American Youth Football/Cheer Insurance

AYF/AYC endorsed sports insurance program for Accident, General Liability, Directors & Officer Liability and Equipment.

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Combined Accident and General Liability Rates

Rates below include $100,000 Accident / $500 Deductible (lower deductibles are available)

TACKLE FOOTBALL
AGE $1,000,000

General Liability

$2,000,000

General Liability

$5,000,000

General Liability

9 & Under $200.09 per team $219.02 per team $271.61 per team
12 & Under $254.24 per team $272.12 per team $324.71 per team
15 & Under $395.35 per team $415.33 per team $467.92 per team
FLAG/TOUCH FOOTBALL
AGE $1,000,000

General Liability

$2,000,000

General Liability

$5,000,000

General Liability

Ages 5-17 $81.55 per team $88.91 per team $125.73 per team
INSPIRATION Flag Football (Handicapped)ALL TEAMS (Age 5-22) $81.55 per team $88.91 per team $125.73 per team
CHEERLEADING
$1,000,000

General Liability

$2,000,000

General Liability

$5,000,000

General Liability

1. Cheer/Dance/Step/Majorettes Squads Affiliated with your Football Teams (Ages 5-18) (INSPIRATION up to age 22) No Charge No Charge No Charge
2. Cheer/Dance/Step/Majorettes Squads from #1 Above That Will Also Participate in Competitions Other Than Local League or Official AYC Regional or National Championships (Ages 5-18) Note: Class 2 squads must also be class 1 and you must show the # of squads for each class $43.09 per squad $48.35 per squad 100.93 per squad
3. Cheer/Dance/Step Squads Not Affiliated with a Football Organization (Ages 5-18) $91.76 per squad $97.02 per squad $149.61 per squad

(NOTE: Accident Options for $0, $100 or $250 deductible are available – click the link below)

Click here if higher liability limits are needed or if you would like to choose a different accident deductible.

Click here for a detailed coverage description for all of the above policies.

Applications for the June 30, 2015 effective date (2015-2016 season) will be accepted as early as May 15, 2015.

To qualify, all teams must join American Youth Football (www.joinayf.com) at an additional cost of $30 per tackle team, $15 per flag team and $20 per cheer/dance/step squad if application is done online. (Cost will be more if online membership application is not used.)

No commission is payable to agents.

NOTICE:  If you have a current policy with another source OTHER THAN than the American Youth Football/American Youth Cheer Endorsed Insurance program, print this checklist now! Submit this to your insurance agent to verify if your current policy meets Minimum Insurance Standards.


Directors & Officers Liability / Crime / Equipment Rates

Directors & Officers

  • $1,000,000 Directors & Officers Liability $300 per governing board
  • $2,000,000 Directors & Officers Liability $450 per governing board

Crime: $25,000 – $200 per governing board

Equipment: $2.00 per $100 of coverage ($200 minimum premium)

Click here for a detailed coverage description for all of the above policies (PDF Format)


(Download version)


Risk Management Content

The following risk management content is most applicable to AYF/AYC:

This is not an all-inclusive list, check out our risk management page for other articles, programs, videos and forms.


 Selected Blog Articles for Football and Cheer

This is not an all-inclusive list. Please check out our risk management page for other football and cheer-related articles, programs, videos, and forms.


AYF Football and Cheerleading Coaches Training

AYF is pleased to offer optional training to its coaches.

AYF Coach's training