Sports Insurance Blog » minimum coverages

Sports Insurance Blog » minimum coverages http://www.sadlersports.com/blog Sports Insurance Risk Management Advice and Commentary on Current Topics of Interest Tue, 31 Jan 2012 19:13:26 +0000 en hourly 1 http://wordpress.org/?v=3.3.1 Sports Insurance: Team / League Minimum Requirements Checklist http://www.sadlersports.com/blog/index.php/2009/01/22/sports-insurance-team-league-minimum-requirements-checklist/ http://www.sadlersports.com/blog/index.php/2009/01/22/sports-insurance-team-league-minimum-requirements-checklist/#comments Thu, 22 Jan 2009 13:06:08 +0000 admin http://www.sadlersports.com/blog/?p=324 Part Two

How do you know for sure that your team / league sports insurance policies including Accident and General Liability provide the coverages and protection that you need to protect against devastating lawsuits? Many local insurance agents and even so called sports insurance specialists are guilty of offering inadequate coverages.

Minimum standards for sports insurance have been set by a sports insurance expert, risk manager, and attorney John Sadler of Sadler Sports And Recreation Insurance. These standards are outlined in the following checklist documents depending on if your team / league is a private sports organization that purchases its own insurance or if it has its insurance provided by a municipal recreation department:

Sports Organization Insurance Checklist: http://www.sadlersports.com/riskmanagement/index.html

Municipal Recreation Department Insurance Checklist: http://www.sadlersports.com/riskmanagement/index.html

The appropriate document should be submitted to your insurance agent for completion. The insurance agent simply checks off whether each standard has or has not been met and signs his or her name. This takes all of the burden off of sports administrators for trying to attempt this frustrating exercise themselves.

Once the completed checklist has been received, you must decide what to do based on the results. If the mandatory standards are not met, you should ask your agent to remedy the problem areas or you should find a new insurance agent that can offer policies that meet the minimum standards.

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