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AGENTS & BROKERS ONLY |
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Other Sports & Recreation Insurance Programs |
Recreation Department Accident Insurance: Individual or Blanket?We recently received a question from a recreation department administrator about whether or not they should offer Accident insurance on their sports programs on an individual or blanket basis. He also wondered if the recreation department would have any remaining liability if a player refused individual insurance. Here was our answer.
I teach the courses on sports insurance and risk management for NAYS’s Academy For Youth Sports Administrators. The standard for sports insurance as set by the Academy For Youth Sport Administrators is to offer blanket Excess Accident insurance where a premium is paid on behalf of and coverage is provided for all participants. Accident insurance on every participant is the first line of defense against lawsuits resulting from participant injury. Accident insurance, if properly written, can almost guarantee that the parent will have no out of pocket medical bills.
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Sadler & Company, Inc.
P.O. Box 5866
Columbia, SC 29250-5866
Phone: (800)622-7370 Fax: (803)256-4017
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