<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>Sports Insurance Blog &#187; Personal Trainer</title>
	<atom:link href="http://www.sadlersports.com/blog/index.php/category/personal-trainer/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.sadlersports.com/blog</link>
	<description>Sports Insurance Risk Management Advice and Commentary on Current Topics of Interest</description>
	<lastBuildDate>Wed, 28 Jul 2010 19:06:12 +0000</lastBuildDate>
	<generator>http://wordpress.org/?v=2.8.4</generator>
	<language>en</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
			<item>
		<title>Is a Personal Trainer Liable for Suggesting Supplements</title>
		<link>http://www.sadlersports.com/blog/index.php/2010/06/28/is-a-personal-trainer-liable-for-suggesting-supplements/</link>
		<comments>http://www.sadlersports.com/blog/index.php/2010/06/28/is-a-personal-trainer-liable-for-suggesting-supplements/#comments</comments>
		<pubDate>Mon, 28 Jun 2010 16:31:28 +0000</pubDate>
		<dc:creator>admin-sh</dc:creator>
				<category><![CDATA[Personal Trainer]]></category>
		<category><![CDATA[Risk Management]]></category>
		<category><![CDATA[Fitness Instructor]]></category>
		<category><![CDATA[Supplements]]></category>

		<guid isPermaLink="false">http://www.sadlersports.com/blog/?p=651</guid>
		<description><![CDATA[Every personal trainer wants to see their clients get results from the training that they provide, but where does the training and advice stop?  A case that has made it to the State Supreme Court in Manhattan, NY detailed in the article Health Club Sued for $320 Million gives a closer look as what can happen [...]]]></description>
			<content:encoded><![CDATA[<p>Every personal trainer wants to see their clients get results from the training that they provide, but where does the training and advice stop?  A case that has made it to the State Supreme Court in Manhattan, NY detailed in the article <a title="Health Club Sued for $320 Million" href="http://www.clubsafety.com/aed4.htm" target="_blank">Health Club Sued for $320 Million</a> gives a closer look as what can happen when a trainer goes too far.</p>
]]></content:encoded>
			<wfw:commentRss>http://www.sadlersports.com/blog/index.php/2010/06/28/is-a-personal-trainer-liable-for-suggesting-supplements/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Thousands Injured In Gyms And At Home In Pursuit Of Fitness</title>
		<link>http://www.sadlersports.com/blog/index.php/2010/02/05/thousands-injured-in-gyms-and-at-home-in-pursuit-of-fitness/</link>
		<comments>http://www.sadlersports.com/blog/index.php/2010/02/05/thousands-injured-in-gyms-and-at-home-in-pursuit-of-fitness/#comments</comments>
		<pubDate>Fri, 05 Feb 2010 18:14:29 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Equipment]]></category>
		<category><![CDATA[Health Clubs]]></category>
		<category><![CDATA[Injury]]></category>
		<category><![CDATA[Instructors]]></category>
		<category><![CDATA[Personal Trainer]]></category>
		<category><![CDATA[Risk Management]]></category>
		<category><![CDATA[exercise]]></category>
		<category><![CDATA[fitness]]></category>
		<category><![CDATA[general liability]]></category>
		<category><![CDATA[injuries]]></category>
		<category><![CDATA[Personal Trainers]]></category>

		<guid isPermaLink="false">http://www.sadlersports.com/blog/?p=786</guid>
		<description><![CDATA[Fitness Instructor Insurance and Health Club Insurance is in high demand due to frequent gym injuries.
According to the Consumer Product Safety Commission, the following injury statistics occurred in 2009:
*  1500 emergency room visits resulting from equipment related
     mishaps in gyms
*  50,000 emergency room visits from home exercise equipment
    incidents including treadmill falls, exercise ball falls, elastic stretch
    [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.sadlersports.com/instructors.html" target="_blank">Fitness Instructor Insurance</a> and <a href="http://www.sadlersports.com/healthclubinsurance/index.html" target="_blank">Health Club Insurance</a> is in high demand due to frequent gym injuries.</p>
<p>According to the Consumer Product Safety Commission, the following injury statistics occurred in 2009:</p>
<p>*  1500 emergency room visits resulting from equipment related<br />
     mishaps in gyms</p>
<p>*  50,000 emergency room visits from home exercise equipment<br />
    incidents including treadmill falls, exercise ball falls, elastic stretch<br />
    band hits to face, and dropping free weights on feet.</p>
<p>*  Treadmills are the number one cause of equipment related injuries<br />
     with 575 occurrences of falling off, tripping over, and tripping on.</p>
<p>*  Weight machines and free weights caused 224 injuries.</p>
<p>*  Common gym equipment related injuries include broken ankles,<br />
    fractured arms, fractured legs, and fingertip amputations.</p>
<p>Fitness instructors cite the following reason for gym/exercise related injuries:<br />
*  Inattention due to Ipods, cell phones, and reading.<br />
*  Using equipment for the first time without proper instruction<br />
*  Working out too hard, too soon after a period of inactivity.</p>
<p>Source: <a href="http://www.msnbc.msn.com/id/35127528/ns/health-fitness/">http://www.msnbc.msn.com/id/35127528/ns/health-fitness/</a></p>
]]></content:encoded>
			<wfw:commentRss>http://www.sadlersports.com/blog/index.php/2010/02/05/thousands-injured-in-gyms-and-at-home-in-pursuit-of-fitness/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Coronary Artery Disease &#8211; Tips for Personal Trainers</title>
