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	<title>Sports Insurance Blog &#187; Equipment</title>
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	<link>http://www.sadlersports.com/blog</link>
	<description>Sports Insurance Risk Management Advice and Commentary on Current Topics of Interest</description>
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		<title>Unanchored Portable Soccer Goal Causes Fatality</title>
		<link>http://www.sadlersports.com/blog/index.php/2012/01/16/unanchored-portable-soccer-goal-causes-fatality/</link>
		<comments>http://www.sadlersports.com/blog/index.php/2012/01/16/unanchored-portable-soccer-goal-causes-fatality/#comments</comments>
		<pubDate>Mon, 16 Jan 2012 15:34:26 +0000</pubDate>
		<dc:creator>Martha</dc:creator>
				<category><![CDATA[Equipment]]></category>
		<category><![CDATA[Injury]]></category>
		<category><![CDATA[Soccer]]></category>
		<category><![CDATA[Head traumas]]></category>
		<category><![CDATA[injuries]]></category>
		<category><![CDATA[safety]]></category>
		<category><![CDATA[sports equipment]]></category>

		<guid isPermaLink="false">http://www.sadlersports.com/blog/?p=1459</guid>
		<description><![CDATA[Third-grader, Juan Escalera, 9 dies after soccer goal falls on him causing brain trauma.  It is unclear as to what caused the goal to fall while Juan and his cousins were playing soccer after church in Sampson County, NC.  There have been 36 deaths in the U.S. since 1979 from portable soccer goals falling.  Goals [...]]]></description>
			<content:encoded><![CDATA[<p>Third-grader, Juan Escalera, 9 dies after soccer goal falls on him causing brain trauma.  It is unclear as to what caused the goal to fall while Juan and his cousins were playing soccer after church in Sampson County, NC. </p>
<p>There have been 36 deaths in the U.S. since 1979 from portable soccer goals falling.  Goals should be held down with stakes or sand bags as they can weigh up to 500lbs. </p>
<p>Click here to see our prior blog and video on this topic <a href="http://www.sadlersports.com/blog/index.php/2010/09/22/video-explains-soccer-goal-tip-over-hazards/" target="_blank">“Video Explains Soccer Goal Tip Over Hazards” </a></p>
<p>Source: <a href="http://www.wral.com/news/local/story/10593569" target="_blank">WRAL Local News </a></p>
]]></content:encoded>
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		</item>
		<item>
		<title>The Difference Between Crime And Equipment Insurance For Sports Organizations</title>
		<link>http://www.sadlersports.com/blog/index.php/2011/08/05/the-difference-between-crime-and-equipment-insurance-for-sports-organizations/</link>
		<comments>http://www.sadlersports.com/blog/index.php/2011/08/05/the-difference-between-crime-and-equipment-insurance-for-sports-organizations/#comments</comments>
		<pubDate>Sat, 06 Aug 2011 03:45:11 +0000</pubDate>
		<dc:creator>admin-sh</dc:creator>
				<category><![CDATA[Crime]]></category>
		<category><![CDATA[Equipment]]></category>
		<category><![CDATA[Equipment Insurance]]></category>

		<guid isPermaLink="false">http://www.sadlersports.com/blog/?p=1232</guid>
		<description><![CDATA[Some administrators who make the insurance purchasing decisions for sports organizations are confused over the difference between Crime Insurance and Equipment Insurance. They mistakenly believe that theft of equipment by outsiders or vandalism of equipment is a "crime" and as a result covered by a Crime Policy. This is not correct.]]></description>
			<content:encoded><![CDATA[<p dir="ltr">Some administrators who make the insurance purchasing decisions for sports organizations are confused over the difference between Crime Insurance and Equipment Insurance.  They mistakenly believe that theft of equipment by outsiders or vandalism of equipment is a &#8220;crime&#8221; and as a result covered by a Crime Policy.  This is not correct.</p>
<p dir="ltr">Here is an easy way to distinquish the two policies:</p>
<p style="padding-left: 30px;" dir="ltr">Equipment Insurance = Loss to Sports Equipment Due To Fire, Wind, Vandalism, Theft, Etc.</p>
<p style="padding-left: 30px;" dir="ltr">Crime Insurance = Employee / Volunteer Theft Of Equipment Or Embezzlement of Funds.</p>
