John Sadler was featured in the August 2011 edition of Rough Notes article: Amateur Sports, Recreation Market Continues To Grow. The article discusses common insurance risk and and management issues faced by Amateur and Sports Organizations including concussions, sex and molestation, volunteer embezzlement; etc.
Teams / Leagues that train / certify their coaches through National Alliance For Youth Sports (NYSCA) qualify to access discounted team / league insurance program with specially negotiated coverage enhancements. The NYSCA Insurance Plan through Sadler Sports Insurance offers high limit, high quality Accident and General Liability coverages at discounted prices. The insurance carriers recognize that trained or certified coaches are less likely to have injuries or lawsuits under their programs and as a result are willing to offer lower prices and coverage enhancements.
Qualifying sports include non scholastic, youth (ages 18 and under) t-ball, baseball, softball, basketball, soccer, golf, swimming, tennis, track & field, volleyball, flag / touch football, cheer, ice hockey, roller hockey, ice ringette, lacrosse, and wrestling.
Some of the special coverage enhancements include: $100,000 Excess Accident Limit, $2,000,000 General Liability Limit, No General Aggregate Limit, Sex Abuse / Molestation Coverage, Non Owned And Hired Auto Liability, no Volunteer v. Volunteer exclusion, etc.
Optional coverages are available for Directors & Officers Liability, Crime, and Equipment.
What if your coaches are not currently trained by NYSCA? Getting set up for training is easier than you may think. The NYSCA clinics, available on-site or online, are not only going to take some of the work off of the organization that hosts the training, but also provide tried and true risk management techniques that will protect the organization, the coaches and the kids. My suggestion would be to work this into your current coaches’ training whether all at once or one sport at a time.
Below is the link to the National Alliance for Youth Sports (NAYS) website to learn more on the NYSCA. I am also including the link to our website. Here you will find detailed coverage descriptions, as well as the enrollment form to get your organization’s protection plan started.
Even after our original blog was posted addressing the weight limit debate in youth football, we are still seeing heavy traffic and commentary on this subject. Read the Blog Here. What are your thoughts?
Should players with HIV / AIDS be allowed to participate in youth sports leagues? We have seen an increased number of phone calls requesting direction as to whether or not teams and leagues should allow players that are infected HIV / AIDS to participate. Although this is a controversial subject, we hope you find our article, HIV In Youth Sports, both useful and informative.