		<link>http://www.sadlersports.com/blog/index.php/2009/05/29/coronary-artery-disease-tips-for-personal-trainers/</link>
		<comments>http://www.sadlersports.com/blog/index.php/2009/05/29/coronary-artery-disease-tips-for-personal-trainers/#comments</comments>
		<pubDate>Fri, 29 May 2009 16:01:01 +0000</pubDate>
		<dc:creator>admin-sh</dc:creator>
				<category><![CDATA[General Liability]]></category>
		<category><![CDATA[Health Clubs]]></category>
		<category><![CDATA[Instructors]]></category>
		<category><![CDATA[Personal Trainer]]></category>

		<guid isPermaLink="false">http://www.sadlersports.com/blog/?p=707</guid>
		<description><![CDATA[Personal Training can be a tricky trade when you are training a healthy client. Throw into the mix heart disease, such as coronary artery disease, and your challenges rise as does your increased liability.  Clients come to you for advice because you are the &#8220;professional&#8221; in this field.  Make it a point to learn about specific diseases [...]]]></description>
			<content:encoded><![CDATA[<p>Personal Training can be a tricky trade when you are training a healthy client. Throw into the mix heart disease, such as coronary artery disease, and your challenges rise as does your <strong>increased <a title="liability" href="http://www.sadlersports.com/personaltrainerinsurance" target="_blank">liability</a></strong>.  Clients come to you for advice because you are the &#8220;professional&#8221; in this field.  Make it a point to learn about specific diseases or conditions that you discovered about your client during your initial interview PRIOR to putting them on a routine, working them out in the gym or providing other advice.  Unfortunately, some may assume that because they have purchase <a title="personal trainer liability insurance" href="http://www.sadlersports.com/personaltrainerliabilityinsurance">personal trainer liability insurance</a>, they are protected from being sued. It is not a question as to <span style="text-decoration: underline;">if</span> you will get sued, but <span style="text-decoration: underline;">when</span> you will get sued. You always want to make sure that you have detailed documentation for all of your clients, because you don&#8217;t know which one it will be that is on the other side of the table.</p>
<p>An article that I just recently came across from NASPRO is the<strong> </strong><a title="Key Points for the Personal Trainer and Clients with Coronary Artery Disease " href="http://www.nasmpro.com/nasmpro/library/showarticle.aspx?id=3936" target="_blank"><strong>Key Points for the Personal Trainer and Clients with Coronary Artery Disease</strong></a><strong>.  </strong>Make it a point to read articles such as this as well as the constantly changing research and developments found at the <a title="American Heart Association" href="http://www.americanheart.org/presenter.jhtml?identifier=10000052" target="_blank"><strong>American Heart Association</strong></a>.</p>
]]></content:encoded>
			<wfw:commentRss>http://www.sadlersports.com/blog/index.php/2009/05/29/coronary-artery-disease-tips-for-personal-trainers/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Prompt Injury Reporting Could Save Health Clubs Thousands In Legal Fees</title>
		<link>http://www.sadlersports.com/blog/index.php/2009/05/22/prompt-injury-reporting-could-save-health-clubs-thousands-in-legal-fees/</link>
		<comments>http://www.sadlersports.com/blog/index.php/2009/05/22/prompt-injury-reporting-could-save-health-clubs-thousands-in-legal-fees/#comments</comments>
		<pubDate>Fri, 22 May 2009 19:42:36 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[General Liability]]></category>
		<category><![CDATA[Health Clubs]]></category>
		<category><![CDATA[Instructors]]></category>
		<category><![CDATA[Personal Trainer]]></category>

		<guid isPermaLink="false">http://www.sadlersports.com/blog/?p=681</guid>
		<description><![CDATA[Kim Marshall was injured while working out on a treadmill at Bally’s in Tacoma, Washington.  As a result of her injuries, Marshall filed suit against Bally’s Pacwest; Life Fitness, the company that manufactured and owned the treadmill, and Washington Athletic Repair, the company that installed and maintained the treadmill.  There were some discrepancies as to [...]]]></description>
			<content:encoded><![CDATA[<p><span style="font-family: Arial;">Kim Marshall was injured while working out on a treadmill at Bally’s in Tacoma, Washington.<span style="mso-spacerun: yes;">  </span>As a result of her injuries, Marshall filed suit against Bally’s Pacwest; Life Fitness, the company that manufactured and owned the treadmill, and Washington Athletic Repair, the company that installed and maintained the treadmill.<span style="mso-spacerun: yes;">  </span>There were some discrepancies as to what actually caused Marshall to be ejected from the treadmill, and it was this discrepancy that led to the dismissal of her suit.</span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-family: Arial;">The following facts where established in Marshall’s original deposition:<span style="mso-spacerun: yes;">  </span>She set the treadmill at 2.5 miles per hour for fifteen minutes.<span style="mso-spacerun: yes;">  </span>The treadmill abruptly stopped at thirteen minutes.<span style="mso-spacerun: yes;">  </span>Ms. Marshall reset the machine, but it restarted at 6.2 miles per hour instead of the slower pace she had initially programmed.<span style="mso-spacerun: yes;">  </span>This sudden start threw her backward, causing her to strike her head against a plexiglass wall.<span style="mso-spacerun: yes;">  </span>The blow to the head resulted in a brain injury.</span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt;"> </p>