<p dir="ltr">Of course, the above explanation is an over simplification, but it is an easy way to distinquish the two policies.</p>
]]></content:encoded>
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		</item>
		<item>
		<title>Oversized Baseball Helmets Being Used In Minor Leagues</title>
		<link>http://www.sadlersports.com/blog/index.php/2010/06/03/oversized-baseball-helmets-being-used-in-minor-leagues/</link>
		<comments>http://www.sadlersports.com/blog/index.php/2010/06/03/oversized-baseball-helmets-being-used-in-minor-leagues/#comments</comments>
		<pubDate>Thu, 03 Jun 2010 12:46:20 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Baseball]]></category>
		<category><![CDATA[Equipment]]></category>
		<category><![CDATA[Injury]]></category>
		<category><![CDATA[concussion]]></category>
		<category><![CDATA[injuries]]></category>
		<category><![CDATA[sports equipment]]></category>

		<guid isPermaLink="false">http://www.sadlersports.com/blog/?p=852</guid>
		<description><![CDATA[The new helmets are not popular with players, but they can withstand pitches up to 100mph.  A must-use equipment in the minors this year, the Rawlings S100 helmet includes an expanded liner made of polypropylene for more protection.  “I don’t even look in the mirror,” said Justin Turner, an infielder for the Norfolk Tides, The [...]]]></description>
			<content:encoded><![CDATA[<p>The new helmets are not popular with players, but they can withstand pitches up to 100mph.  A must-use equipment in the minors this year, the Rawlings S100 helmet includes an expanded liner made of polypropylene for more protection. </p>
<p>“I don’t even look in the mirror,” said Justin Turner, an infielder for the Norfolk Tides, The Triple-A affiliate of the Baltimore Orioles.  “I think they’re ridiculous.  I’ve been hit in the face in the College World Series.  There’s got to be a way to put more protection in the helmet and not have them look that atrocious,” he said. </p>
<p>“New York Yankees catcher Francisco Cervelli is the only big leaguer wearing one on a regular basis.  He’d already sustained a couple of concussion when manger Joe Girardi persuaded Cervelli to pick safety over style.  “It’s ugly,” Cervelli said in spring training, adding, “It’s not about how it looks, I’ve got to take care of myself.” </p>
<p>It will be interesting to see how the new helmets are accepted in minor league baseball and their impact on concussions.  If favorable, the trend could spread to the major leagues, colleges, and high schools.  Its not clear if the pitch speeds in youth baseball justify the extra protection at this point.</p>
<p>Source:  <a href="http://www.insurancejournal.com/news/national/2010/05/28/110236.htm  " target="_blank">Insurance Journal, May 28, 2010  </a></p>
<div id="attachment_865" class="wp-caption aligncenter" style="width: 160px"><img class="size-thumbnail wp-image-865" title="s100-1_lge" src="http://www.sadlersports.com/blog/wp-content/uploads/2010/06/s100-1_lge1-150x150.jpg" alt="Rawlings S-100" width="150" height="150" /><p class="wp-caption-text">Rawlings S-100</p></div>
]]></content:encoded>
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		</item>
		<item>
		<title>Recertification and Reconditioning of Sports Equipment</title>
		<link>http://www.sadlersports.com/blog/index.php/2010/05/04/recertification-and-reconditioning-of-sports-equipment/</link>
		<comments>http://www.sadlersports.com/blog/index.php/2010/05/04/recertification-and-reconditioning-of-sports-equipment/#comments</comments>
		<pubDate>Tue, 04 May 2010 20:56:55 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Baseball]]></category>
		<category><![CDATA[Equipment]]></category>
		<category><![CDATA[Football]]></category>
		<category><![CDATA[Health]]></category>
		<category><![CDATA[Recertification]]></category>
		<category><![CDATA[Reconditioning]]></category>
		<category><![CDATA[Uniforms]]></category>

		<guid isPermaLink="false">http://www.sadlersports.com/blog/?p=827</guid>
		<description><![CDATA[We came across an excellent webpage from Riddell on their sports uniforms and equipment reconditioning, and recertification process to meet strict standards for athletic equipment.  This reconditioning process fights bacteria, viruses and mold, which reduces health risks.  Once the process is completed, a final inspection is done to recertify the equipment and uniforms according to [...]]]></description>
