit Of Fitness

admin — Fri, 05 Feb 2010 18:14:29 +0000

Fitness Instructor Insurance and Health Club Insurance is in high demand due to frequent gym injuries.

According to the Consumer Product Safety Commission, the following injury statistics occurred in 2009:

* 1500 emergency room visits resulting from equipment related
mishaps in gyms

* 50,000 emergency room visits from home exercise equipment
incidents including treadmill falls, exercise ball falls, elastic stretch
band hits to face, and dropping free weights on feet.

* Treadmills are the number one cause of equipment related injuries
with 575 occurrences of falling off, tripping over, and tripping on.

* Weight machines and free weights caused 224 injuries.

* Common gym equipment related injuries include broken ankles,
fractured arms, fractured legs, and fingertip amputations.

Fitness instructors cite the following reason for gym/exercise related injuries:
* Inattention due to Ipods, cell phones, and reading.
* Using equipment for the first time without proper instruction
* Working out too hard, too soon after a period of inactivity.

Source: http://www.msnbc.msn.com/id/35127528/ns/health-fitness/

Should Players with HIV / AIDS Be Allowed To Participate In Youth Sports Leagues?

admin-sh — Mon, 16 Nov 2009 21:07:58 +0000

Should players with HIV / AIDS be allowed to participate in youth sports leagues? We have seen an increased number of phone calls requesting direction as to whether or not teams and leagues should allow players that are infected HIV / AIDS to participate. Although this is a controversial subject, we hope you find our article, HIV In Youth Sports, both useful and informative.

Marathon, Triathlon, Walkathon- Expect the UnExpected

admin-sh — Fri, 10 Oct 2008 16:06:17 +0000

I came across an excellent article, entitled Insurance: Expecting The Unexpected , on the sports insurance and risk management considerations of hosting a sporting event such as marathon, triathlon, or walking event. The article is presented in a way that is easy for the layperson to understand and includes plenty of real life injury examples.

The insurance coverages discussed include Accident, General Liability, Workers’ Compensation, Equipment, Business Auto, and Event Cancellation and Weather insurance.

The risk management techniques discussed include participant waiver/release forms, collecting certificates of insurance from vendors, first aid stations, EMT, and review of contracts.

Cheerleading Causing Catastrophic Injuries

admin-sh — Fri, 03 Oct 2008 20:17:44 +0000

Cheerleading has now moved well past the days of “rah, rah, rah, GO TEAM!!” It has quickly become one of the most dangerous sports among young women. In a special report Cheerleading Causes Most Severe Sports Injuries in Young Women it is shocking to see the catastrophic injuries that are taking place in this growing sport. We have seen an increased number of squads that are not just cheering for the local team, they are in competition for themselves. And often “BRING IT” more than the average football team. It is always important to make sure that the participants are well trained, not only in the how to do stunt, but to do them in ways to protect themselves and their squad members.