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Cheer Gym vs. Competition Cheer Squad Insurance

What’s the difference? Cheerleading is no longer simply a group of girls jumping and yelling along the sidelines of a ball game. It’s a performance sport that has exploded with nationally televised cheer competitions and even big screen movies about cheerleading. This expansion has led to competition cheer squads that go head-to-head for recreation and […]

The Gamble of Being Underinsured

The risks can be catastrophic Being underinsured is just as big a mistake as being uninsured. It’s no secret that insurance is one of those necessary purchases that buyers resent. But it’s also no secret that purchasing the correct coverage has protected countless people and organizations from potentially catastrophic financial circumstances. Sports organizations are often […]

Frivolous Lawsuits in Sports

It could happen to you Frivolous lawsuits take place all the time and the world of sports is by no means immune.  We get calls from people who want information on insurance because they are required to have it, not because they want it. Wear hear these comments all the time: “We’ve never had a […]

Intentional Under Reporting of Sports Teams Insurance

 It’s not just fudging the numbers, its fraud. The risk manager of a large municipal rec department called me recently. He had a league’s certificate of insurance in his hands that was issued by us. He was concerned that the league using his fields had over 30 teams, but our certificate indicated that coverage was only […]

Is a League Liable for Faulty Sports Equipment?

Concerns regarding older equipment We received a phone call from a youth lacrosse club coach who was concerned about the use of 20-year-old helmets that haven’t been reconditioned or re-certified. He wanted to know if he could be liable in the event of a head injury to a player since it his responsibility to verify to […]

Cheerleading Causing Catastrophic Injuries

Regulated or not, cheering poses serious risks Cheerleading has evolved well past the days of “Rah, rah, rah, GO TEAM” It has quickly become one of the most dangerous sports among young women. According to an article in the Washington Post, cheerleading accounts for more than half of all catastrophic injuries to girl athletes.  We […]



Sadler & Company, Inc, Insurance Services, Columbia, SC

Sadler & Company, Inc.
P.O. Box 5866
Columbia, SC 29250-5866
Phone: (800)622-7370   Fax: (803)256-4017
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