			<content:encoded><![CDATA[<p>We came across an excellent webpage from Riddell on their sports uniforms and equipment reconditioning, and recertification process to meet strict standards for athletic equipment.  This reconditioning process fights bacteria, viruses and mold, which reduces health risks.  Once the process is completed, a final inspection is done to recertify the equipment and uniforms according to the original manufacturing condition.  Click on the following link to see a video and learn more about the benefits of reconditioning and recertification. </p>
<p>Source: <a href="http://www.riddell.com/#/Reconditioning" target="_blank">Riddell</a></p>
]]></content:encoded>
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		</item>
		<item>
		<title>Thousands Injured In Gyms And At Home In Pursuit Of Fitness</title>
		<link>http://www.sadlersports.com/blog/index.php/2010/02/05/thousands-injured-in-gyms-and-at-home-in-pursuit-of-fitness/</link>
		<comments>http://www.sadlersports.com/blog/index.php/2010/02/05/thousands-injured-in-gyms-and-at-home-in-pursuit-of-fitness/#comments</comments>
		<pubDate>Fri, 05 Feb 2010 18:14:29 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Equipment]]></category>
		<category><![CDATA[Health Clubs]]></category>
		<category><![CDATA[Injury]]></category>
		<category><![CDATA[Instructors]]></category>
		<category><![CDATA[Personal Trainer]]></category>
		<category><![CDATA[Risk Management]]></category>
		<category><![CDATA[exercise]]></category>
		<category><![CDATA[fitness]]></category>
		<category><![CDATA[general liability]]></category>
		<category><![CDATA[injuries]]></category>
		<category><![CDATA[Personal Trainers]]></category>

		<guid isPermaLink="false">http://www.sadlersports.com/blog/?p=786</guid>
		<description><![CDATA[Fitness Instructor Insurance and Health Club Insurance is in high demand due to frequent gym injuries. According to the Consumer Product Safety Commission, the following injury statistics occurred in 2009: *  1500 emergency room visits resulting from equipment related      mishaps in gyms *  50,000 emergency room visits from home exercise equipment     incidents including treadmill falls, [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.sadlersports.com/instructors.html" target="_blank">Fitness Instructor Insurance</a> and <a href="http://www.sadlersports.com/healthclubinsurance/index.html" target="_blank">Health Club Insurance</a> is in high demand due to frequent gym injuries.</p>
<p>According to the Consumer Product Safety Commission, the following injury statistics occurred in 2009:</p>
<p>*  1500 emergency room visits resulting from equipment related<br />
     mishaps in gyms</p>
<p>*  50,000 emergency room visits from home exercise equipment<br />
    incidents including treadmill falls, exercise ball falls, elastic stretch<br />
    band hits to face, and dropping free weights on feet.</p>
<p>*  Treadmills are the number one cause of equipment related injuries<br />
     with 575 occurrences of falling off, tripping over, and tripping on.</p>
<p>*  Weight machines and free weights caused 224 injuries.</p>
<p>*  Common gym equipment related injuries include broken ankles,<br />
    fractured arms, fractured legs, and fingertip amputations.</p>
<p>Fitness instructors cite the following reason for gym/exercise related injuries:<br />
*  Inattention due to Ipods, cell phones, and reading.<br />
*  Using equipment for the first time without proper instruction<br />
*  Working out too hard, too soon after a period of inactivity.</p>
<p>Source: <a href="http://www.msnbc.msn.com/id/35127528/ns/health-fitness/">http://www.msnbc.msn.com/id/35127528/ns/health-fitness/</a></p>
]]></content:encoded>
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		<item>
		<title>Commotio Cordis In Baseball &#8211; AED &#8211; Chest Protectors &#8211; Safety Balls</title>
		<link>http://www.sadlersports.com/blog/index.php/2009/01/16/commotio-cordis-in-baseball-aed-chest-protectors-safety-balls/</link>
		<comments>http://www.sadlersports.com/blog/index.php/2009/01/16/commotio-cordis-in-baseball-aed-chest-protectors-safety-balls/#comments</comments>