<p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-family: Arial;">However, when questioned at trial, Ms. Marshall said she could not remember anything after resetting the machine.<span style="mso-spacerun: yes;">  </span>She could not recall the speed the machine restarted at or even if she was thrown backward into the plexiglass wall or to the side against something else.<span style="mso-spacerun: yes;">  </span>Her attorney stated that she had a two-week memory lapse following the brain injury.</span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt;"> </p>
<p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-family: Arial;">The trial court concluded that once she testified in court that she could not remember what actually happened after she reset the treadmill, she could not point back to her deposition and assert that pervious testimony as fact.<span style="mso-spacerun: yes;">  </span>And because she could not tell the court what the machine did when she reset it, she had no proof that the machine malfunctioned at all.<span style="mso-spacerun: yes;">  </span>The court reasoned it was just as likely that she tripped, fainted, or fell after resetting the machine because there is no other evidence to establish what happened.</span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt;"> </p>
<p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-family: Arial;">Marshall attempted to win on another legal theory called spoliation, which is the intentional destruction of evidence.<span style="mso-spacerun: yes;">  </span>This theory is based on the assumption that, when one party intentionally destroys evidence relevant to a case, that evidence must have been unfavorable to them.<span style="mso-spacerun: yes;">  </span>In this case, Marshall’s injuries occurred in May 1993, and her attorney did not ask to examine the treadmill until September 1997.<span style="mso-spacerun: yes;">  </span>After Marshall’s injury, the treadmill remained in use at Bally’s.<span style="mso-spacerun: yes;">  </span>In November 1993, Washington Athletic replaced the CPU in all Life Stride 9500 treadmills, including the one at issue.<span style="mso-spacerun: yes;">  </span>Marshall’s attorney had not requested that the CPU be preserved.<span style="mso-spacerun: yes;">  </span>That same treadmill remained operational until April 1997, when its frame broke.<span style="mso-spacerun: yes;">  </span>At this time, the machine was returned to Life Express for replacement.<span style="mso-spacerun: yes;">  </span>The court concluded that, because Marshall’s attorney did not request to inspect the machine until four years after the incident, Bally’s could not be held accountable for having destroyed evidence.</span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt;"> </p>
<p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-family: Arial;">Finally, the court also took into account the waiver clause in Ms. Marshall’s </span><span style="font-size: small; font-family: Arial; mso-fareast-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: EN-US; mso-bidi-language: AR-SA;">Membership contract with Bally’s.<span style="mso-spacerun: yes;">  </span>The clause stated, in part, that the club member is “voluntarily participating in these activities and assume(s) all risks of injury… that might result” and that the member agrees “to waive any claims or rights (the member) might otherwise have to sue (Bally’s) a factor, the court took into consideration when dismissing Marshall’s claim the fact that she could not prove that her injury resulted from any malfunctioning of the treadmill she was using.</span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-size: small; font-family: Arial; mso-fareast-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: EN-US; mso-bidi-language: AR-SA;"> <span style="text-decoration: underline;"> Marshall V. Ball&#8217;s Pac West, Inc., 972 P.2d 475, (Wash.1999).</span></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt;"> </p>
<blockquote>
<p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-size: small; font-family: Arial; mso-fareast-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: EN-US; mso-bidi-language: AR-SA;"><strong>In My Opinion  </strong>Proper accident and injury reporting can go a long way in documenting proper practice and enhance the ability to succeed in litigation.  In the above case, if witnesses observed that the plaintiff tripped, rather than her claim that she was thrust from the treadmill the claim could have immediately been dismissed, thus saving on expensive legal defense fees.  Prompt accident investigation procedures including written statements of witnesses are important.</span></p>
</blockquote>
<p>Article Compliments of <a title="From The Gym To The Jury" href="http://www.gym2jury.com">From The Gym To The Jury</a>, Volume 1, Number 1</p>
<p class="MsoNormal" style="margin: 0in 0in 0pt;"> </p>
]]></content:encoded>
			<wfw:commentRss>http://www.sadlersports.com/blog/index.php/2009/05/22/prompt-injury-reporting-could-save-health-clubs-thousands-in-legal-fees/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
	</channel>
</rss>
