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Food Handling Safety in Concession Stands

  Are you cooking up trouble? Ants, bees, flies, rain, or wind can be annoying when enjoying a hot dog and soda at the ballpark. However, all of those pale in comparison to food poisoning, another outdoor food risk! Indoor and outdoor sports organizations risk liability in the event of a food poisoning incident resulting […]

Applying Title IX to municipal field usage for girls sports

Do girls have equal rights to field usage? A client in Oregon contacted me about a problem the local softball league is having as regards access to fields. I doubt this problem is unique, and perhaps other organizations can benefit  from this information. The local rec baseball and softball teams share a municipal ballpark, which […]

Sport injuries off the field

The Independent Contractor or Subcontractor Limitation Services such as concessions umpires, security, field maintenance and janitorial are typically outsourced by sport and recreation organizations as independent contractors or subcontractors. The Independent Contractor or Subcontractor Limitation endorsement on a General Liability policy can have adverse consequences for sports and recreation organizations. Don’t play around with independent […]

Assault and Battery Exclusion in Sports

Employees and volunteers vulnerable   Some sports General Liability policies have an endorsement entitled Assault and Battery Exclusion that modifies the terms of the original policy language.   The standard policy form (without the Assault And Battery Exclusion) contains an intentional injury exclusion that includes an exception for the use of reasonable force to protect […]

Reducing the risk of ACL injuries

Is prevention the best medicine?   You’d be hard pressed to find any youth soccer, basketball or football team that doesn’t have at least one player with an ACL injury. The anterior cruciate ligament, or ACL, stabilizes the knee and is highly susceptible to injury during high impact sports. As the popularity of youth sports […]

Mother refiles Pop Warner football suit

Did coaches violate tackling guidelines? Additional claims and the inclusion of more defendants are the reasons behind a lawsuit being refiled against Pop Warner. Donnovan Hill, 16, is the subject of a lawsuit that was filed after being hit during a Midget Orange Bowl championship game in 2011. Hill, 13 at the time, was left […]

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Sadler & Company, Inc, Insurance Services, Columbia, SC

Sadler & Company, Inc.
P.O. Box 5866
Columbia, SC 29250-5866
Phone: (800)622-7370   Fax: (803)256-4017
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