		<pubDate>Fri, 16 Jan 2009 14:35:21 +0000</pubDate>
		<dc:creator>admin-sh</dc:creator>
				<category><![CDATA[Baseball]]></category>
		<category><![CDATA[Equipment]]></category>
		<category><![CDATA[Health]]></category>
		<category><![CDATA[Risk Management]]></category>
		<category><![CDATA[avoidance]]></category>
		<category><![CDATA[cardiac arrest]]></category>
		<category><![CDATA[chest]]></category>
		<category><![CDATA[chest protectors]]></category>
		<category><![CDATA[commotio cordis]]></category>
		<category><![CDATA[death rate]]></category>
		<category><![CDATA[electrical cycle]]></category>
		<category><![CDATA[heart]]></category>
		<category><![CDATA[softer balls]]></category>
		<category><![CDATA[sudden death]]></category>

		<guid isPermaLink="false">http://www.sadlersports.com/blog/?p=302</guid>
		<description><![CDATA[Commotio cordis or cardiac concussion is a cause of sudden death in young baseball players. It is the result of a low velocity impact to the chest from a thrown or batted ball traveling usually at a speed of between 20-50 mph. The impact must occur directly over the heart, the closer to the center [...]]]></description>
			<content:encoded><![CDATA[<blockquote><p>Commotio cordis or cardiac concussion is a cause of sudden death in young baseball players. It is the result of a low velocity impact to the chest from a thrown or batted ball traveling usually at a speed of between 20-50 mph. The impact must occur directly over the heart, the closer to the center the greater the risk. The cause of death is the development of an abnormal rhythm, ventricular fibrillation, though there may be some affect on the blood circulation to the heart as well. For the catastrophic event to occur, the impact has to be precisely timed to strike the heart during a 15-30-millisecond phase of the electrical cycle (during repolarization or just before the peak of the T-wave).</p>
<p>Commotio cordis is associated with a death rate of 90%. The lack of response of these young health baseball players to CPR is unexpected and remains unexplained, but it is clear that a rapid response is essential. This response is probably required in three-five minutes&#8230;&#8230;.</p>
<p>Batters should learn ball avoidance and turn away from an inside pitch and not open chest to the impact, as is so typically the case. Avoidance while bunting requires special attention. Pitchers as well should be coached in proper fielding positions and ball avoidance when necessary. Chest wall protectors that are commercially available have not been demonstrated to prevent commotio cordis. Studies with baseballs seems to indicate that lighter and softer balls may diminish the risk, but their acceptability for play by older children is of question.</p>
<p>See Report By <a title="Commotio Cordis In Baseball" href="http://mlb.mlb.com/usa_baseball/article.jsp?story=medsafety27" target="_blank">USA Baseball Medical And Safety Committee on Commotio Cordis in Baseball</a></p></blockquote>
<p><strong>In My Opinion: </strong>Studies indicate that the chances of survival of a commotio cordis incident is enhanced if a shock from an AED can be delivered promptly. Most ball parks don&#8217;t have AED&#8217;s and those that do must have well practiced procedures in place for the rapid use of the device or all if for naught. I am often amazed at the marketing efforts by the vendors of chest protectors. It makes sense that they would help but the scientific studies indicate that many don&#8217;t offer any protection and may actually be contra indicated. Apparently, most chest protector vendors need to go back to the drawing board with their designs. Also, the recent high profile lawsuit in New Jersey of a pitcher being stuck by a batted ball that came off of an alleged &#8220;hot bat&#8221; involves commotio cordis and resulting permanent disability to the pitcher. The metal bat manufacturer was sued among others. What is interesting to note is that commotio cordis usually occurs only when a projectile travels at a relatively slow speed between 20-50 mph and in this case the basis for the lawsuit is that the ball speed was too fast as a result of the alleged &#8220;hot bat&#8221;. John Sadler</p>
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