Personal And Advertising Injury Exposures For Sports Organizations
Sports organizations such as teams, leagues, and recreation departments have definite personal and advertising injury exposures which should be covered under a General Liability policy.
Personal injury is defined as a certain types of slander, libel, invasion of privacy, and false imprisonment. A typical personal injury example in the sports context occurs when a slanderous statement is made about a coach, umpire, or parent arising out of the heat of competition.
Advertising injury is defined as certain misleading statements or infringement of intellectual property rights in advertisements. An example in the sports context would occur when a sport organization makes a misleading statement about a competing sports organization in its advertising materials in the recruitment of player registrations.
Source: John Sadler
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